Burning Desire For FIRE

Financially Independent, Retired Early(ish) at 57.

Category: Enjoying life right now. (Page 24 of 29)

Monday: 5 days to go…

December 15, 2020 / / 14 Comments

So! WHAT a day I had yesterday!

Day one of my last week of work.

Today consisted of 2 meetings and the English faculty farewell lunch. The meetings were ok but honestly, pretty pointless for me. The art meeting, which I have to attend because I teach drama, was all about next year. So was the English meeting an hour and a half later. One of the additional jobs was ‘tidy your desk” so when everyone split into year level groups to finalise the lesson plans for next semester, I walked out, telling Sam – the head of the English faculty – that I was tidying my desk as per the list.

Instead, I decided that there was no point in hanging onto these cards. My very good friend Scott first had the idea of ordering ally things from Vistaprint to liven up classes and I’ve continued the tradition since he left the profession almost 10 years ago. I give them out when I hand back their work. Anyone who earns an ‘OUTSTANDING” ( anything between 18 -20/20) gets a round of applause from the class, one of these cards and a hearty handshake from me. 

Anyone who gives me a ‘limp fish’ handshake gets a lesson in how to shake hands properly. Ugh… nothing worse.

At first I walked around to all of the English teachers’ desks and put a card on each. After all, I knew it would be a surprise because everyone else was at the meeting. There was still a stack of cards left, so I grabbed a biro and crossed out the ‘in English’ line and left them on everyone else’s desks until I ran out. Just a bit of fun to finish on.

Then it was back to the English meeting for the lunch, where the 3 people who were leaving were expected to make a speech.

According to the other two women leaving, none of us had given this much thought. I’m a bleeding-edge type of teacher, so I knew I’d come up with something on the spur of the moment. The other teachers who were leaving were immensely popular and were moving on to different schools next year, one to advance her career, the other to be closer to home and her young family.

Sam gave a little speech before each one, then a close friend of the others also said some words. In both cases it was all very emotional and heartfelt, with tears, hugging and phrases such as “loves the kids to bits”, “exceptional teacher” and “full of empathy for everyone” were said.

I determined that my speech would be a bit different. After all, I’m a stranger to the gentler emotions of love and empathy.

Sam gave his speech, talking about how my quirkiness would be missed.Apparently collecting compost materials from the school, showing off quilting and knitting projects and other things like that are things that not everyone does at work. Amazing. Frogdancer loves the students, very professional, blah blah blah.

Then he asked Adrian, the closest thing to a work husband I’ve had since Scott left, to say a few words.

“What?!?” Adrian spluttered. “Geeze Sam, it’d be nice to have some notice!”

“I emailed you this morning!”

Adrian got up, casting an apologetic look my way. “I’m sorry Frogdancer, but this will be from the top of my head,” he said.

He gave a lovely little speech, saying things about how I always come to work expecting to have fun. Fun is starting to leach away from the profession in the last few years, he said, (which I whole-heartedly agree with), but Frogdancer Jones still extracts every drop of fun she can. Loves the students, not so keen on meetings with adults,  blah blah… 

Then Brock got up and said part of the quirkiness I apparently exit is my frugality. Well, let’s be honest, he called me a tightarse, bringing up the months that I used to take the train into work really early in the morning to get a free train ride.

He obviously had no idea that at that stage I was paying over 70% of my take-home wage on bridging finance for The Best House in Melbourne, so literally every penny counted. But that’s ok.

Then it was my turn… at last!

“Well guys, thanks for the lovely things you said but your speeches have made me really sad. Clearly you don’t know me AT ALL!!”

The big laugh showed that I was off to a good start. 

“I don’t love the kids – couldn’t give a rat’s arse about them!” Another laugh… phew. “ I only come to work to socialise and pick up coffee grounds and rotting veggie scraps for the garden!”

Then I went all serious to give some light and shade to this thing that’s coming out of my mouth. (Really should’ve thought about this beforehand.)

I talked about how lucky we all are to be teaching English. We get to know our kids in a way that no other faculty does, though drama comes close. Our lessons cover all sorts of areas so we’re never bored and the kids will make you laugh every single day, if you let them.

Then I looked around the room and said how fortunate I felt to be have spent my career working with such extraordinary people who do their jobs so well. “But if I never see any of you again, hey, that’s ok!!”

