Category: The ‘why’ of FI. (Page 30 of 41)

Aiming for FI is ALWAYS a good idea.

July 5, 2021 / FrogdancerJones / 14 Comments

When it comes right down to it, we’re all responsible for our own financial well-being. A definition on the internet or someone else blathering about how they think you should handle your FIRE journey has no relevance. Everyone has different nuances and circumstances to take into account, which means that the beauty and the terror of personal finance are just that. It’s PERSONAL.

Ultimately, it’s all up to you.

Having said that, however, I’m firmly in the camp of the ‘FI’ part of FIRE being the most important. Retire/don’t retire – I couldn’t give a tinker’s cuss what you do. But I do believe that, wherever possible, people should have the goal of being financially independent firmly in their sights.

The reason for this is simple: You never know what’s going to change in the future.

What started me thinking about this was a tweet I saw a little while ago where a guy was saying something like, “I think FIRE is stupid. I love my job. I love my life. I never want to retire.”

Someone pointed out to him that he may feel differently a little way down the track. Having kids, for example, definitely changes the way people look at how they want to spend their time.

His reply was something like, “Oh. I didn’t think of that. I’m single and 25 LOL!”

Oof.

Things change.

I worked at my last school for 17 years. I loved my job. Don’t get me wrong, I loved my holidays too, but every day I’d walk through those doors and be so happy that I worked at that school. Until gradually, things changed and I wasn’t feeling the love so much.

Things change.

If I hadn’t kept steadily moving towards Financial Independence during the years when I absolutely loved my job, I’d have been screwed when I became jaded. I would have had to stay whether I wanted to or not.

Two and a half years ago I wrote a post about a friend’s marriage that had hit a crisis point. It’s called ‘The Scariest Financial Decision of all‘ and in it, I talk not only about my friend but also about the breakdown of my marriage so many years ago. The thing was, I walked away from that marriage as emotionally prepared as I could be, (is anyone ever really emotionally prepared for all that?), but financially???

I was in a woeful state.

A bit like my friend. Two years after I wrote that post, she pulled the pin on her marriage for good. In the interim, she had another baby, so she’s now on her own with 3 kids under 6, a part-time job and a house with a hefty mortgage that is still awaiting property settlement. She has no money of her own behind her and so, like me 24 years ago, she’s essentially starting from scratch.

While my divorce wasn’t exactly amicable; hers is just awful. Nothing has been able to be agreed upon between the parties and even simple things like access to children and child support have had to be dragged through the courts. As you can imagine, solicitors, barristers and the drawing up of documents etc can run up expenses really quickly. My friend would be up shit creek without a paddle, let alone being able to afford a canoe, if it wasn’t for one thing.

Quite a while ago, her parents decided that they wanted a slice of this Financial Independence pie and so they made it their goal to reach it. Their goal was FAT-FI, which is basically a snappy way of saying that they ended up retiring with more than they needed for their basic living expenses. Since then the share market has been burbling along, they were living their lives and all was serene until the separation.

My friend can pay her legal team. She’s getting the best advice possible to ensure the safety and security of her kids. She can do so because her parents worked towards financial independence years ago.

I’m darned sure that when her parents were saving, investing and doing all they could to ensure a solid retirement, the thought of this situation happening never entered their heads. Like all of us on this path, they were focussing on what they wanted to have put by to make sure their retirement would be a good one.

But now? They’re so thankful to be able to help their daughter and grandchildren. If they’d YOLO-d their way through life, my friend’s situation would be pretty grim right now. Part of her parents’ view of having a great retirement has altered. They now view being able to help look after their grandchildren’s lives as being very valuable to them.

Things change.

We can foresee some things, such as getting older and reaching life’s milestones, but some things are absolutely hidden from us until they happen. Seeing as how that’s the case, the only way we can prepare for them is to get our financial acts together.

If something happens and we need to drop everything to be there for someone we care about, it’s far easier to do that if we don’t have to be juggling having to go to a job to pay our bills at the same time. Knowing that we have a solid financial footing means our brains are free to focus on the other things that the person needs. It frees us up to be totally in the space with that person, instead of money worries shredding away at the edges of our minds.

Fingers crossed that we never have to experience this! I know I’d prefer to have my boys merrily sailing off into the sunset with never a worry. I know that I’d prefer to have a retirement where the weightiest decision I have to make each year is which country I’m travelling to… but life is tricky.

Money doesn’t solve everything, but it sure makes a lot of situations just a little easier to bear.

Financial Independence is always a great goal.

You never know when it’ll come in handy.

After 6 months, I’m still learning about retirement.

June 16, 2021 / FrogdancerJones / 9 Comments

Granny squares with circular quilting. — One of the placemats.

You know, it always makes me smile when I see a blogger tweet something like, “Sorry everyone, I haven’t released my usual Wednesday blog post. Never fear, I’ll put a post out on Thursday instead. Apologies!!!”

Honestly… no one cares! It’s been a month since I posted here and no one’s sent out a search party. After my little holiday up in the high country I wasn’t feeling the urge to write here, so I didn’t. I threw myself into other things, mainly quilting (2.5 finished plus a couple of placemats), reading, (only $400 or so to go on the ‘Earning my rates back’ challenge) and getting the veggie garden ready to slumber over the winter.

And that’s where I learned something new about transitioning to retired life.

While I was happily down in the quilting rabbit hole, my veggie garden was sitting there, untended and unloved. The shrivelled up beans were hanging, brown and ugly, on their vines, the huge silver beet plant had gone to seed and the basil was running amok. Grass had come under the fence from the neighbour’s place and is under the apple trees, so that needs getting rid of.

It was time to get out there and put it all to rights.

Monday was a public holiday here in Victoria and the day was dry and slightly overcast. Perfect for a person like me with vampire-like skin that burns at the merest hint of sunlight! I grabbed my secateurs, the garbage bags filled with the autumn leaves that I brought back from my little holiday in the high country – souvenirs don’t have to cost anything – and out I went.

I’m a permaculture gardener, which means that very little gets taken out from the garden in our green waste bins. I ‘chop and drop’, which means that I use the secateurs to cut all of the dead tomato plants, bean stalks or whatever into little, mulch-sized pieces and I leave them on the garden beds. Over time, this breaks down and gives you lovely, lush soil. Very frugal – wastes nothing – and very eco-friendly.

‘Chop and Drop’ is great for the soil, but it takes a lot more time than simply ripping things out and stuffing them in garbage bags.

Once I cleared a section of the wicking beds, I put a thick layer of the souvenir autumn leaves down, then a layer of mushroom compost and then some animal manure. This year it’s cow manure as that was the cheapest one when I went to Bunnings. Over the top goes a layer of pea straw.

Free peas. Just leave them to dry on the plant and you have the makings of pea soup – or plant for more free peas next year!

