Financially Independent, Retired Early(ish) at 57.

Category: Enjoying life right now. (Page 27 of 35)

Frugality and FI is the gift that keeps on giving.

Pea soup in a bowl.
Not my soup – mine’s still cooking!

There’s a rumour that’s been circulating for a while now that Frogdancer Jones – that’s me – is frugal. Or maybe a tightarse… take your pick. I was told about a conversation that happened in the staff room at work where people were describing a continuum of spending. Apparently, I was on the thriftiest end, while the others spaced themselves along the rest of the line up to the biggest spender.

But hey, I like being frugal. I like the challenges of making material things last longer, enabling my money to go a little further and only shelling out for things I HAVE to have and things I WANT to have. Middle of the road ‘meh’ stuff doesn’t cut it in this household.

Being frugal means that I can cut down unnecessary spending, freeing up my cash for fun things. You know, things we’ve all wanted to buy… a mini dachshund puppy, a trip to North Korea, 6 more apple trees… Things that are by far more important to me than designer handbags and the like.

It’s fun for me to save dried peas from the garden and turn them into soup, using my slow cooker that I’ve had for over 20 years. It makes me smile to look down at my slippered feet and see the ‘Welcome to Nightvale’ patches. My ‘Earn back my council rates’ challenge costs me nothing, but because of it I’ve read 86 books so far this year for free. If you think getting lost in a good book doesn’t add to your quality of life, then I have news for you!

I’m a big fan of finding experiences and activities that entertain and inspire you without having to necessarily cost a whole lot. This automatically leaves money that you can put towards something else.

Being frugal doesn’t mean that you never lash out on expensive items.

Which is why I’m really excited about my latest purchase.

Big box with Poppy ( a cavalier) sniffing it.

This is a gift for David27 and Izzy. It’s an engagement + wedding gift because it’d be an extraordinarily generous engagement gift and I’m not that rich! It was delivered here in the middle of lockdown #5 so it’ll be a while until I can drive over there with it to give it to them.

It’s a product that I hold very dear to my heart. I have 2 of them and I can’t possibly do without them. Just this morning I used one to make bread dough, pizza dough and gratin sauce for cauliflower cheese for lunch. We now have 8 bread rolls and 4 balls of pizza dough in the freezer for literally mere cents. And absolutely no artificial ingredients. Izzy and David27 both have health issues and she’s also lactose intolerant, so this will be perfect for them to eat cleanly and with fresh ingredients, while being able to produce gourmet meals. They’re both foodies.

I’m so excited to be able to provide this for them.

Just to make it fair for the rest of the boys – because 2 have already bought their own thermomixes, while Evan24’s housemate owns one – I’ve decided to give a little less towards the wedding. I’ve always thought that I’d give 5K per boy per FIRST wedding – (any subsequent weddings and they’re on their own!!) – so I’ll give 4K towards this one.

Come to think of it, I also gave them the diamond for Izzy’s engagement ring. There are definite advantages to being the first cab off the rank when weddings come along! This is a product of the practical thinking that frugality brings. I had a very good quality diamond in a ring sitting in the jewellery box, back from when I was in my twenties. I’m never going to wear it again. It makes no sense for it to sit there for decades when Izzy could have it put into a setting she loves and then get to enjoy looking at it every day.

By doing this, I release something that was useless to me and David27 gets to put the money that he would’ve spent on a diamond towards the wedding. Sounds like a win/win to me!

Being frugal and FI is almost like a superpower. When I think back to the days when the boys were small, when I could barely afford to keep a roof over their heads, I feel so very lucky to be able to buy a gift like this now. Back then, I would never have believed it would ever be possible.

All I have to do now is wait for this current lockdown to be over. The box can sit in the hallway, just like the boxes of my customers used to do when I sold thermomixes as a second job. Once we’re free to drive further than 5 km from our homes, I’ll look forward to driving over to Izzy’s parents’ place to deliver it, just as I used to do back in the day for my customers. It’ll be fun.

But if you know them in real life.. sssshhhh!

Don’t spoil the surprise!

Frugal Friday: Support the Arts and save some uggs all at the same time.

I’ve noticed that it’s been nippier in the mornings lately. It’s not just that we’re in the middle of winter, though that’s a factor – it’s also that BOTH my ugg boots have a hole right where my big toes are. It’s surprising how much colder you feel when a little breeze is whipping across your toes first thing in the morning.

The easiest thing to do would be to chuck these out and buy another pair, but I didn’t want to do this. My son, Ryan26, bought these for me 2 Christmases ago for over $100. That’s a lot of money for a student. And apart from the toe holes, the rest of the boots were in tiptop condition.

Then came an email from one of my favourite podcasts, ‘Welcome to Nightvale.’

This poddie has been going for 9 years and it has quite a bit of merch. Including cloth patches…

Hmmmm…

I could send away for 2 patches for $24, or spend $100+ on a new pair of uggs. But gee – do I have the time required to actually sew the patches on?

Well yes. Yes I do. I’m retired, after all.

I LOVE THEM!

When the patches arrived I put on a podcast that I wanted to listen to, brought a cup of lime verbena tea from the garden over to the couch and started sewing. It was a pleasant way to spend some time and I knocked over both the repair job and a couple of podcast eps. Now that’s being productive!

My uggs are now snug again and I have a totally individual pair. I’ve respected my son’s gift and now they’re even more special to me than before. Plus I’ve stopped 2 boots from disappearing into landfill.

I’ve also supported a podcast that has given me YEARS of entertainment and I’ve saved a chunk of cash as well.