Another big laugh. Another internal phew! That joke could’ve gone either way… LOL.

I can’t remember what else I said. My speech was shorter than the others, mainly because I saw some glazed looks starting to appear on people’s faces earlier. Me, I like to make ‘em laugh and leave with them wanting more.

Everyone in the faculty had a choice of bubbly, wine or gin to take. I picked out a bottle of Mother’s Ruin. I’d noticed on Sunday night when I made a G & T that I only had enough gin for one more drink so it came at the perfect time. 

Fortunate Frogdancer strikes again!

The afternoon was free, so I used it to fill in and submit the exit and CRT paperwork. There’s no going back now! I decided to hand in my keys at the same time. I can’t see why I’d need to unlock a classroom with no kids around. 

I also walked down to the canteen and picked up the bin I’d bought to collect the veggie scraps. It’s perfect for a weed/dog poo bin for the back yard. No point buying another one if the original bin I bought wasn’t being used. Now is that frugality or tightarsery at work?

I’m typing this sitting at the hairdresser waiting to get beautified for my official leaving speech on Thursday. It’s one of my days off but there’s no way Frogdancer Jones is giving up the opportunity to perform with all eyes upon her! I live for this stuff.

I have no clear idea of what I’m going to say yet, but no doubt inspiration will strike between then and now. My friend Megan is my designated driver, so watch me have some fun when my speech is over and I can relax! The bowls club is going to ROCK!

Send good vibes for me on Thursday. If inspiration DOESN’T hit I’ll be a nervous wreck. 

I suppose it’ll serve me right, though…

On your own terms.

December 12, 2020 / / 11 Comments
If not now, when?

Yesterday was my last day of actual teaching.

People kept asking me how I was feeling. It was a surreal sort of day. In my head of course I knew that this was the last time I was going to walk into the Theatre and teach my group of year 9s, but emotionally, I don’t think it’s hit me yet.

As I said to all the people who asked, “I honestly don’t think it’ll feel totally real until Term 1, Day 1 next year when I don’t have to get up at the crack of dawn and race off to be at school by 8:35.”

The year 7s and 8s were at school but they had an activity day. The year 8s rotated around different sports but I – thank god! – was with the year 7s. They had a day of indigenous activities, where they learned aboriginal games, drawings, dancing and such. Much more interesting.

I had the first 2 periods of the day with 7M, my wriggly puppies class. The middle of the day was free, so I started moving more stuff from my desk to the bins/car, and also did some hand-stitching on the quilt I’m making for Jenna, Evan24’s girlfriend.

Then I had my last real class. Year 9 Drama.

As the bell went, I walked through the staff common room calling, “Just in case anyone’s interested, I’m off to teach my last class ever!!”

There was cheering , clapping, with some people calling out, “Aw, shut up!” and others shouting, “You’ll be back!”

Otter in a basket: Just a little further then freedom."

I rounded the corner to the Theatre and the kids were gathered at the door, waiting. I saw a couple of gift bags out of the corner of my eye but I pretended not to see as I grabbed my keys and unlocked the sliding glass door.

I looked up and there were Darby and Izzy, from my semester 1 class.

“Well this is a blast from the past!” I said. “What are you two doing here?”

Atahan, who is the sweetest kid, stepped forward with an enormous box of chocolates.

“We made this a group of 3 effort,” he said. Izzy gave me another box of chocolates, while Darby handed me a gift bag with a bottle of red wine.

“Don’t ask me where I got this,” he muttered. Bloody hell, I thought. He probably swiped it from the back of his parents’ liquor cabinet…

They also gave me a card. Whenever I mark the roll, I mix up the order of the kids and the last one is always announced by, “… and the hideous blah blah blah!” Kids, once they get over the shock of hearing this for the first couple of lessons, look forward to being hideous. The three of them signed the card with “hideous Darby”, “hideous Isabel” and “hideous Atahan.”

Fortunate Frogdancer strikes again, with all of the lazy kids not bothering to turn up for the last day of classes. I had 11 really keen drama students to work with.

“Ok,” I said, once I marked the roll and Atahan was the last hideous student I’ll ever teach, “what are the games that you most like to play?”

In true Drama class form, they chose Theatre Sports games, so we had almost an hour of the funniest improvisational games. We had such a good time. Every now and then I’d join in and they loved it. Drama kids have the best senses of humour!