I love using pea straw for veggies. Usually, you get a free crop of peas. Last year I saved the dried peas and a few days ago I made a hearty pea soup with a ham hock. Bloody beautiful!

All of these layers of leaves, compost and straw are wonderful for the soil but are time-consuming and after a while, rough on the back. After a few hours out there, my back was starting to hurt. But I kept eyeing off the garden beds. ‘Push on! There’s a couple of easy sections over there. There’s still daylight!’

This is how I’ve always worked in the garden. Once you start a job, you push through until it’s finished. Of course, up until now, I’ve only had weekends and school holidays to Get Things Done.

2 dogs sleeping with a ball between them. — Poppy and Scout while I quilt, making sure they keep tabs on the best toy ever.

I worked in the garden from around 10 until just before 6. I did heaps of work – 6/12 sections of wicking beds are now done and dusted for winter. But when I came in, my lower back was in pain. There was a lot of bending and lifting going on out there. Luckily, I have a live-in remedial masseuse. Ryan26 is an RM and myotherapist. I hobbled inside and asked for a treatment.

I lay on the massage table while he treated me, getting lots of information about, “It’s your glutes, Mum. When they’ve had enough, they constrict and it pulls on the muscles of your lower back which makes your back ache,” or something like that. Remedial massage hurts, so I was trying to be in my happy place.

Then he said, “You have to listen to your body. Why didn’t you stop when your back started hurting?”

“Ummm,” I said intelligently. “I wanted to finish the job.”

“Aren’t you retired?” he said. “You know you can always pick it up again tomorrow.”

Oops. While I was out there I fell into the usual way of doing things – get it done NOW because time is short and you’ll be back at work tomorrow!!!

It honestly didn’t occur to me that I could feel the twinges in my back, walk to the shed and put the secateurs and bags of leaves, compost and pea straw away and go inside and read a book. I just kept pushing through because that’s what I’ve always done in the past.

Interesting. Even after 6 months of retirement, it still didn’t dawn on me that now – for the first time in my adult life – I have the time and space to pace myself. To tackle tasks in a more leisurely fashion, rather than race at them and attack like a bull at a gate. In the big scheme of things, does it matter if the garden beds take 2 weeks to be bedded down for winter, rather than 2 days?

It’s nice being out in the garden. Jeffrey curls up on the couch under the verandah and sleeps, positioned where he can open an eye every now and then to check where I am. Scout and Poppy bring the ball for me to throw and when they get tired of that, Poppy curls up next to Jeff and Scout disappears inside. I hear the birds, the people singing in the church next door if it’s Sunday and kids playing. Sometimes I work in silence, other times I have podcasts or an audiobook playing.

It’s lovely. Why wouldn’t I want to savour those moments over lots of sunny days, instead of racing through them? Isn’t this part of what gaining freedom over my time actually means?

Then vs now.

May 19, 2021 / FrogdancerJones / 4 Comments

It’s 8:57 AM on a Wednesday morning.

In my previous life as a teacher, I would have left the house at 7:45 AM, driven all the way to school, parked in Hall st and then made it to my desk in the staff room by 8:30 AM. I’d chat with the colleagues at the desks near mine, then we’d look at the time, grab our computers, our books and whiteboard markers and gallop off to where we need to be for period 1.

The walkways between the buildings and portables would be packed. There were 1,200 kids and around 200 teachers all on the same mission, but all moving to different points of the campus. All of us had to be on time.

By 8:50 I’d be in my classroom, facing the first of the day’s crop of kids, ready to mark the roll. My lesson plan would already be laid out for me, with every class at the same year level doing the same work with the same resources at the same time.

Practically the only point of difference between my class and everyone else’s is that I’d write a couple of Dad jokes on the board at the start of every lesson. The kids loved it.

The bells define the day when you work at a school. The periods go for 48 minutes, lunch is an hour and recess is just under half an hour. There’s a bell at the middle of lunch so that the teachers on yard duty know that it’s time to swap in or out.

Now?

I’m on the couch in my pjs. I’ve written a blog post for the Frog Blog and I’m thinking vaguely about getting some breakfast before I take the dogs to the beach. Yesterday I googled “Quilting shops near me” and found there’s one just a few minutes drive away. I might have a look and see if there’s anything I’d like to buy for the next few quilts I have in mind.

Two minutes ago I was reading a blog post and I absently reached out to give Poppy a cuddle. She stretched out and I felt her silky fur under my hand. I glanced out the window behind her to see the blue sky, with just a touch of wind stirring the trees. I had a flashback as to where I’d be if I hadn’t retired.

I’d be in a room with 28 other people, locked away from most of this beautiful day. I’d have fun some of the time, sure. Kids can always make me laugh! But most of the time would be spent making them do work put together by earnest, serious young teachers that frankly, used to bore even me. Teaching used to be a lot more creative and fun. Now it’s getting more and more “cookie-cutter” style lessons, with the belief that one size fits all.

Thank God I was frugal, paid off my mortgage and was in a position to take advantage of an opportunity to accelerate my retirement date when it presented itself.

The whole day stretches out before me. I can spend it however I want. There’s no excuse for me to be bored! I’m the one in control.

THIS is why I put in the work to retire early(ish).

The ability to control your own time is worth its weight in gold.

Yesterday I went to a free talk at my library. An excellent author, Rosalie Ham, was talking about her books and the making of her first book, The Dressmaker, into a movie. Today I’ll potter around here, maybe go to that shop, while tomorrow? Who knows? I’ll probably decide what I want to do when my feet hit the floor tomorrow morning.

Next week I’m going away for a few days into the high country of Victoria. My timeshare had a few points that were going to expire at the end of June and for the first time – I’m in the position of being able to use them up because I’m free to travel midweek.

Five months into retirement, I’m loving it. My days are filled with quiet contentment and I’m happy.

So how’s the reading challenge coming along?

May 13, 2021 / FrogdancerJones / 6 Comments

We’re half-way through May so I guess it’s time to check in on how my challenge to make back all my rates by reading the equivalent value of books from the library is coming along.

As in the picture above – it’s going swimmingly. 🙂

I was prompted to write this post by the following tweet:

I answered that I’m currently up to 62 books in 2021 – (it’s now 64) – and someone asked for some recommendations.

So, roughly a third of the books I’ve tackled so far have been Thumping Good Reads.

Both the McTiernan books were audiobooks that I borrowed from the library and listened to while I was driving around South Australia. It was a terrifically efficient way to read, except that now the big burly male protagonist will forever have a deep woman’s voice in my head. But the reader had the Irish accent down pat.

I really enjoyed the Hayfield novels ‘Wife After Wife’ and ‘Sister to Sister’ too. I absolutely love Tudor history and she had the brilliant idea of transferring the Tudor story to modern times. For example – Henry VIII isn’t a king anymore – kings have no real power in our society. Instead, he’s a media magnate. He can’t behead his wives either, so how would these marriages come to an end nowadays? I particularly enjoyed how she got around the thorny problem of Anne of Cleves – there’s no blaming Hans Holbein for a flattering, deceptive portrait when we have cameras, phones and videos!