Who says that frugality has to be drudgery?

After 6 months, I’m still learning about retirement.

Granny squares with circular quilting.
One of the placemats.

You know, it always makes me smile when I see a blogger tweet something like, “Sorry everyone, I haven’t released my usual Wednesday blog post. Never fear, I’ll put a post out on Thursday instead. Apologies!!!”

Honestly… no one cares! It’s been a month since I posted here and no one’s sent out a search party. After my little holiday up in the high country I wasn’t feeling the urge to write here, so I didn’t. I threw myself into other things, mainly quilting (2.5 finished plus a couple of placemats), reading, (only $400 or so to go on the ‘Earning my rates back’ challenge) and getting the veggie garden ready to slumber over the winter.

And that’s where I learned something new about transitioning to retired life.

Ian’s quilt. Blogged HERE.

While I was happily down in the quilting rabbit hole, my veggie garden was sitting there, untended and unloved. The shrivelled up beans were hanging, brown and ugly, on their vines, the huge silver beet plant had gone to seed and the basil was running amok. Grass had come under the fence from the neighbour’s place and is under the apple trees, so that needs getting rid of.

It was time to get out there and put it all to rights.

Cathy’s quilt. Blogged HERE.

Monday was a public holiday here in Victoria and the day was dry and slightly overcast. Perfect for a person like me with vampire-like skin that burns at the merest hint of sunlight! I grabbed my secateurs, the garbage bags filled with the autumn leaves that I brought back from my little holiday in the high country – souvenirs don’t have to cost anything – and out I went.

I’m a permaculture gardener, which means that very little gets taken out from the garden in our green waste bins. I ‘chop and drop’, which means that I use the secateurs to cut all of the dead tomato plants, bean stalks or whatever into little, mulch-sized pieces and I leave them on the garden beds. Over time, this breaks down and gives you lovely, lush soil. Very frugal – wastes nothing – and very eco-friendly.

‘Chop and Drop’ is great for the soil, but it takes a lot more time than simply ripping things out and stuffing them in garbage bags.

Once I cleared a section of the wicking beds, I put a thick layer of the souvenir autumn leaves down, then a layer of mushroom compost and then some animal manure. This year it’s cow manure as that was the cheapest one when I went to Bunnings. Over the top goes a layer of pea straw.

Free peas. Just leave them to dry on the plant and you have the makings of pea soup – or plant for more free peas next year!

I love using pea straw for veggies. Usually, you get a free crop of peas. Last year I saved the dried peas and a few days ago I made a hearty pea soup with a ham hock. Bloody beautiful!

All of these layers of leaves, compost and straw are wonderful for the soil but are time-consuming and after a while, rough on the back. After a few hours out there, my back was starting to hurt. But I kept eyeing off the garden beds. ‘Push on! There’s a couple of easy sections over there. There’s still daylight!’

This is how I’ve always worked in the garden. Once you start a job, you push through until it’s finished. Of course, up until now, I’ve only had weekends and school holidays to Get Things Done.

2 dogs sleeping with a ball between them.
Poppy and Scout while I quilt, making sure they keep tabs on the best toy ever.

I worked in the garden from around 10 until just before 6. I did heaps of work – 6/12 sections of wicking beds are now done and dusted for winter. But when I came in, my lower back was in pain. There was a lot of bending and lifting going on out there. Luckily, I have a live-in remedial masseuse. Ryan26 is an RM and myotherapist. I hobbled inside and asked for a treatment.

I lay on the massage table while he treated me, getting lots of information about, “It’s your glutes, Mum. When they’ve had enough, they constrict and it pulls on the muscles of your lower back which makes your back ache,” or something like that. Remedial massage hurts, so I was trying to be in my happy place.

Then he said, “You have to listen to your body. Why didn’t you stop when your back started hurting?”

“Ummm,” I said intelligently. “I wanted to finish the job.”

“Aren’t you retired?” he said. “You know you can always pick it up again tomorrow.”

Oops. While I was out there I fell into the usual way of doing things – get it done NOW because time is short and you’ll be back at work tomorrow!!!

It honestly didn’t occur to me that I could feel the twinges in my back, walk to the shed and put the secateurs and bags of leaves, compost and pea straw away and go inside and read a book. I just kept pushing through because that’s what I’ve always done in the past.

Interesting. Even after 6 months of retirement, it still didn’t dawn on me that now – for the first time in my adult life – I have the time and space to pace myself. To tackle tasks in a more leisurely fashion, rather than race at them and attack like a bull at a gate. In the big scheme of things, does it matter if the garden beds take 2 weeks to be bedded down for winter, rather than 2 days?

It’s nice being out in the garden. Jeffrey curls up on the couch under the verandah and sleeps, positioned where he can open an eye every now and then to check where I am. Scout and Poppy bring the ball for me to throw and when they get tired of that, Poppy curls up next to Jeff and Scout disappears inside. I hear the birds, the people singing in the church next door if it’s Sunday and kids playing. Sometimes I work in silence, other times I have podcasts or an audiobook playing.

It’s lovely. Why wouldn’t I want to savour those moments over lots of sunny days, instead of racing through them? Isn’t this part of what gaining freedom over my time actually means?

Retirement’s so hard…

As soon as I finish posting this, I’ll be packing for a mini holiday. Two nights in the high country at a resort near Merrijig. Retirement is so hard – all these holidays I’m forcing myself to take!