It was truly the best way to close this chapter of my life.

Two puppies crawling out of a pen.

At the end of the day, as the kids were leaving, a year 9 girl came up to me and said, “I heard you were retiring. I just wanted to say thank you for year 7 English. I loved coming to class that year.” She paused and said, “Do you remember me?”

“Of course I do!” I said. “It’s just that you’ve changed so much – you’re so TALL!”

I gave her a hug – we were both wearing masks so it felt safe – and I thought, wow. The kids here at this school are so lovely.

At the end of the day, as I raised a glass to myself to toast this memorable day, I felt satisfied. This may sound big-headed, but as I looked back on my career I felt proud that I did it well. I’m a damned good teacher, The kids enjoyed my classes and so it was easy to shoehorn the knowledge that they needed into their heads. If they enjoy being in front of you then the job is so much easier.

A couple of years ago I had the idea to write Dad jokes on the board at the beginning of every English lesson. That was a stroke of genius. I only wish I’d been bright enough to think of it years before. The kids absolutely loved it, and if by any chance I’d forget, someone would always ask for them.

Oh my god, how unprofessional of me to forget!” I’d say, and I’d grab the whiteboard marker. Every time I’d finish a quilt, I’d bring it in to show the kids and we’d talk about creativity and how important it is to explore that side of ourselves. When I was teaching the year 12s, I’d make timtam fudge and bring it in whenever they were doing an assessment “to keep their strength up.”

I’ll miss those little things, I think.

Yoda- inestimable value is the possession of freedom.

Adrian, one of my friends at work, was laughing at me, saying that I’m deluding myself about all of this being the last time.

“We all know you’ll be back,” he said. “There’ll be someone who gets sick or wants to go on holidays early and they’ll call you back in.”

“I’ll probably say yes,” I said. “That trip to Antarctica isn’t going to pay for itself, you know!”

Someone else, I don’t remember who, then said, “Yeah, but the difference will be that you’ll be doing it on your own terms. You don’t want to work that day, you just say no. You’ll be choosing to come here and teach. That’ll make all the difference.”

Only a week to go… I give my farewell speech at the staff Christmas luncheon on Thursday. I think I’m going to enjoy myself!

(My friend Mr Groovy wrote this post about what to expect from early retirement when he heard that I was pulling the pin. The film clip is a classic!)

Operation Beautify!

December 8, 2020 / / 6 Comments

Less than two weeks of work to go!

The cupcakes you see above were baked and decorated by one of my year 7 girls. She met me at the school gate yesterday with a big cake box and the most beautiful card. I don’t know if I wrote about the ‘Creativity Challenges’ that I was running while I was teaching from home during the two lockdowns this year.

Anyway, just to bring you up to speed, every couple of weeks or so we’d have a ‘catch-up class’ built into the English curriculum, so that kids who were struggling with remote learning could… well… catch up. I decided to use that time to test out who in my year 7 classes were actually human.

Creativity, whether it be making something tangible and useful out of raw materials or devising something artistic and beautiful is part of what makes us human. It satisfies something in the soul that nothing else can. So every couple of weeks we’d all share what we’d been making. I showed them the sausage dog quilt patches I was making for the quilt for Ryan25 – more on this in a future post – while they’d show off drawings, sculptures, things they’d been knitting, embroidering or designing. When someone asked if baking was creative and I said yes, Ariela’s eyes lit up. She started showing photos of the cakes she’d been baking in lockdown. They were Masterchef-worthy.

The card that she gave with the cupcakes mentioned the creativity challenges, saying that she found them very inspiring. This made me happy. I was hoping to reach at least a couple of kids and have them springboard off into expliring all the creative things that come their way. 🙂

There was a very happy staffroom at recess yesterday, all munching away on those cupcakes. (I had 2…)

Tomorrow I have my last year 7 classes ever. I’m finishing up ‘Back to the Future 2’ with 7M, while I’ll give 7D one last Drama class. The last piece of work I’ll ever mark was a grammar test – God, how I hate grammar. I certainly didn’t become an English teacher for the love of grammar. I finished marking the test while the class was working on something else, then leaped up, waved my hands in the air, declaring, “This is the LAST EVER grammar test I’ll ever have to mark! Whoopee!” The class applauded.

Friday will be my last ever Drama class.