I read ‘The Queen’s Gambit’ before I watched the Netflix series. This book was so beautifully written that, instead of galloping through it like I usually do, I’d put it down after nearly every chapter just so I could savour the language.

‘The Thursday Murder Club’ was completely unexpected. It’s written with such clever, witty English humour, while the premise of a group of old=age pensioners getting together to solve a murder is something I’ve never come across before. I loved it and can’t wait for the next in the series to be released.

I’m reading all of the books Rosalie Ham has written because next week I’m going to a free talk at the library -( should I count this for… say… $10 off my total for the challenge???) – about her sequel to ‘The Dressmaker’ called ‘The Dressmaker’s Secret.’ She’s a very good writer, but ‘There Should be More Dancing’ had me hooked from the start. The protagonist, Margery Blandon, sees herself as such a virtuous, upright person but she’s simply AWFUL. I killed myself laughing when her husband said, ” I thought that when I opened you, Margery, I’d find a pearl. Instead, I found an oyster.” This is such a poignant, sad, yet funny book.

Stephen King recommended ‘Find You First’ on Twitter so I tracked it down. It’s a fast-moving thriller and it kept me guessing. I also included his own book, ‘Later.’ King has written so many books. When he’s on point, his stories crackle. This one was great.

‘Olive, Mabel and Me: The story of two very good dogs,’ is written by Andrew Cotter, the Scottish sports commentator who found internet fame by posting videos of his 2 labradors when he got bored during lockdown. Of course, I was always going to love this book. 🙂 If you haven’t seen them before, the videos are well worth watching.

The other books in the list are all very well-known and I was just late to the party.

A quick glance to the side and you’ll see that I’m past the halfway mark – I’ll be gliding smoothly towards the finish line now!

An added bonus that i didn’t expect is that because I’m reading, reserving and picking up so many library books, the dogs and I are walking to the library at least twice a week. That’s a 5KM round trip. It gives me over half my 10,000 steps for the day and leaves me with a feeling of having accomplished something. Today we left at 10 AM to drop off ‘The Good Sister’ by Hepworth – (an excellent read – I couldn’t put the bloody thing down so I finished it in a day) and a Lincoln Rhyme novel. We were back by 11 – our walking times are getting better!

I know that this is a FIRE blog and that there are absolutely no finance books on my list. That’s not to say I didn’t read any, but life isn’t made up of finance alone. There’s absolutely nothing better than getting lost in the world of a good book.

As George RR Martin said in ‘A Dance of Dragons’ –

“A reader lives a thousand lives before he dies… The man who never reads leads only one.”

A petrified forest, a blowhole and a walk down memory lane.

May 5, 2021 / FrogdancerJones / 10 Comments

The man in the motel in Portland told me to back-track a little and to go and see the Petrified Forest. After I checked out, I raced down to have a look.

You park your car and walk along the cliffs to see it. On the way, there’s a fork… right to see the Blowhole and left to see the petrified forest. I decided to save the Blowhole for the way back.

I was a bit sad to read the explanation of how these tubes formed. It’s much more romantic to think of trees being slowly buried, rather than being all drippy and watery things making these strange tubes.

It was an eerie sort of place. I was the only one there and it was blustery and cold.

It was definitely the perfect place for a wind farm!

Looking out towards Antarctica again…

I walked around for a fair while, feeling all broody and mysterious, and then I walked back to see the Blowhole. I was so glad I did.

This was taken from the lookout. The waves smash into the cliffs and they rise up. Every now and then I could feel light spray on my face if the wind happened to be blowing in the right direction. The sound was amazing and it felt so wild and free.

I glanced at my phone and saw that it was morning recess time at school, so I texted a few people at work with this photo. The contrast between the crowded staffroom and this isolated place was huge.

I stopped the car to take this photo. The fence was hung with shoes for hundreds of metres.

Then I headed into Port Fairy for lunch. Found a nice little bakery and had a lovely lunch. Then I went out to explore.

I was in two minds about how long I should stay here. I was looking forward to seeing this place. Everyone says how pretty Port Fairy is and I was keen to have a squiz. I was going to book a lace for the night so I could really have a good look around.

But honestly, it was really boring.

Sure, there are plenty of pretty little cottages but most of them are privately owned. The lighthouse walk was closed because they were resurfacing the path, so I drove around for a bit, looking at the picture-postcard cottages, then yawned and headed off to Warrnambool.

I was meeting a blog reader for coffee there!

Loretta has been reading the Frogblog for years and was also a member of Simple Savings, so we knew we’d have a lot in common. We met at a café by the beach and talked our heads off and then went for a walk along the boardwalk.

“Now that we’ve met each other and we know we get along, would you like to come back to our place for dinner?” she asked as I was huffing and puffing along beside her. I’m slowly getting fitter but it’s clear I need to make more of an effort!

So off we drove. On the way, I rang Ryan26 and told him where I was going – safety first! (I could see that Loretta was ok, but what if her husband was an axe murderer??? ) Only joking, but as a single woman travelling alone, I sent Ryan26 texts everywhere I went. He must have loved being in so much contact with his Mum…

I had the loveliest evening with Loretta and her family. When we got there I met the dogs – it was so good to see some waggly tails again. Her husband made dinner for us all and he cooked the most tender steaks I’ve eaten in years. Paired with home-grown potatoes, which, when I got home, made me start harvesting mine. It’s too easy to forget them when they’re under the ground.

When it was time for me to go, she walked me down their driveway to the car parked on the street outside. You forget just how dark it is out in the country. She said that she and a friend take walks in the evening all the time. I’m sure I’d fall down a hole and break my leg in the first 5 minutes if I tried that. It was pitch-black. She’s an intrepid woman.

The next morning I was on the road again, heading back to the Port Campbell area to see the 2 sights I didn’t see on the way up, due to rain. Here’s the Bay of Islands.

Beautiful, isn’t it?

The sun was shining over me and in the bay, but the grey clouds were gathering behind me. I stayed savouring the view for quite a long while, then jumped back in the car to go and have a look at the Bay of Martyrs.

By the time I got there, the sun had moved on.

So had the rain. Towards me.

I ran back to the car. I didn’t get too wet.

Then I drove on.

The rest of the day was me basically driving juuuust ahead of the rain. The Great Ocean Road ducked inland for a bit and I suddenly realised that I was getting low on fuel. There was a tiny dot on the map in the middle of nowhere that had this petrol bowser outside a shop. I thought for sure that it wouldn’t be operational but thank goodness it was. Saved my bacon!

They’d just filled the bird feeder out the back before I arrived. We get lorikeets at home but we don’t get rosellas. Pretty, aren’t they?