I had some points with my stupid timeshare that were due to expire at the end of next month. In my previous life as a productive, teacherly member of society, I’d have had to let those points expire or hope that one of my uni boys could use them up.

But now – I’m on a mission to use up every single point from now until I drop in my tracks.

So for the next 2 days, I’ll be reading, bushwalking (moderately!) and generally looking at gum trees and kangaroos. I’m going to go to the Healesville Sanctuary on the way up – I haven’t been there since I was a kid. I remember seeing the Tasmanian Devils and hearing the weird noise they make.

The resort restaurant isn’t open on Monday and Tuesday nights but that’s ok – I was planning on self-catering anyway. The studio apartment comes with a kitchenette. Frugality meets necessity!

I took the boys here on a holiday once when they were a lot younger. We played mini golf, they fooled around in the gym and we went for walks. It’ll be interesting to see if much has changed here since then.

I was planning on taking a leisurely ride home but I have to attend my great-aunt’s funeral on Wednesday in Melbourne, so I’ll be leaving at the crack of dawn. How’s this for a retirement? Doris was 95 when she died. She lived independently all her life in the house that she and her husband bought in the 1940’s. She was adamant that she didn’t want to go to a nursing home and she maintained her independence (with help from her local council with cleaners, shower girls, etc) until the end. She was also a great-great-grandmother – she lived for her family.

I hope I’m still happily pottering around the Best House in Melbourne when I’m that age!

Then vs now.

It’s 8:57 AM on a Wednesday morning.

In my previous life as a teacher, I would have left the house at 7:45 AM, driven all the way to school, parked in Hall st and then made it to my desk in the staff room by 8:30 AM. I’d chat with the colleagues at the desks near mine, then we’d look at the time, grab our computers, our books and whiteboard markers and gallop off to where we need to be for period 1.

The walkways between the buildings and portables would be packed. There were 1,200 kids and around 200 teachers all on the same mission, but all moving to different points of the campus. All of us had to be on time.

By 8:50 I’d be in my classroom, facing the first of the day’s crop of kids, ready to mark the roll. My lesson plan would already be laid out for me, with every class at the same year level doing the same work with the same resources at the same time.

Practically the only point of difference between my class and everyone else’s is that I’d write a couple of Dad jokes on the board at the start of every lesson. The kids loved it.

The bells define the day when you work at a school. The periods go for 48 minutes, lunch is an hour and recess is just under half an hour. There’s a bell at the middle of lunch so that the teachers on yard duty know that it’s time to swap in or out.

Now?

I’m on the couch in my pjs. I’ve written a blog post for the Frog Blog and I’m thinking vaguely about getting some breakfast before I take the dogs to the beach. Yesterday I googled “Quilting shops near me” and found there’s one just a few minutes drive away. I might have a look and see if there’s anything I’d like to buy for the next few quilts I have in mind.

Two minutes ago I was reading a blog post and I absently reached out to give Poppy a cuddle. She stretched out and I felt her silky fur under my hand. I glanced out the window behind her to see the blue sky, with just a touch of wind stirring the trees. I had a flashback as to where I’d be if I hadn’t retired.

I’d be in a room with 28 other people, locked away from most of this beautiful day. I’d have fun some of the time, sure. Kids can always make me laugh! But most of the time would be spent making them do work put together by earnest, serious young teachers that frankly, used to bore even me. Teaching used to be a lot more creative and fun. Now it’s getting more and more “cookie-cutter” style lessons, with the belief that one size fits all.

Thank God I was frugal, paid off my mortgage and was in a position to take advantage of an opportunity to accelerate my retirement date when it presented itself.

The whole day stretches out before me. I can spend it however I want. There’s no excuse for me to be bored! I’m the one in control.

THIS is why I put in the work to retire early(ish).

The ability to control your own time is worth its weight in gold.

Yesterday I went to a free talk at my library. An excellent author, Rosalie Ham, was talking about her books and the making of her first book, The Dressmaker, into a movie. Today I’ll potter around here, maybe go to that shop, while tomorrow? Who knows? I’ll probably decide what I want to do when my feet hit the floor tomorrow morning.

Next week I’m going away for a few days into the high country of Victoria. My timeshare had a few points that were going to expire at the end of June and for the first time – I’m in the position of being able to use them up because I’m free to travel midweek.

Five months into retirement, I’m loving it. My days are filled with quiet contentment and I’m happy.

Little Adventure #1 – The walking tour, May 2021.

Ages ago I read a blog post that said that when you retire, you should make an effort to go out and see things in your city that you’ve never had time for before. I can’t remember who wrote it but I filed that idea away in my head. After I got back from my holiday, I received the usual weekly email from Choose FI and they had a suggestion: Google ‘fun things to do near me’ and see what comes up.

So I did.

One of the options was free walking tours in Melbourne. My vibrant and youthful friend Scott introduced me to walking tours when he showed me around London and Paris back in 2015. They’re fabulous. Even though I’ve lived in Melbourne all my life, I knew I’d learn bits of information that I didn’t know before.

So I decided – now was the time to start the Little Adventures challenge. One Little Adventure a month.

And yes – I paid my tour guide something at the end of the tour. I may be frugal but I’m not a barbarian!

Here are some of the photos I took.

The old Magistrates Court. People like Ned Kelly would’ve walked these steps.

The Old Melbourne Gaol is right next door. Lived my whole life here and never been. Now I know where it is.

The Royal Exhibition Building. They were giving covid jabs in there. If I hadn’t already booked my appointment, I would’ve raced back there to get one.

If you look up towards the top, you can see a lorikeet in a hole in the branch.