I’ve had my last ever staff meeting – how sweet is that? Next week is full of meetings planning next year’s classes. I have to go to them, even though I clearly don’t give a tinker’s cuss what they decide. I’m hand-sewing binding on a couple of quilts I’m giving for Christmas presents, which takes hours per quilt, so I’ll probably just sit there with that and listen to all of the conversations.

I also have to attend the final meeting with the head of English, as we talk about my career achievements for this year and what I plan to aim to achieve next year. I’m HAPPY to talk about all that I plan to achieve next year with him! Sadly, pedagogy, literacy, rubrics and other exciting teacherly topics will be nowhere on that list.

Over the next 2 years Operation Beautify will be happening at my place. While I’m waiting for the world to become less riddled with COVID so I can go to Antarctica, I’m planning on doing work around the house and garden to make the place look prettier.

There’ll be spots of colour in the garden; the new outdoor room which looks so new and stark at the moment will be transformed and softened to become a far more welcoming space and the interior of the house will have artwork (and a new ensuite) to be even more of a haven for the boys, dogs and I.

Not that the dogs care too much about artwork…

Every now and then I’m hoping to trot off to a school to do some CRT work or exam invigilation to help pay for Antarctica and break up the weeks, but I fully expect to be spending most of my time at home for 2021, just catching up on rest, detoxing from the pace of working life and puddling around doing all the little things that I enjoy doing.

Operation Beautify will happen step by step.

I think it’ll be very satisfying.

“You’ll miss this when you retire!”

November 26, 2020 / / 7 Comments

I was walking on the top oval, doing yard duty at lunchtime yesterday, when my principal said this to me. She and one of the assistant principals were talking with some kids on the oval while the other 2 APs were playing cricket with some girls. I walked up to them, pretending to think they were adults fraternising with the kids and threatening to chase them off.

I got a hug from the principal who said that she was going to miss me, and then she said, “See that group of kids on the table over there? They’ve carried a rock from there”, she pointed, “to there” she pointed again, “and they’ve called it Dwayne.”

“Of course they have,” I said. “I’ll go and check it out.”

As I walked away she laughed and said, “You’re going to miss this when you retire!”

“I probably will!” I replied.

I walked towards the table. There were about 8 year 9s, most of whom I didn’t recognise. As I got closer I saw there were 2 girls from my current Drama class. Let’s just say that this group of kids weren’t from the demographic of the super-keen studying nerd that our school seems to pump out. These were the more… disengaged kids.

As I got closer, I was seen by the ones facing me and obviously the word, “teacher!” was spread. The kids with their backs to me turned around, scowling.

“Hey Miss!” said a skinny boy. “What do you want?”

“Oh, I just wanted to see how Dwayne was,” I said.

Instantly the atmosphere changed. They all leaped up exitedly.

Dwayne was revealed – a HUGE lump of grey rock. I mean massive.

“Jesus!” I said. “I didn’t expect him to be so big.”

They laughed. and all started talking at once.

“You have to touch him, Miss. Here,” and hands guided me to where I had to make contact.

“You have to worship him Miss. We’re trying to get him to stop them putting a second gymnasium on the oval.”

I pulled a face. “I think that boat has sailed, guys. Aren’t they starting work next week?”

“Yeah. But they’ve agreed to put it so that we can still have this table at sit here at lunch. It’s important we have somewhere to sit, isn’t it?”

“Absolutely.” I smiled at Ricky, then saw Monique. She’d cut my class period 1 because she had an assessment due.

“Monique!” I said. “Where were you period 1?!?”

“I was … um… sick, Miss,” she said. The boys around the table all laughed.

“Sick of Drama, you mean!” I retorted.

They all laughed again as she smiled and said, “NO! I like Drama. It’s just…”

“Get the costume design drawings in to me as soon as you can,” I said. “It’s the last assessment you’ll ever have to do for me.

She nodded as another boy said, “You know she hasn’t done it, Miss, don’t you?” Monique looked embarrassed.

I put on a shocked face.

“What do you mean? Of course she ‘ll do it. You were planning 1920’s style, weren’t you?”

She nodded.

“Cool then.” I smiled and turned to walk away. “See you, everyone. See you, Dwayne!”

“See you Miss!” “BYE!” “See you next week!”

Yes, she’s right, my principal. Things like this are definitely the things I’m going to miss when I retire. In just over 3 week’s time.