Lots of twists and turns but I was listening to a shockingly bad audiobook, (Hamish McBeth – don’t even go there) so it helped take my mind off the awfulness.

By the time I reached Apollo Bay I’d pulled ahead of the rainclouds a bit.

WHAT a beautiful place!

I tried to capture the turquoise water but my iPhone camera doesn’t do it justice. There’s a lovely beach so I took the chance to walk along it.

I met the beautiful Heidi. She made me miss my snag, Scout. Heidi was just as tiny as my girl.

By the time I’d finished my walk, the sky was beginning to darken. Time to push on.

The drive along the Great Ocean Road was so weird, because the sea was 2 different colours. I’ve caught it here. Right where I was driving was the line between the rain and the sun. The left is bluer than the right, can you see?

Then I came to Lorne and I as I was driving through, I passed a place that I haven’t seen since I was 18. I did a u-ey and drove back.

There’s a caravan park beside a bridge on the foreshore. It has a creek going through it.

At the end of year 12, back in 1981, we all drove down here and camped for a week in tents by the creek. This is exactly where we were.

Nowadays they’ve got cute little cabins, but back in the day it was just our tents, then caravans further back. We had such a good time!

I took a short walk along the creek bank, being mindful of the rain chasing me. All I could hear was the sound of the water and birdsong. It was beautifully calm and peaceful.

One thing that I found out about when I was doing my all-too-quick research about what to do on this trip was the ferry from Queenscliff to Sorrento. Rather than driving through Geelong and then battling peak hour traffic all the way through Melbourne and then around to the bayside suburb where The Best House in Melbourne is; I could drive to Queenscliff and take a short ferry ride to the Mornington Peninsula, then have a 30 minute drive home.

I was excited to try it. Every ferry ride I’ve had has been fun. What an exciting way to end the holiday!

I was lucky enough to arrive 5 minutes before it was due to leave, so I drove straight on. I went up to the deck to get the full experience of what was sure to be a dashing ride across the bay.

Here’s a photo of the most boring ferry ride ever. Honestly, I think I could’ve swum quicker than the ferry. It slowly chugged chugged chugged its way through the water while I gave up and turned to the book in my bag. It was far more interesting.

And then home I drove. The dogs were ecstatic to see me and so was Ryan26.

“The dogs are SO ANNOYING!” he said. “They’re so clingy. They’ve got to be with you 24/7. I never thought I’d say this, but when I leave home I think I’ll get a cat before I get a dog. At least the cat will come up and want a pat, but then it’ll leave me alone!”

But that’s the best part of being home again. 🙂

Costs of the Trip:

Running total: $2,096

Costs of Day 9 :

$108 accomodation. (No bowl supplied here either.)

$12 lunch

Total for Day 9: $120

Costs of Day 10:

$88 fuel

$5 lunch

$69 ferry

Total for Day 10: $162

Total for the trip: $2,378

That’s not too bad for a getaway like this. (Though as Dave from Strong Money Australia asked me on Twitter, “What are you getting away from?” LOL.)

If you take away the $1,100 painting I bought, it’s only $1,278, which equates to an average of $127.80/day.

These figures are slightly smudged by the fact I used my timeshare for 5 nights’ accomodation. I pay 1K/year for costs for the timeshare, but because it is calculated by points rather than by weeks it’s been used for a fair few holidays by the kids and now me. The points blend into each other year by year.

In fact, I’ve just booked a 2 night break (from what?!?) up in the mountains to use up 280 points that are due to expire on June 30. In previous years they’d just have to expire, but now I’ve go the time, by God I’m going to use them up!!

Penola, a saint and a sinkhole.

May 3, 2021 / FrogdancerJones / 8 Comments

I stopped in at Penola for lunch, and while I was walking around I saw this sign. Petticoat Lane. How could I NOT take a look here?

Apparently this street got its name because in the 1890’s so many girls were born here. It has quite a few National Trust houses and one of them was open.

Gammon Cottage’s front gate was ajar so I prowled around the yard. It even has the old well!

Have a read in the next photo of what happened to the builder of this cottage when he went to find gold!

Not everyone who went to the goldfields had a rollicking good time.

This is one of Sharam’s cottages. This couple had so many kids that he had to build another house next door, just to house them all.

This reminded me of Wordworth’s cottage in the Lake District.

The roof was only just above my head and I’m only 5’2″.

And people have the gall to say that I have a large family. Compared to this couple, I was positively restrained! Only 4 boys.

At least the poor woman ended up with one nice room.

This is inside the original cottage which was only divided up into 2 rooms. As you can see, the wall didn’t even go up to the ceiling. Not much privacy going on here…

But look! At some stage she got a pump to get water instead of a well. LUXURY!

The garden out the back is still run by volunteers. There was a woman working there when I walked through and we started chatting. At first she was merely polite but when I showed that I recognised most of the herbs growing here, she warmed up and I walked away with a packet of lovage seeds from the garden. I’ve never grown lovage before. Its like a strong tasting celery.

Growing food means that you can bond with people wherever you go.

Next door was the McAdam slab hut. Anyone who wants to romanticise the lives of the pioneers should have a quick look inside this place.

I would NOT have been happy in this place. Can you imagine the wind whistling through all of those cracks in winter? Plus every neighbourhood Peeping Tom could be glued to your every move and they wouldn’t miss a thing.

Penola also has a museum dedicated to St Mary McKillop. She started off her teaching here and due to her efforts, Penola had the biggest library in South Australia outside of Adelaide. I guess that’s what happens when you raise the literacy level of an entire district by educating every child, not just the rich ones. People need reading materials, once they know how to do it.

I knew very little about Mary McKillop, aside from the facts that she was on the $5 nots and that she’s Australia’s first Catholic saint. I don’t have a religious bone in my body. I decided to invest $5 in an entry fee to the Mary McKillip museum and see what I could find out.

First I went to the church where they have this little ante-room where you can have a chat to her, if you’ve a mind to.

I went to the museum but the only new information I came away with was that she and her fellow nuns were excommunicated for a while. Can’t remember why, but the bishop who did it reconsidered on his deathbed and lifted it.

The $5 fee also allowed entrance to the schoolroom where Mary and her fellow sisters taught school. It was all a bit interesting but for me, once is enough.

I jumped in the car again and made it back to Mt Gambier. I drove around the Blue Lake again, then headed for the Umpherston Sinkhole.

This was originally just a huge hole in the ground but the guy who owned the land back in the 1890’s decided that summer in South Australia was too damned hot. Why not build a pleasure garden down in the big hole where it was so much cooler?

It was about 4PM when I arrived.

You walk along the top of it…

… and then you see this.

Down the steps you go.

View from halfway down the steps.

Imagine being able to punt along in your own lake…

I wandered around here for. little while, then decided I could push on a little bit longer. It was that time of day when it was too early to think about stopping, but too late to think about driving for too much longer.