Looking towards the Treasury building. It was built sturdy – it was holding all the gold from the gold rush. We had the biggest gold rush in the world, back in the day.

This one is for Scott, who dragged me to a Babushka doll shop in Lincoln when I was over there in 2015. I could’ve come to The Block arcade and purchased one far more cheaply!

Back last century, these laneways near Flinders st were home to the rag trade. My grandfather worked all his life for a wholesale clothing retailer and this was where he spent his working days. Now, all of these little laneways are home to cafés and restaurants.

The dome at the top of Flinders st station.

As I was crossing the bridge over the river, I saw the patch of lawn in the gardens that I always met my year 12 students for lunch when we were going to see a play. It was nice to see another teacher had the same idea.

We finished at a little-known picnic spot with breathtaking views of the city up and down the river.

The walk took around two and a half hours and it covered a fair whack of the city centre. It finished soon after 1PM and I debated – should I go back to Degraves st to one of the little cafés and grab lunch, or zip home? I had a muesli bar leftover from my South Australia trip in my bag and I was right beside the station…

I went home. BIG MISTAKE.

This is when the unexpected adventure happened.

When I got back it was 2:30.

The dogs were inside. No one else was. I’d taken the train into the city so I didn’t have my car keys with me.

I texted Ryan26. “Are you on a walk?”

He texted back, “I’m in class.”

Shit. I knew both David27 and Ryan26 were due home at 6 PM. I had to wait.

The dogs came out through the doggie door and I met them in the back yard.

I did some weeding.

I had an excellent book in my bag that I was reading on the train – Klara and the Sun’ by Ishiguro. I finished it, sitting on the back couch with the dogs all over me.

It began to get cold. I threw the ball for Scout and Poppy for a while, then I grabbed a towel that was hanging on the line and wrapped it around me.

It got colder and darker. We moved out to the couch on the front verandah. Scout huddled on my lap under the towel and the cavaliers wedged in beside me. They were warm.

I sat there, thinking philosophical thoughts and vowing to install a key safe TOMORROW.

I’ve never been so glad to hear the latch on the front gate click and to see Ryan26 come home!

Apart from the being locked out thing, I count my first Little Adventure as a success. I got to see and hear things about my city that were new to me, it was a great way to get some exercise and I have some places filed away in my head for future Little Adventures.

I think this could be a great idea for retirement!

So how’s the reading challenge coming along?

Dory.

We’re half-way through May so I guess it’s time to check in on how my challenge to make back all my rates by reading the equivalent value of books from the library is coming along.

As in the picture above – it’s going swimmingly. 🙂

I was prompted to write this post by the following tweet:

I answered that I’m currently up to 62 books in 2021 – (it’s now 64) – and someone asked for some recommendations.

So, roughly a third of the books I’ve tackled so far have been Thumping Good Reads.

Both the McTiernan books were audiobooks that I borrowed from the library and listened to while I was driving around South Australia. It was a terrifically efficient way to read, except that now the big burly male protagonist will forever have a deep woman’s voice in my head. But the reader had the Irish accent down pat.

I really enjoyed the Hayfield novels ‘Wife After Wife’ and ‘Sister to Sister’ too. I absolutely love Tudor history and she had the brilliant idea of transferring the Tudor story to modern times. For example – Henry VIII isn’t a king anymore – kings have no real power in our society. Instead, he’s a media magnate. He can’t behead his wives either, so how would these marriages come to an end nowadays? I particularly enjoyed how she got around the thorny problem of Anne of Cleves – there’s no blaming Hans Holbein for a flattering, deceptive portrait when we have cameras, phones and videos!

I read ‘The Queen’s Gambit’ before I watched the Netflix series. This book was so beautifully written that, instead of galloping through it like I usually do, I’d put it down after nearly every chapter just so I could savour the language.

‘The Thursday Murder Club’ was completely unexpected. It’s written with such clever, witty English humour, while the premise of a group of old=age pensioners getting together to solve a murder is something I’ve never come across before. I loved it and can’t wait for the next in the series to be released.

I’m reading all of the books Rosalie Ham has written because next week I’m going to a free talk at the library -( should I count this for… say… $10 off my total for the challenge???) – about her sequel to ‘The Dressmaker’ called ‘The Dressmaker’s Secret.’ She’s a very good writer, but ‘There Should be More Dancing’ had me hooked from the start. The protagonist, Margery Blandon, sees herself as such a virtuous, upright person but she’s simply AWFUL. I killed myself laughing when her husband said, ” I thought that when I opened you, Margery, I’d find a pearl. Instead, I found an oyster.” This is such a poignant, sad, yet funny book.

Stephen King recommended ‘Find You First’ on Twitter so I tracked it down. It’s a fast-moving thriller and it kept me guessing. I also included his own book, ‘Later.’ King has written so many books. When he’s on point, his stories crackle. This one was great.

‘Olive, Mabel and Me: The story of two very good dogs,’ is written by Andrew Cotter, the Scottish sports commentator who found internet fame by posting videos of his 2 labradors when he got bored during lockdown. Of course, I was always going to love this book. 🙂 If you haven’t seen them before, the videos are well worth watching.

The other books in the list are all very well-known and I was just late to the party.

A quick glance to the side and you’ll see that I’m past the halfway mark – I’ll be gliding smoothly towards the finish line now!