4 weeks to go until I retire.

November 22, 2020 / / 12 Comments

Remember my ‘Days to Retirement’ chart I wrote about a month ago? Five days ago I coloured in the Nov 18 square.

That meant that it was exactly ONE MONTH to go before I retire.

It all started to seem a little more real. Four weeks to go.

So, for those of you playing along at home, how am I dealing with life 4 weeks before Freedom?

I’ve started clearing my desk. I’ve had this desk for around 16 years and there’s a lot of stuff on it. I walked across to the library and returned all the textbooks I’ll never need to read again, which was a sweet, sweet feeling. I’m sure that some people like ‘Blueback’ and ‘Once’, but to be honest – for me they’re a bit of a snooze-fest. It’s such a great feeling to know that I’ll never have to read about that stupid Felix and the carrot he found in his soup ever again.

I had a nice chat with Anna in the library while I was there. Years go, I taught her daughter in year 8. “Why do you want to retire? You’re too young!”

I’ve brought home a couple of bags of things that I have a feeling I want to keep, though we all know that I’ll probably file the folders and then throw them out a decade from now. Things like short stories and poems that I’ve used in my classes and I love. But will I really ever read them again??? I guess time will tell.

My desk drawer is jam-packed full of pens, markers and such – even the stapler that my dear friend Scott bequeathed to me when he left the school (and the country) over a decade ago. It’s still a damned good stapler and it’s coming home with me.

Who says that Frogdancer Jones isn’t a sentimental old fool?

Over the years I’ve read lots of blog posts from people who’ve retired who say that they seemed to need to catch up on sleep. People say that it takes anywhere from several months to a couple of years for their bodies to stop needing extra sleep from the years of stress from working.

It seems that I’ve jumped the gun a bit and I’m experiencing this now. On the days that I’m home, I’ll have an hour long nanna nap more often than not. Yesterday I even had a nap before lunch. Crazy!

I have no idea why my body has decided that it needs more rest, but I’ve decided to go with the flow and listen to it. The dogs have worked out the new routine – when they see me go into my room and they hear my empty shoes hit the floor they race in. Poppy jumps onto the bed while I lift Jeffrey (who is big enough to jump on the bed himself but too stupid to realise it) and little Scout onto the foot of the bed. We all have a snooze together.

I’ve booked an appointment with my accountant to talk through how things may change once I hang up the whiteboard markers. When I received the payout from the geoarbitrage exercise, I put some money in a trust. The trust may be kept going or it may need to be wound down.

It’s good to be able to talk through my options with people who don’t freeze at the sight of a page of numbers.

My trip to Antarctica is definitely still a thing. I’ve decided to throw my hat in the ring for a few casual teaching days and/or exam invigilation to help pay for it. Those penguins and icebergs are EXPENSIVE and they certainly won’t pay for themselves. I’ve got to get my CV together and then I’ll traipse around to some of the schools near me to scout out whether or not I’ll want to work there. My current school already knows that I’ll be available. I just have to fill out the paperwork.

The advantage of CRT (Casual Relief Teaching) is that there’s no marking, no meetings and no bringing work home. The schools work you hard during the day to get their money’s worth – no free periods and always a yard duty – but the money’s good and would definitely kick along the holiday fund. It’s dull work though. I remember when I did a year’s CRT work when the boys were all finally at school, before I landed my job in my current school. In the life of a CRT, a boring day is a good day. If you’re really interested in what’s happening in the classroom, the chances are that all hell is breaking loose!

The wonderful thing about all of this is that I have options. If I decide that CRT isn’t for me, I can simply refuse to do it anymore. I’ll still see Antarctica. I just like the idea of challenging myself to earn some of the money required for it. Some habits die hard.

I’m still ticking off the ‘lasts’ at work. On Friday I marked the last Drama assessments I’ll ever see. Next week will see the last grammar tests I’ll ever mark (THANK GOD!) and the last film still paragraphs. Then that’s IT!

Much as I love teaching English, we have the heaviest correction load of any other faculty in a school. Reading 28 essays on the same question about the same novel is something that I’ll definitely not miss. Also grammar. Ugh. I always teach grammar on Mondays – “GRRRRammer Monday! – just to get it out of the way so the rest of the week is devoted to fun things.