I saw some cool things as I drove along to Portland for the night.

There were contented cows.

This farm decided to put old bikes at the entrance and up the driveway. I suppose that’s one way of making sure that when they give directions to their place and say, “You can’t miss it,” then they’re correct.

Lots of pine plantations. It worries me to think of bushfires happening here – pine trees go off like rockets.

I got in late-ish to a cheap and cheerful motel. One thing I’ve found about motels for around $100 a night – they don’t include bowls in the crockery they supply. So annoying if you’ve planned on making oats for breakfast and you have a sneaky tin of baked beans to have for a dinner.

But I wasn’t going to let them steal my rights and repress me. If I want a disgustingly cheap dinner in a sad motel room then I’m going to have it, dammit!!

Baked beans in a mug… mmm mmm!

The dinner of champions.

Costs of the Trip:

Running total so far: $1,935

Costs for Day 8:

Entrance fee for Cave tour: $35

$13 lunch

$5 St Mary McKillop musuem

Accomodation: $108

Total for Day 8: $161

Running total: $2,096

Cars and Caves.

May 1, 2021 / FrogdancerJones / 10 Comments

When I was a kid we’d go to vintage car rallies ALL THE TIME. Dear God, it was so boring. My Dad was a Riley enthusiast – beautiful British cars. Dad has a 1930 Riley 9, a Drophead and a couple of others. My first car was a Riley Elf, which is basically a mini with a Riley grill on the front.

We’d drive to car parks/wineries/paddocks/whatever. All of the Rileys would line up in a row and the men would crawl all over them, the women would pull up picnic chairs and chat and the kids would be bored. I think this is when my addiction to reading became cemented.

So when Jenna’s parents suggested that we go to a car rally in a town on the peninisula, I inwardly groaned.

But it was actually quite fun.

I think the difference was that it was a huge mix of different cars and they drove down the main drag of the town in a procession that lasted around an hour.

Jenna’s parents and I drove to a mid point to meet up, then I hopped in their car and off we went. No, the corvette is not their car!

We found a spot at a table under a verandah and settled in to watch the parade.

There was everything from a model T Ford, dune buggies, Morgans, VW combis and beetles, muscle cars, sedans – something for everyone.

There was even this 3 wheeled thing!

For a while I stood on the kerb with Andrew and watched the parade, looking for any Rileys, but after a while I got a little bored and thought I’d better go back and sit with Ann-Marie.

We were chatting away when I glanced over at the parade. A car was smoothly driving past with a silhouette that has been ingrained on my psyche since childhood.

“Holy shit, that’s a Riley!” I exclaimed, ever the lady, and I leapt up to join Andrew. I was ridiculously excited.

There were about 5 or 6 of them, one of them a mint-green Riley Elf. I could’ve taken photos but I called Dad instead and described what I was seeing. He was reliving his glory days as I was talking. It was pretty special.

Then we went to a winery for unch. I thought I did pretty well to get to pay for their lunches – I’ve learned from David27’s “in-laws” that you have to be quick to stop them paying for everything. Jenna’s parents are the same.

I sneakily overheard what they were going to order, then made sure I was ahead of Ann-Marie in the queue to order. When I ordered my meal, then went on to list theirs, I heard, “Oh you better not!” behind me. I put my card on the payment thingy, then turned around and said, “OMG, my card just slipped. Oh well…”

I thought I got away with it too, until we went to another winery for a wine tasting and I raved about a shiraz that was priced in the 3 figures and made them taste it. Guess who went home with a bottle of it? I’ve told them that they’re invited to my 60th and we’ll all crack it open then.

It’s so nice to see that my boys are choosing to be with partners with such lovely families. Andrew and Ann-Marie let me stay with them Friday night and they gave up their Sunday to spend time with me. That’s going above and beyond! I’m looking forward to enjoying that bottla wine with them in a few years time.

Monday. Time to start heading home. I had no fixed plans, other than wanting to see the Ulpherstone Sinkhole in Mt Gambier that I missed on the way up – and I knew I wanted to spend ages in Port Fairy. Everyone says how pretty it is.

I wanted to learn from the mistake of my rushed trip over and take my time on the way back.

As I headed out, I thought I may as well drive up to Murray Bridge and have a look at the river. Why not? I put a generic address into the TomTom, ( 1 Main st / Smith St /First st ; whatever works), and I set off.

Then I started seeing signs to Harndorf.

I’ve been hearing about Hahndorf for 17 years. It’s the first German settlement in Australia and every year the German students from our school would go over there for an excursion and report back at the next General Assembly.

I had to see it for myself. I wanted to follow my nose home and this was an ideal place to start.

I pulled up in the Main st and parked outside an art gallery. Following my nose, I walked in.

And you wouldn’t believe it – I finally found the perfect painting for my dining room. I’ve only been living here and looking for the last 5 YEARS.

It’s absolutely nothing like I thought I’d buy. The subject is SO not me, it’s smaller than I visualised and the colours are different to what I was looking for, but when I saw it I knew it’d fit really well. So $1,100 lighter I walked out of the shop.

What are the odds? I had no plans to go to Hahndorf and there just happened to be a spot for my car directly outside the gallery. The painting had been put up less than 24 hours before I arrived. Maybe it was meant to be?

It’s being delivered sometime this week. If it looks awful then I only have myself to blame.

Bust and a row of sketches. — Hans Heysen – bust and sketches.

Look who I found in the museum behind the information centre!!!!

Remember when I showed you the picture of Ruth by Nora Heysen? Here’s her Dad – the way famous one of the two of them. The bust is of him and the sketches are his.

I like how when you travel in an area, the stories loop around. It reminds me of when Scott and I were walking on the battlements of Lincoln Castle, listening to the guided tour through our headphones, when I suddenly heard that Henry VIII and Katharine Howard had walked along the very same stones I was walking on. I’ll never forget the unexpected thrill.

Photo of Prince Philip looking interested.

Speaking of royalty, the museum behind the information centre was tiny, yet Prince Philip had visited it. One huge advantage to being a working royal is the amount of travel you could do. Imagine all the countries he must have seen? But imagine all the hours of tedium he must have gone through as well. No wonder he sometimes said the odd non-PC quip.

In its day, the building was a school for boys and also a hospital. Look at the lacework, or is it tatting? This was on a maternity dress. I think I’d go blind, squinting, if I tried to do this, though I have some tatting that my great-grandmother did. Amazingly detailed.

Hahndorf was a very pretty little place. A few shops had jolly German music spilling out onto the street as thr tourists walked by. It was still school holidays in South Australia so there were a fair few people about.

Scott suggested that I mark all the school holidays in my calendar at the start of every year so I don’t make the mistake of travelling while the kids are free. I’m going to have to mark every state’s holidays, I think.

Then I drove to Murray Bridge.