An added bonus that i didn’t expect is that because I’m reading, reserving and picking up so many library books, the dogs and I are walking to the library at least twice a week. That’s a 5KM round trip. It gives me over half my 10,000 steps for the day and leaves me with a feeling of having accomplished something. Today we left at 10 AM to drop off ‘The Good Sister’ by Hepworth – (an excellent read – I couldn’t put the bloody thing down so I finished it in a day) and a Lincoln Rhyme novel. We were back by 11 – our walking times are getting better!

I know that this is a FIRE blog and that there are absolutely no finance books on my list. That’s not to say I didn’t read any, but life isn’t made up of finance alone. There’s absolutely nothing better than getting lost in the world of a good book.

As George RR Martin said in ‘A Dance of Dragons’ –

“A reader lives a thousand lives before he dies… The man who never reads leads only one.”

A petrified forest, a blowhole and a walk down memory lane.

The man in the motel in Portland told me to back-track a little and to go and see the Petrified Forest. After I checked out, I raced down to have a look.

You park your car and walk along the cliffs to see it. On the way, there’s a fork… right to see the Blowhole and left to see the petrified forest. I decided to save the Blowhole for the way back.

I was a bit sad to read the explanation of how these tubes formed. It’s much more romantic to think of trees being slowly buried, rather than being all drippy and watery things making these strange tubes.

It was an eerie sort of place. I was the only one there and it was blustery and cold.

It was definitely the perfect place for a wind farm!

Looking out towards Antarctica again…

I walked around for a fair while, feeling all broody and mysterious, and then I walked back to see the Blowhole. I was so glad I did.

This was taken from the lookout. The waves smash into the cliffs and they rise up. Every now and then I could feel light spray on my face if the wind happened to be blowing in the right direction. The sound was amazing and it felt so wild and free.

I glanced at my phone and saw that it was morning recess time at school, so I texted a few people at work with this photo. The contrast between the crowded staffroom and this isolated place was huge.

I stopped the car to take this photo. The fence was hung with shoes for hundreds of metres.

Then I headed into Port Fairy for lunch. Found a nice little bakery and had a lovely lunch. Then I went out to explore.

I was in two minds about how long I should stay here. I was looking forward to seeing this place. Everyone says how pretty Port Fairy is and I was keen to have a squiz. I was going to book a lace for the night so I could really have a good look around.

But honestly, it was really boring.

Sure, there are plenty of pretty little cottages but most of them are privately owned. The lighthouse walk was closed because they were resurfacing the path, so I drove around for a bit, looking at the picture-postcard cottages, then yawned and headed off to Warrnambool.

I was meeting a blog reader for coffee there!

Loretta has been reading the Frogblog for years and was also a member of Simple Savings, so we knew we’d have a lot in common. We met at a café by the beach and talked our heads off and then went for a walk along the boardwalk.

“Now that we’ve met each other and we know we get along, would you like to come back to our place for dinner?” she asked as I was huffing and puffing along beside her. I’m slowly getting fitter but it’s clear I need to make more of an effort!

So off we drove. On the way, I rang Ryan26 and told him where I was going – safety first! (I could see that Loretta was ok, but what if her husband was an axe murderer??? ) Only joking, but as a single woman travelling alone, I sent Ryan26 texts everywhere I went. He must have loved being in so much contact with his Mum…

I had the loveliest evening with Loretta and her family. When we got there I met the dogs – it was so good to see some waggly tails again. Her husband made dinner for us all and he cooked the most tender steaks I’ve eaten in years. Paired with home-grown potatoes, which, when I got home, made me start harvesting mine. It’s too easy to forget them when they’re under the ground.

When it was time for me to go, she walked me down their driveway to the car parked on the street outside. You forget just how dark it is out in the country. She said that she and a friend take walks in the evening all the time. I’m sure I’d fall down a hole and break my leg in the first 5 minutes if I tried that. It was pitch-black. She’s an intrepid woman.

The next morning I was on the road again, heading back to the Port Campbell area to see the 2 sights I didn’t see on the way up, due to rain. Here’s the Bay of Islands.

Beautiful, isn’t it?

The sun was shining over me and in the bay, but the grey clouds were gathering behind me. I stayed savouring the view for quite a long while, then jumped back in the car to go and have a look at the Bay of Martyrs.

By the time I got there, the sun had moved on.

So had the rain. Towards me.

I ran back to the car. I didn’t get too wet.

Then I drove on.

The rest of the day was me basically driving juuuust ahead of the rain. The Great Ocean Road ducked inland for a bit and I suddenly realised that I was getting low on fuel. There was a tiny dot on the map in the middle of nowhere that had this petrol bowser outside a shop. I thought for sure that it wouldn’t be operational but thank goodness it was. Saved my bacon!

They’d just filled the bird feeder out the back before I arrived. We get lorikeets at home but we don’t get rosellas. Pretty, aren’t they?

Lots of twists and turns but I was listening to a shockingly bad audiobook, (Hamish McBeth – don’t even go there) so it helped take my mind off the awfulness.

By the time I reached Apollo Bay I’d pulled ahead of the rainclouds a bit.

WHAT a beautiful place!

I tried to capture the turquoise water but my iPhone camera doesn’t do it justice. There’s a lovely beach so I took the chance to walk along it.

I met the beautiful Heidi. She made me miss my snag, Scout. Heidi was just as tiny as my girl.

By the time I’d finished my walk, the sky was beginning to darken. Time to push on.

The drive along the Great Ocean Road was so weird, because the sea was 2 different colours. I’ve caught it here. Right where I was driving was the line between the rain and the sun. The left is bluer than the right, can you see?