My last week of work is full of meetings, planning for next year. Maybe I should bring in huge gin and tonics and sit at the back of the room, shouting out, “You all do whatever you want! I don’t care!!!!”

Or maybe that would be slightly unprofessional…

7 weeks to go…

November 3, 2020 / / 7 Comments
My desk has holiday snaps all over it. Sydney Harbour Bridge climb.

Seven weeks of formal work to go.

I’ve begun returning text books to the library and soon I’ll begin either taking home things from my desk or binning them. I had a partial clean-out at the end of last year when I went part-time and had to share a desk this year, but I still have a lot of travel photos, cards from kids and other memorabilia that will have to come down before I go.

You can see the hand sanitiser on my desk in the bottom right of the photo. The school has issued a mask, a face shield and heaps of hand sanitiser to every teacher. It’s become second nature to sanitise after every class. I have a feeling this will be around for a long time.

I didn’t feel safe at work when the pandemic started and I was furious whenever pollies banged on about opening up schools. Now, with numbers of new cases in the zeros or single digits, with every single person wearing masks and bucketfuls of sanitiser everywhere, I feel safer at school. The kids don’t socially distance, but honestly, that was never going to happen. When everyone in sight is wearing a mask, it’s very reassuring, especially when paired with such low numbers.

A birthday card. My colleagues know I'm a huge 'Survivor' fan. My head is superimposed onto an image from Survivor.
A birthday card. My colleagues know I’m a huge ‘Survivor’ fan.

Word has started to filter down to the students that I’m retiring. One of my best friends at work is teaching kids this year that I had last year for year 7 English. She told me that she mentioned to the class that I was retiring at the end of the year and one little boy, Nick, was very upset. He said, “Oh noooo! I wanted my brother and sister to have her for English when they got here!”

She replied, “Well, that’s too bad. Tell them they should have been born earlier if they didn’t want to miss out!”

Participation certificate for a test where the kid said s/he was Boo Radley.
Makes me smile.

I’m very fond of this. We used to make every kid go into an English competition and they all got a participation certificate – not that most of them cared. Those of you who have read ‘To Kill a Mockingbird’ will appreciate the humour in this – imagine Boo Radley leaving the house to go and sit this test? So proud of him.

I popped into an art class to talk to the teacher about fixing up a couple of minor dings on the paintings from the UK of the dogs. While I was there a girl called me over. I taught her 3 years ago in year 7 English, and every now and then I’d sneak the class into the theatre to do some drama. So many kids from my junior English classes go on to select Drama as a subject. 🙂

“I’m taking year 11 drama next year Miss, so I’ll be having you again!” she said, beaming. When I told her that no, she definitely would NOT be having me, her face fell. “But we all know that you’re taking year 11 Theatre so Ms OtherDramaTeacher can take year 12!” she said.

First time I’ve heard that rumour…

Pyongyang, North Korea 2018. What a trip!

It appears I’ll have a travel buddy for Antarctica. LateStarterFire messaged me and she wants to come too! My timeline of roughly 2 – 3 years suits her and so it could be a thing. My thinking at the moment is that if COVID is still a thing, we’ll leave from New Zealand. If COVID’s gone, then South America (and Easter Island) will be the way to go.

My New Challenge:

I decided to set a challenge for myself. Either way, it’s going to be a hellishly expensive trip, so I’m going to see if I can earn 20K in 2 years to help with the costs. Even though I didn’t want to set foot in a classroom next year, I decided that penguins, icebergs and whales were enough of an incentive to pick up some CRT (Emergency) teaching next year, as well as anything else I can pick up, such as online surveys, exam invigilation etc.

I talked to the Daily Organiser at work and I now have paperwork to fill in. I’ll look at schools closer to home too, because it’s the commute to the school I’m in now which is a huge time-suck. I didn’t retire just to go straight back into sitting in a car for an hour and a half each day! There’s a tutoring program that is starting next year to make sure kids who struggled with remote learning this year won’t be disadvantaged. I’ve put my name down for that as well, but seeing there’s apparently over double the amount of applicants for spaces available, I’m not holding my breath.

Rome and a postcard from North Korea.

I hear about a group of people called ‘The Retirement Police” from other blogs, who point the finger at anyone who earns money after they retire and say that it means they’re not REALLY retired. Fair enough, I guess, but I plan for every penny I earn to be popped in the bank for this holiday. Besides, if you’ve read this blog for more than 5 minutes you’ll know I like a challenge. Imagine when I get a thousand dollars? Ten thousand? It’ll be very satisfying.