Here’s the river Murray. It’s long. It’s wet. I had a look, ate lunch and drove on. I was aiming for Mt Gambier but then, as it was getting to late afternoon, the heavens opened up. I drove into Narracoorte.

There was a huge sign on the highway just before you enter the town, spruiking their caves. I vaguely remembered that Narracoorte was way famous for its caves, so I thought I’d get a cheap motel, stay the night and have a bit of a look around underground the next day.

When I reached the caves the next day, I saw another instance of stories looping around. See this massive Diprotadon? Otherwise known as a giant wombat. What does he look a bt like?

Remember my sculpture that I bought from the arts festival, thinking that it was going to be my only souvenir? They look like they might be cousins.

The Narracoorte limestone caves are a world heritage listed site. They offer a few different tours but the lady in the information centre said to go on the fossils tour, because that is why they made it to the heritage list.

Don’t make the mistake I did and assume that the caves would be chilly. I wore my duckdown coat. It’s actually really warm down there.

See how the stalactites are hanging in a row here? Our guide said that in the early 1900’s guides used to clamber up there and ‘play’ the stalactites like a xylophone for their customers by hitting them. Sometimes one would break. Can you believe it???

Incidentally, I learned how to remember the difference between stalactites and stalagmites. Stalagmites MIGHT reach the roof one day, while stalactites have to hold on TIGHT to the roof to stop from falling.

Never say that this blog isn’t informative about the issues that matter!

This fascinating photo is of a hole in the roof that leads up to the ground. This one was man-made to get all of the rubble out so that the tours like the one I was now on could be made. These also occur naturally, which is how the fossils have ended up in the caves.

Animals (and people, probably) would be innocently walking along and then fall down these shafts into the caves below. Some died immediately, but others survived until they died of thirst. They know this because they have complete skeletons of animals who look as if they’ve just curled up and gone to sleep, but with bones that have started to heal from their initial fall.

This guy is a literal drop bear. Yes, they used to exist! He was some sort of carnivorous koala-type.

See the massive claw on his opposable thumb? Imagine that slicing into your soft underbelly?

This one was a kangaroo, but with only one toe. I took this photo to show you, but I like this next one a lot better.

That shadow is very Star Wars, isn’t it?

The caves that were initially found were just open caverns full of the rock formations, but then a couple of cavers found their way into some massive caverns further in that were jam-packed full of bones and fossils.

These are real bones that have been left as they were.

Behind the cave where we were standing is a massive cave where they’ve removed a small section of bones to study. They plan to leave the rest where they are for as long as possible. Our guide, who is a palaeontologist herself, said that they’ve removed enough bones and other material to keep many universities busy for decades. Maybe by the time they need to take another look, they might have technology that can study what’s in the caves but be able to leave everything untouched.

It’s an interesting thought.

And then I was off and away. I pointed the car towards Mt Gambier and off I went. It was just before lunch and the day was still young!

Costs of the trip:

Running total so far: $665

Costs for day 6: $85 for lunch.

Costs forDay 7:

$1,100 painting

$10 lunch (Subway – eat fresh.)

$69 fuel

$91 accommodation

Total for Day 7: $1,270

Running total for trip: $1,935 (Yikes! I hope I still love this painting when it arrives!)

Where we arrive at the extroverted part of the holiday.

April 27, 2021 / FrogdancerJones / 10 Comments

I’ve had 4 or 5 people contact me to ask whether I’d died in a fiery car crash on my holiday – some asked it more tactfully than others! – so I thought I’d better get back into the zone to write. I’ve been busy finishing off a quilt, reading, having a rapturous reunion with the dogs (and with the boys, of course!)

LOOK at this beautiful painting. After I finished looking at the Antarctica exhibition at the Adelaide Art Gallery I walked into the next room, just in time to join an hour-long tour, looking at 10 Australian works of art. Exactly the amount of time I needed to kill before I walked back to the restaurant to meet up with the FIRE bloggers for lunch.

This painting wasn’t one of the 10, but it was hanging on the wall near the UGLIEST cabinet I’ve ever seen – which was one of the 10. So while the tour guide was waxing lyrically about the ugly 1930’s cabinet, I was gazing at this. If it was in a different art gallery – one where you could actually buy the paintings – I’d buy it in a shot. I’ve been looking for a painting to hang near my dining table for the last 5 years. And here it was – unattainable. Still, I thought, at least now I know the colours I’m looking for. (More on this later…)

This next one made me chuckle. It was in the Surrealism room and is Sidney Nolan’s take on the greek legend of Narcissus – the boy who was so good looking that he fell in love with his own reflection and starved to death beside a pool of water, because he couldn’t bear to leave the beautiful face he saw in the water.

This was the most beautiful sculpture. It’s called ‘Kathleen’ and was made by Marjorie Fletcher in the 1930’s. There’s all this talk about women’s art not being appreciated in their lifetimes, but sometimes not even THEY appreciated it. She worked in sculpture for around 10 years, then got married and had a family and shoved all of her artwork into a cupboard under the stairs. Over time, her work was given away, left out in the hard rubbish and generally spread far and wide. This one was found by her son, who’s made it his life’s work to track down his mother’s art and bring her the recognition she should have received. I loved this figure.

Nora Heysen had a way famous artist father – Hans Heysen – but in the end she won the Archibald prize while he never did. I can’t remember the woman’s name in this picture, but she used to sit for Nora quite a lot and they became good friends. One day Nora asked her if she would let Nora paint her in the nude. The woman got up, left and never came back.

I saw this fine fellow on the walk back towards lunch. There’s something distinctive about a well-defined chin, don’t you think?

A couple of weeks before, I’d let Michelle from Frugality and Freedom know that I was coming to Adelaide. She’s exploring the boundaries of what FIRE really means, by freelancing and travelling the world, basically living life on her own terms. Ahhh, the freedom! Covid clipped her wings, so she’s biding her time in her hometown of Adelaide until things open up again.

She put the word out and three more bloggers joined us for lunch.

Captain FI is a pilot who’s normally in Sydney but he happened to be in Adelaide visiting family, so we got to meet him. He’s MUCH more numbers-based than I am, though I suppose you have to have that sort of brain to understand what all the dials and gadgets on the aircrafts’ dashboards are all about. You definitely wouldn’t want someone like me behind the controls of a jet.

He’s just done a post on payday lenders and I really liked this paragraph – “This is why the grassroots Financial Independence movement is so important, and can be so powerful. If we can spread the message of financial health and wellbeing, then gradually these unethical pay-day-lending companies will go out of business.”

The other two bloggers were Sarah and Laura from Keepin’ it Frugal and the booming food blog Wandercooks – I’ve linked to the recipe that we went shopping for after lunch to buy the essential ingredient that I’d never heard of – nduja.