Then I came to Lorne and I as I was driving through, I passed a place that I haven’t seen since I was 18. I did a u-ey and drove back.

There’s a caravan park beside a bridge on the foreshore. It has a creek going through it.

At the end of year 12, back in 1981, we all drove down here and camped for a week in tents by the creek. This is exactly where we were.

Nowadays they’ve got cute little cabins, but back in the day it was just our tents, then caravans further back. We had such a good time!

I took a short walk along the creek bank, being mindful of the rain chasing me. All I could hear was the sound of the water and birdsong. It was beautifully calm and peaceful.

One thing that I found out about when I was doing my all-too-quick research about what to do on this trip was the ferry from Queenscliff to Sorrento. Rather than driving through Geelong and then battling peak hour traffic all the way through Melbourne and then around to the bayside suburb where The Best House in Melbourne is; I could drive to Queenscliff and take a short ferry ride to the Mornington Peninsula, then have a 30 minute drive home.

I was excited to try it. Every ferry ride I’ve had has been fun. What an exciting way to end the holiday!

I was lucky enough to arrive 5 minutes before it was due to leave, so I drove straight on. I went up to the deck to get the full experience of what was sure to be a dashing ride across the bay.

Here’s a photo of the most boring ferry ride ever. Honestly, I think I could’ve swum quicker than the ferry. It slowly chugged chugged chugged its way through the water while I gave up and turned to the book in my bag. It was far more interesting.

And then home I drove. The dogs were ecstatic to see me and so was Ryan26.

“The dogs are SO ANNOYING!” he said. “They’re so clingy. They’ve got to be with you 24/7. I never thought I’d say this, but when I leave home I think I’ll get a cat before I get a dog. At least the cat will come up and want a pat, but then it’ll leave me alone!”

But that’s the best part of being home again. 🙂

Costs of the Trip:

Running total: $2,096

Costs of Day 9 :

$108 accomodation. (No bowl supplied here either.)

$12 lunch

Total for Day 9: $120

Costs of Day 10:

$88 fuel

$5 lunch

$69 ferry

Total for Day 10: $162

Total for the trip: $2,378

That’s not too bad for a getaway like this. (Though as Dave from Strong Money Australia asked me on Twitter, “What are you getting away from?” LOL.)

If you take away the $1,100 painting I bought, it’s only $1,278, which equates to an average of $127.80/day.

These figures are slightly smudged by the fact I used my timeshare for 5 nights’ accomodation. I pay 1K/year for costs for the timeshare, but because it is calculated by points rather than by weeks it’s been used for a fair few holidays by the kids and now me. The points blend into each other year by year.

In fact, I’ve just booked a 2 night break (from what?!?) up in the mountains to use up 280 points that are due to expire on June 30. In previous years they’d just have to expire, but now I’ve go the time, by God I’m going to use them up!!

Penola, a saint and a sinkhole.

I stopped in at Penola for lunch, and while I was walking around I saw this sign. Petticoat Lane. How could I NOT take a look here?

Apparently this street got its name because in the 1890’s so many girls were born here. It has quite a few National Trust houses and one of them was open.

Gammon Cottage’s front gate was ajar so I prowled around the yard. It even has the old well!

Have a read in the next photo of what happened to the builder of this cottage when he went to find gold!

Not everyone who went to the goldfields had a rollicking good time.

This is one of Sharam’s cottages. This couple had so many kids that he had to build another house next door, just to house them all.

This reminded me of Wordworth’s cottage in the Lake District.

The roof was only just above my head and I’m only 5’2″.

And people have the gall to say that I have a large family. Compared to this couple, I was positively restrained! Only 4 boys.

At least the poor woman ended up with one nice room.

This is inside the original cottage which was only divided up into 2 rooms. As you can see, the wall didn’t even go up to the ceiling. Not much privacy going on here…

But look! At some stage she got a pump to get water instead of a well. LUXURY!

The garden out the back is still run by volunteers. There was a woman working there when I walked through and we started chatting. At first she was merely polite but when I showed that I recognised most of the herbs growing here, she warmed up and I walked away with a packet of lovage seeds from the garden. I’ve never grown lovage before. Its like a strong tasting celery.

Growing food means that you can bond with people wherever you go.

Next door was the McAdam slab hut. Anyone who wants to romanticise the lives of the pioneers should have a quick look inside this place.

I would NOT have been happy in this place. Can you imagine the wind whistling through all of those cracks in winter? Plus every neighbourhood Peeping Tom could be glued to your every move and they wouldn’t miss a thing.

Penola also has a museum dedicated to St Mary McKillop. She started off her teaching here and due to her efforts, Penola had the biggest library in South Australia outside of Adelaide. I guess that’s what happens when you raise the literacy level of an entire district by educating every child, not just the rich ones. People need reading materials, once they know how to do it.

I knew very little about Mary McKillop, aside from the facts that she was on the $5 nots and that she’s Australia’s first Catholic saint. I don’t have a religious bone in my body. I decided to invest $5 in an entry fee to the Mary McKillip museum and see what I could find out.

First I went to the church where they have this little ante-room where you can have a chat to her, if you’ve a mind to.

I went to the museum but the only new information I came away with was that she and her fellow nuns were excommunicated for a while. Can’t remember why, but the bishop who did it reconsidered on his deathbed and lifted it.

The $5 fee also allowed entrance to the schoolroom where Mary and her fellow sisters taught school. It was all a bit interesting but for me, once is enough.

I jumped in the car again and made it back to Mt Gambier. I drove around the Blue Lake again, then headed for the Umpherston Sinkhole.