(Besides, after all those years of living hand-to-mouth when the boys were young, it feels odd to not hustle, even a little bit, for some extra cash. I think the memory of those years will take a long time to fade.)

I’m knitting some beautifully warm, soft, thick cowls for David27 and Evan24’s girlfriends Izzy and Jenna – both November babies – and I thought of maybe knitting some of these to sell. I use kettle-dyed wool from South America, probably spun by virgins, and the cowls are fabulous to wear in the middle of winter. The wool costs just under $40, so I thought that asking $100 plus postage would be reasonable.

But then I went onto Etsy and saw what people are charging for hand-knitted items. Nothing has changed since I used to have an Etsy shop for baby hats and quilts about a decade ago. People are barely getting more than the cost of the yarn for the things they spend hours knitting – it’s just not worth spending 6 or 7 hours knitting to earn $5 or $10 profit. It’s a shame because I like knitting, but if I’m going to reach my challenge target I need to do things that give me more bang for my buck time.

Bright pink rice stitch cowl.
Jenna’s cowl.

I know Izzy will like her cowl. I got her to choose the wool I used, holding out 2 skins of red wool and asking her which one she thought Jenna would prefer. Heh heh. Little did she know she was choosing the wool for herself.

I asked Jenna’s Mum which colours Jenna likes, so hopefully Jenna will be pleased too. They’re both brunettes with olive skin so they can wear the bright, bold colours that I can’t. It’s been fun making these.

Today is Melbourne Cup Day, a public holiday for a horse race. Tuesdays are normally one of my days off, but it still feels like a holiday regardless.

Today I’ll be making all of the Christmas presents for my friends at work and doing a bit more painting on the verandah and gardening. Later, I’ll be keeping a slightly nervous look at how things are panning out in the US with their election. Crazy times when shopfronts are being boarded up because people are scared of the possible fallout from an election. Usually, elections are the staidest things on earth…

Happy Melbourne Cup day, everyone!

9 weeks to go…

October 17, 2020 / / 15 Comments
Bright red knitting.
Keeping busy…

It’s been an interesting week and a half. A day after I wrote my last post, we had a virtual staff meeting and my principal announced that i was retiring. Just like that! I guess there’s no turning back now…

There were a few phone calls from people curious to see what I was up to, but most questions poured in when I was back at work on campus. Yes, this past week year 7, 11 and 12 kids have been back at school. I have 2 classes of year 7s so hey ho, it’s back to school I go.

Poppy looking soulful.
Poppy.

Given how youthful and dewy I am, most people are congratulating me and then asking what I’m moving to next. A different job? Another school? Their eyes widen slightly when I laugh and say, “No. It’s a REAL retirement!”

“But you’re too young to retire!” is mostly said by people around my age or older. When I smile and say something about how age isn’t the thing that determines retirement – it’s all about being able to support yourself, they either sigh and say, “The way we’re going, I’ll be working forever” or they ask me how I’ve done it.

That leads into some interesting chats.

So far, I’ve only had one person say how ‘lucky’ I am. I guess after working there for 16 years and having my 4 boys go through the school, people are pretty familiar with my story. I countered by saying that if I hadn’t have done my geoarbitrage move four years ago, I’d still be working.

“Doing that deal saved me 10 years of work,” I said. I didn’t mention all the years of frugality and keeping my eyes on the prize – nobody wants to hear about all of that!

Scout with her ball in her mouth.
Scout with her most prized possession.

A fair few people have nodded wisely and asked if COVID affected my decision. They look a bit surprised when I say that yes, I was planning to work part-time another year so it pushed my retirement forward by a year. That still doesn’t compute with being in my mid fifties and being able to retire.

One young teacher I work with started asking me about savings rates and if keeping an eye on spending was significant, so I shot this blog post over to him. He’s gone down the rabbit hole…

People have been overwhelmingly positive – to my face at least! – with many saying they’re jealous. LOL.

But I’m going to miss some things.

This week my year 7s have been doing their wide reading oral presentations. This is a 3 minute talk about a book they’ve read. Seeing as we’re in the middle of a pandemic and masks are mandatory, I made my kids do their talks while wearing their masks. I don’t want to get so close to escaping and then get killed by an errant droplet!