Blog-meets are always a success. You all have things in common, otherwise we wouldn’t be reading each others’ blogs, and so the conversation flows right from the start, with very little of the whole awkward “getting to know you” stuff. After 3 days on my own, otherwise known as indulging my introvert side, I was ready for a few days of talking and laughing with other humans.

After lunch I drove to Jenna’s parents’ place. She and Evan24 have been going out for 3 years now and I was going to stay at her folks’ place that night, after going out to dinner with Simone, an old school friend that I haven’t seen for FORTY YEARS.

omg.

I can’t be that old, surely?

It was either going to be a great night – we were really close back in the day – or incredibly uncomfortable with lots of pauses and dull questions about our children and how they were going, just to fill in the space of the silence. You know the sort of thing.

Fortunately, it was great! We actually walked past each other on the street. To be fair, 40 years is a long time. But once we turned around at the same time and started laughing, the evening just flew.

She lives in Melbourne, like me, after having spent most of the intervening years living in Japan, South Korea and the US. She just happened to be in Adelaide for work and so we caught up there. It’s lovely when you meet up with someone you haven’t seen for ages and it’s almost as if no time has gone by.

The next day I drove to Victor Harbor to meet up with yet another person I’ve never met in real life. Extrovert Frogdancer was 2 days into a 3-day people-fest. This time I was meeting with Lara and her husband. We both belong to a couple of investment groups on FaceBook.

Again, I didn’t know who I was looking for, as she doesn’t have her real photo online, but I recognised her dog, so all was well. We had a really pleasant lunch at a café on the foreshore and then after lunch we walked back to my car so I could show them the sculpture I bought. I was in a bit of a tizz because my car was refusing to lock itself. The battery in the cha-ching thing that opens the door was dead and my car door handles don’t have keyholes.

Lara suggested calling around to see if any local locksmiths were still open on a Saturday afternoon. Talk about good old fashioned country service! The locksmith I talked to suggested I drive to Repco and get a battery there. Took 5 minutes for them to replace the battery for only $7 – and a spare battery. The place at home that I’ve been going to charges $10 per battery.

I’ve never enjoyed locking and unlocking my car more.

After I sorted out the battery problem – thanks Lara! – I headed to the little beach outside of town to look around. On the way I saw a quilting shop so I popped in and bought some fabric for a quilt I’m going to make for another old school friend. Simone and Cathy and I were all close, back in the day.

It was a cool, quiet afternoon. I walked along this little jetty and watched people fishing. The waves were lapping against the rocks…

… which were clearly popular with the local seagull population.

Then, after wandering around there for a while, I jumped in the car and followed my nose in a vaguely southerly direction.

Anywhere that looked interesting, I’d stop the car and have a look.

Then I decided that I’d go down to the bottom of the peninsula to Cape Jervis, which is where you catch the ferry to Kangaroo Island. I wasn’t going to go to the island this time around, but hey! I’ve got all the time in the world now. I’ll come back here sometime.

So I drove through winding roads wth cows, sheep and, once, a herd of goats dotted around the countryside. The area had had a bit of rain so, unusually for Australia, the paddocks were green and lush. I was listening to a really good audiobook ($20 off my challenge!) and all was right with the world.

I got to Cape Jervis just as the sun was going down. There was only one other car at the lookout. The man behind the wheel was looking at the view without getting out of his car, but Frogdancer Jones is made of sterner stuff.

Besides, I wanted to get a shot of these two.

I stayed here for quite a while. It was beautiful. So still and clear.

Then I jumped in the car and drove back to the timeshare in Normanville. Tomorrow I was off to a vintage car rally with Jenna’s parents!

Costs of the trip:

Day 1 cost: $272

Day 2 cost: $67 fuel.

(That’s it. I ate my food I brought from home and basically just drove all day to get to the timeshare.)

Day 3 cost: $70 sculpture. (I’m so happy I bought him. I absolutely love him.)

$9 lunch. (A bagel from the local bakery.)

$33 food for dinners and breakfast in my room.

Total for Day 3 – $112

Day 4 cost- $35 gifts. (For Michelle and for Jenna’s parents.)

$31 parking. (Ouch. Missed the earlybird parking at the market by 15 minutes.)

$12 lunch (Frugal FIRE bloggers lunch.)

$50 dinner (Non-FIRE friend dinner.) 🙂

Total for Day 4 – $128.

Day 5 cost – $7 car lock batteries.

$79 quilting fabric for Cathy.

Total for Day 5 – $86

Running total for the trip- $665

Art, art and more art – plus a Blue Lake.

April 21, 2021 / FrogdancerJones / 3 Comments

Today is the day where I learned a really big lesson about the difference in mind-set between being retired and being on holidays from a job.

Two days ago, I planned to stop at Port Campbell to see all the sights. I’d drive in the morning, then have all afternoon to scurry around. The next day – (Wednesday)- I had to be tucked up in bed in my timeshare, because I’d booked my stay to start that night.

What was I thinking?

Well, I know now what I was thinking. It was the usual “don’t waste precious time on the journey!!! You have to go!go!go! to get there asap! There’s no time to waste!!!”

But of course, that’s simply not trie anymore.

It only dawned on me when I was at The Blue Lake in Mt Gambier.

This was one of the “must-sees” for me on this trip. I have a vague memory of coming here when I was a kid and I thought Mt Gambier would be a good place to stop for lunch. I’d see the lake, the Ulpherstone Sinkhole, maybe take the walk around the lake and then head off on my merry way.

But when I got there at midday, it was raining.

I sat in my car on the other side of the road and read a book while I waited to see if the rain would stop. There was a break in the clouds. I dashed out and stepped up to the lookout and snapped the photo above as the rain clouds swept in again.

Odd to think that this was once a volcano.

Then, after a little while, the sun came out. I drove around to the other side of the lake and finally – it was blue.

The nice woman at the Tourist Centre told me that if I was lucky enough to see it when the sun was out, I should look at the edges. There’ll be turquoise colouring there. She was right. I tried to capture it but the camera couldn’t pick it up. It was beautiful though.

Here’s where the learning happened. I wanted to take the walk around the entire lake. The sun was out – it’d be nice. Then it dawned on my that if I was going to get to Normanville at a reasonable hour, I simply didn’t have the time. I also didn’t have the time to visit the Sinkhole or anything else.

The penny dropped. Why was I racing to travel there? For the first time ever, I have enough time at my disposal that the journey can now become PART of the destination.

As I drove out of town the rain clouds came back and it started to bucket down. At least I wasn’t walking around the lake and getting saturated.

If I’d done my research properly I’d have been expecting to drive past this, but as it was, it came as a wonderful surprise.

One day I’m going to do the Silo Trail.

I arrived at Normanville after dark, a bit relieved that I hadn’t hit any kangaroos or wallabies. There were a few sad bodies on the side of the road every now and then. I lugged everything into my room, has a tin of baked beans for dinner and went to bed.