This was originally just a huge hole in the ground but the guy who owned the land back in the 1890’s decided that summer in South Australia was too damned hot. Why not build a pleasure garden down in the big hole where it was so much cooler?

It was about 4PM when I arrived.

You walk along the top of it…

… and then you see this.

Down the steps you go.

View from halfway down the steps.

Imagine being able to punt along in your own lake…

I wandered around here for. little while, then decided I could push on a little bit longer. It was that time of day when it was too early to think about stopping, but too late to think about driving for too much longer.

I saw some cool things as I drove along to Portland for the night.

There were contented cows.

This farm decided to put old bikes at the entrance and up the driveway. I suppose that’s one way of making sure that when they give directions to their place and say, “You can’t miss it,” then they’re correct.

Lots of pine plantations. It worries me to think of bushfires happening here – pine trees go off like rockets.

I got in late-ish to a cheap and cheerful motel. One thing I’ve found about motels for around $100 a night – they don’t include bowls in the crockery they supply. So annoying if you’ve planned on making oats for breakfast and you have a sneaky tin of baked beans to have for a dinner.

But I wasn’t going to let them steal my rights and repress me. If I want a disgustingly cheap dinner in a sad motel room then I’m going to have it, dammit!!

Baked beans in a mug… mmm mmm!

The dinner of champions.

Costs of the Trip:

Running total so far: $1,935

Costs for Day 8:

Entrance fee for Cave tour: $35

$13 lunch

$5 St Mary McKillop musuem

Accomodation: $108

Total for Day 8: $161

Running total: $2,096

Cars and Caves.

Cute car.

When I was a kid we’d go to vintage car rallies ALL THE TIME. Dear God, it was so boring. My Dad was a Riley enthusiast – beautiful British cars. Dad has a 1930 Riley 9, a Drophead and a couple of others. My first car was a Riley Elf, which is basically a mini with a Riley grill on the front.

We’d drive to car parks/wineries/paddocks/whatever. All of the Rileys would line up in a row and the men would crawl all over them, the women would pull up picnic chairs and chat and the kids would be bored. I think this is when my addiction to reading became cemented.

So when Jenna’s parents suggested that we go to a car rally in a town on the peninisula, I inwardly groaned.

But it was actually quite fun.

Red Morgan. LOVE!

I think the difference was that it was a huge mix of different cars and they drove down the main drag of the town in a procession that lasted around an hour.

Black corvette.

Jenna’s parents and I drove to a mid point to meet up, then I hopped in their car and off we went. No, the corvette is not their car!

We found a spot at a table under a verandah and settled in to watch the parade.

Cute cop car.

There was everything from a model T Ford, dune buggies, Morgans, VW combis and beetles, muscle cars, sedans – something for everyone.

Red 3 wheeler.

There was even this 3 wheeled thing!

For a while I stood on the kerb with Andrew and watched the parade, looking for any Rileys, but after a while I got a little bored and thought I’d better go back and sit with Ann-Marie.

We were chatting away when I glanced over at the parade. A car was smoothly driving past with a silhouette that has been ingrained on my psyche since childhood.

“Holy shit, that’s a Riley!” I exclaimed, ever the lady, and I leapt up to join Andrew. I was ridiculously excited.

There were about 5 or 6 of them, one of them a mint-green Riley Elf. I could’ve taken photos but I called Dad instead and described what I was seeing. He was reliving his glory days as I was talking. It was pretty special.

Then we went to a winery for unch. I thought I did pretty well to get to pay for their lunches – I’ve learned from David27’s “in-laws” that you have to be quick to stop them paying for everything. Jenna’s parents are the same.

I sneakily overheard what they were going to order, then made sure I was ahead of Ann-Marie in the queue to order. When I ordered my meal, then went on to list theirs, I heard, “Oh you better not!” behind me. I put my card on the payment thingy, then turned around and said, “OMG, my card just slipped. Oh well…”

I thought I got away with it too, until we went to another winery for a wine tasting and I raved about a shiraz that was priced in the 3 figures and made them taste it. Guess who went home with a bottle of it? I’ve told them that they’re invited to my 60th and we’ll all crack it open then.

It’s so nice to see that my boys are choosing to be with partners with such lovely families. Andrew and Ann-Marie let me stay with them Friday night and they gave up their Sunday to spend time with me. That’s going above and beyond! I’m looking forward to enjoying that bottla wine with them in a few years time.

Pretty house.

Monday. Time to start heading home. I had no fixed plans, other than wanting to see the Ulpherstone Sinkhole in Mt Gambier that I missed on the way up – and I knew I wanted to spend ages in Port Fairy. Everyone says how pretty it is.

I wanted to learn from the mistake of my rushed trip over and take my time on the way back.

As I headed out, I thought I may as well drive up to Murray Bridge and have a look at the river. Why not? I put a generic address into the TomTom, ( 1 Main st / Smith St /First st ; whatever works), and I set off.

Then I started seeing signs to Harndorf.

I’ve been hearing about Hahndorf for 17 years. It’s the first German settlement in Australia and every year the German students from our school would go over there for an excursion and report back at the next General Assembly.

I had to see it for myself. I wanted to follow my nose home and this was an ideal place to start.

Pretty restaurant.

I pulled up in the Main st and parked outside an art gallery. Following my nose, I walked in.

And you wouldn’t believe it – I finally found the perfect painting for my dining room. I’ve only been living here and looking for the last 5 YEARS.

It’s absolutely nothing like I thought I’d buy. The subject is SO not me, it’s smaller than I visualised and the colours are different to what I was looking for, but when I saw it I knew it’d fit really well. So $1,100 lighter I walked out of the shop.

What are the odds? I had no plans to go to Hahndorf and there just happened to be a spot for my car directly outside the gallery. The painting had been put up less than 24 hours before I arrived. Maybe it was meant to be?

It’s being delivered sometime this week. If it looks awful then I only have myself to blame.

Bust and a row of sketches.
Hans Heysen – bust and sketches.

Look who I found in the museum behind the information centre!!!!

Remember when I showed you the picture of Ruth by Nora Heysen? Here’s her Dad – the way famous one of the two of them. The bust is of him and the sketches are his.

I like how when you travel in an area, the stories loop around. It reminds me of when Scott and I were walking on the battlements of Lincoln Castle, listening to the guided tour through our headphones, when I suddenly heard that Henry VIII and Katharine Howard had walked along the very same stones I was walking on. I’ll never forget the unexpected thrill.

Photo of Prince Philip looking interested.

Speaking of royalty, the museum behind the information centre was tiny, yet Prince Philip had visited it. One huge advantage to being a working royal is the amount of travel you could do. Imagine all the countries he must have seen? But imagine all the hours of tedium he must have gone through as well. No wonder he sometimes said the odd non-PC quip.

Exquisite lace collar.

In its day, the building was a school for boys and also a hospital. Look at the lacework, or is it tatting? This was on a maternity dress. I think I’d go blind, squinting, if I tried to do this, though I have some tatting that my great-grandmother did. Amazingly detailed.

Hahndorf was a very pretty little place. A few shops had jolly German music spilling out onto the street as thr tourists walked by. It was still school holidays in South Australia so there were a fair few people about.

Scott suggested that I mark all the school holidays in my calendar at the start of every year so I don’t make the mistake of travelling while the kids are free. I’m going to have to mark every state’s holidays, I think.

Murray River.

Then I drove to Murray Bridge.

Here’s the river Murray. It’s long. It’s wet. I had a look, ate lunch and drove on. I was aiming for Mt Gambier but then, as it was getting to late afternoon, the heavens opened up. I drove into Narracoorte.

There was a huge sign on the highway just before you enter the town, spruiking their caves. I vaguely remembered that Narracoorte was way famous for its caves, so I thought I’d get a cheap motel, stay the night and have a bit of a look around underground the next day.

Giant extinct wombat.

When I reached the caves the next day, I saw another instance of stories looping around. See this massive Diprotadon? Otherwise known as a giant wombat. What does he look a bt like?

My sculpture.

Remember my sculpture that I bought from the arts festival, thinking that it was going to be my only souvenir? They look like they might be cousins.

Beautiful cave.

The Narracoorte limestone caves are a world heritage listed site. They offer a few different tours but the lady in the information centre said to go on the fossils tour, because that is why they made it to the heritage list.

Don’t make the mistake I did and assume that the caves would be chilly. I wore my duckdown coat. It’s actually really warm down there.

Stalactites in a row.

See how the stalactites are hanging in a row here? Our guide said that in the early 1900’s guides used to clamber up there and ‘play’ the stalactites like a xylophone for their customers by hitting them. Sometimes one would break. Can you believe it???

Incidentally, I learned how to remember the difference between stalactites and stalagmites. Stalagmites MIGHT reach the roof one day, while stalactites have to hold on TIGHT to the roof to stop from falling.

Never say that this blog isn’t informative about the issues that matter!

Hole in the roof.

This fascinating photo is of a hole in the roof that leads up to the ground. This one was man-made to get all of the rubble out so that the tours like the one I was now on could be made. These also occur naturally, which is how the fossils have ended up in the caves.

Animals (and people, probably) would be innocently walking along and then fall down these shafts into the caves below. Some died immediately, but others survived until they died of thirst. They know this because they have complete skeletons of animals who look as if they’ve just curled up and gone to sleep, but with bones that have started to heal from their initial fall.

Drop bear skeleton.

This guy is a literal drop bear. Yes, they used to exist! He was some sort of carnivorous koala-type.

Nasty claw.

See the massive claw on his opposable thumb? Imagine that slicing into your soft underbelly?

Kangaroo bones.

This one was a kangaroo, but with only one toe. I took this photo to show you, but I like this next one a lot better.

Shadow on the cave wall.

That shadow is very Star Wars, isn’t it?

The caves that were initially found were just open caverns full of the rock formations, but then a couple of cavers found their way into some massive caverns further in that were jam-packed full of bones and fossils.

Bones scattered on the cave floor.

These are real bones that have been left as they were.

Behind the cave where we were standing is a massive cave where they’ve removed a small section of bones to study. They plan to leave the rest where they are for as long as possible. Our guide, who is a palaeontologist herself, said that they’ve removed enough bones and other material to keep many universities busy for decades. Maybe by the time they need to take another look, they might have technology that can study what’s in the caves but be able to leave everything untouched.

It’s an interesting thought.

Country road.

And then I was off and away. I pointed the car towards Mt Gambier and off I went. It was just before lunch and the day was still young!

Costs of the trip:

Running total so far: $665

Costs for day 6: $85 for lunch.

Costs forDay 7:

$1,100 painting

$10 lunch (Subway – eat fresh.)

$69 fuel

$91 accommodation

Total for Day 7: $1,270

Running total for trip: $1,935 (Yikes! I hope I still love this painting when it arrives!)

« Older posts Newer posts »