In the morning I looked at a brochure my FB friend Lara sent me. On Saturday I’d be meeting her for lunch. The Fleurieu Peninsula was in the middle of an arts festival, so I spent much of the day driving around to little galleries and enjoying the creativity and the scenery.

I couldn’t leave this little man behind.

The artist makes sculptures out of old nails, screws, metal and wood. He was sitting outside on a table next to another dinosaur. The other one was pretty, but this one spoke to me.

I already had my souvenir for this trip!

When it started raining again I packed it in and went to a bakery for lunch, then bought cheese and dips for dinners. Because I’m travelling alone, I prefer to be out and about during the day, then in my room at night. Safety first!

Friday was the beginning of the SOCIAL part of the trip. I call myself an extroverted introvert, so this trip was bookended by lots of alone time, while the middle 3 days had actual people that I’d be seeing.

I drove up to Adelaide to see some FIRE bloggers for lunch. To while away the time before we were ue to meet, I walked over to the Adelaide Art Museum. My son Tom29 visits there whenever he goes to Adelaide to see his football team play.

Talk about Fortunate Frogdancer!

I get there and ask the nice guard what there is to see.

“In the first gallery we have an exhibition on Antarctica,” he says.

Can you believe it???

They even had a film from the early 1900’s showing an expedition there. The universe is clearly telling me that I’ll get there.

David27 has synesthesia, which in his case means that he sees colour whenever he hears things. This painting is all about that. I sent it to him and he loved it.

I’ve just realised I have to check out in 20 minutes and I’m not ready. I’ll pick this up later.

London Bridge and other sights.

April 20, 2021 / FrogdancerJones / 6 Comments

At the moment I’m pointing the car towards home and I’m in Naracoorte, but this morning I woke to rain hammering down outside. A perfect morning to do a little ‘catching up’ with you all.

I still have some shots to show you of the first day, when I was in Port Campbell looking at the sights on the coast. When I put up this photo, I wondered if I could find a youtube thingy to show you how London Bridge used to look when it was attached to the mainland. I hit the jackpot.

Imagine being the tourists stuck on the wrong end of London Bridge! I’ll bet they were glad they weren’t walking across 5 minutes later…

It would’ve been a very scary dive down to the sea.

Rock formation and pool below. — View of ‘The Arch’ from above.

The Arch is much smaller.

As I said in the post before this one, the tourist board here has made these spectacular features very accessible to view. I was on the boardwalk looking down at The Arch on my way down to the viewing platform to see it properly. As I leaned over the edge, the wind blew up from this little bowl of seawater and the smell…!

It was beautiful. So salty and fresh. I walked down behind a family with 3 little girls all chattering away to see this:

Picture-postcard view of The arch. — The Arch from the viewing platform.

You can see the bowl of seawater below it. I’ll never forget the fresh, salty tang of that lungful of air.

Even though it was school holidays, there weren’t that many people there. When I was doing my research the day before, lots of articles and posts were warning people to get to the 12 Apostles etc at sunrise or sunset, when all of the big tourist buses weren’t there. But here was I, in the middle of the afternoon, wandering around without too many other people around. I was never alone – which for a single woman travelling alone would have probably creeped me out anyway! – but there was plenty of space for everyone.

It couldn’t have been just the weather – covid is still definitely having an effect.

As I was walking back to the car park, I tried taking a shot of the waves below, hoping I’d get an accurate picture of the colours. I’m just using my iPhone.

Isn’t it lovely?

And now we come to a place I’d never heard of before I came here – but I LOVED it.

The Grotto.

It was a fair walk from the car park but it was all pretty level until the steps descending steeply to the actual grotto. The chatty family with the 3 little grls was with me again and I overtook them on the path as we walked to the top viewing platform.

Then I went down the steps to The Grotto.

The chatty family and I shared this space for about 10 minutes – 10 LONG minutes. I just wanted them to take their pictures and go away, because I knew that this space would be so serene and peaceful if I could stand there in silence. Eventually the family left and I could let it all soak in.

It’s incredibly beautiful. The rocks lined up at the bottom of the photo are at the top of the fence which protects the pool from yahoos who want to wade in it.

To the left is a little cave, but to the right is the arch looking out towards the horizon. It was quiet, with only the sound of the waves washing in and the cry of an occasional seagull. The tide was coming in.

Even on such a dull day, the light was constantly changing.

I stayed there for quite a while, then it started raining, so I decided that I’d seen enough.

There were another 2 sights to see, but I decided to leave them for the way home. I’m planning to drive along the Great Ocean Road all the way to the ferry at Queenscliff.

I hadn’t bothered to have lunch so I was starving. I was parked outside the pizza shop in Port Cambell, waiting for it to open when my phone rang with an unfamiliar number.

**** Here’s the story that I was never going to tell anyone, but it’s too funny not to.

Yesterday, when I was researching the trip, a blog had mentioned a particular motel in Port Campbell as being quite good. I pulled up one of those booking sites, booked a night’s stay in Port Campbell, but when I drove down and went to check in at the good motel, there was no one at Reception and no key had been left for me.

A little miffed , I rang the phone number on the door and the woman who answered told me to take room 7 and to flick my booking confirmation across to her when I had a chance.

I dumped my bags in the room, emailed her and then took off.

The phone call was from her. “Frogdancer, I’ve looked at your booking and you’re actually meant to be staying at a different motel.”

I felt like such an idiot. Thank God I hadn’t used anything in the room. So I left the pizza place, grabbed all my bags and loaded up the car again and drove to the other place. I told the girl in Reception about it and we had a good laugh at my expense.

WHAT a fool.

I went back to the pizza place and bought what might be possibly the worst and most expensive pizza I’ve ever eaten.

Served me right.

Day 1 cost of the trip:

*Food I bought from Aldi for meals and snacks: $60

*Fuel $55

*Accomodation at the second motel: $138

*Unenjoyable pizza – $20

Running total: $273

Can you believe that I saw all of these amazing things for NOTHING? I really want to keep the costs down on this trip – I have Antarctica to pay for, after all.

EXTRA THING – Remember when I wrote an imaginary Money magazine article a little while ago? The Joyful Frugalista sent it to the actual magazine and they published ‘How I retired early as a single mother with four kids‘ a couple of days ago.

Category: The ‘why’ of FI. (Page 30 of 41)

Aiming for FI is ALWAYS a good idea.

After 6 months, I’m still learning about retirement.

Then vs now.

So how’s the reading challenge coming along?

A petrified forest, a blowhole and a walk down memory lane.

Penola, a saint and a sinkhole.

Cars and Caves.

Where we arrive at the extroverted part of the holiday.

Art, art and more art – plus a Blue Lake.

London Bridge and other sights.

Retirement Reading Quest – Reading my way to ‘free’ council rates.

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Retirement Reading Quest – Reading my way to ‘free’ council rates.

Archives

Categories

Meta