On Monday one little boy was so scared. He stood up in front of the class and started reading from his cue cards. They were literally shaking in his hands. It’s awful when you see this happening, because sometimes the kids just stop talking and freeze up, which makes it that much harder for them to tackle public speaking next time.

He kept on going, looking up and focusing on me when he wasn’t looking at his cards. His voice was shaking in the beginning, but by the end of the speech he’d sorted that out.

As I watched this kid conquering his fear, I thought, “I’m going to miss this.” As a teacher, you feel so proud when a kid is obviously scared, but they push themselves through that barrier and achieve something they didn’t think they could do.

At the end of his speech I asked him how scared he was. He said, “My knees were knocking together, Miss!”

I told him how proud I was of him for pushing through and succeeding and that this kind of thing is something I’m going to miss seeing. We then gave him a standing ovation. He was embarrassed but pleased.

A couple of the girls spoke about books that sounded really good, so I asked if I could borrow them and I polished them off this week. Every now and then I do this and I find really good reads that I wouldn’t have come across otherwise.

On Friday we had the last of the orals. I danced at the front of the room, singing, “Yay! I never have to listen to another oral presentation again!!!” One little girl said, “That makes me sad, Miss.”

Coronavirus figures for today.

It’s funny being back at school. Everyone is masked and the kids’ tables are separated as far as they can be, so they’re all in a grid shape, exactly like a Google Meet set up on a computer screen. I said to 7M yesterday that it’s almost like we’re still doing virtual classes, except they’re a lot harder to keep quiet without a mute button.

As you can see, our numbers are looking good, so people are hoping for an easing of lockdown restrictions to be announced tomorrow, especially the 5km travel bubble. Tom28, my oldest son, is working from home and he happens to live just around the corner from the school. I saw him on each day I worked this week – Monday to pick up some facemasks I’d made him that had ‘too-thick’ elastic and to give him a sourdough loaf – Wednesday to give him his repaired masks back – and Friday to give him and his flatmate a second sourdough. First times I’d seen him in person in four months.

And one last thing – WordPress enables us to see where our readers are from. It always gives me a thrill when I see my Antarctic peeps are reading. I thought I’d give a shout-out to my scientific friends down there!

It’s almost as exciting as when I saw that someone from North Korea was reading. But it was probably just someone from the government making sure that the 4 posts I wrote about my holiday there were acceptable.

I wonder where in the world I’ll go next, now that I’ll not be tied to school holidays?

Half a year of silver squares!!!

September 25, 2020 / / 9 Comments

It turns out that when you’re living through 2 lockdowns and you’re not that fond of online shopping, you can really make a “No Spend Days” chart go crazy. For those who don’t know what I’m talking about, I keep track of my spending by using this chart. Every day that I don’t put my hand in my wallet, I colour in a square. At the end of every week with 3 or less no-spend days, I reward myself by colouring in a silver square.

It makes my spending far more intentional and motivates me to stay on track if the week is coming to an end and I’m close to earning a silver square. It’s silly, but it works for me. It also makes collating my “Annual Spend” chart so much easier, because everything is in the one place. It just takes 3 seconds each day to pop in any purchases or colour in a square.

When the pandemic hit and we were all told to STAY HOME, the Jones household was sitting pretty. As the weird flu from Wuhan started to spread to Europe in February, I didn’t like the looks of it so I started stocking up on non-perishables. When things began going crazy here in Australia, we were set, although David27 insisted we take a shopping trip to Costco that I’ll never forget. No worries about TP here!

As the weeks started to slip by without having to fill up on petrol or go to the supermarket very often, the coloured squares began mounting up. The silver squares got more numerous and started looking like a block rather than squares on their own.

“Hey, wouldn’t it be amazing if I could make this streak last for 26 weeks in a row?” I thought to myself. Half a year. Could it be done?

Second half of the no-spend streak.
Wow.

Turns out it can.

Once I started to focus on keeping those silver squares coming without a break, it became a challenge. I began to try and push spend days towards the end of the week, in case something happened and I had to spend money unexpectedly.

For example, look at the week that began on the 1st of August. I wanted to work in the garden and on the verandah so I had 2 spend days on the weekend. *gasp!* I had little wriggle room for the rest of the week. I was determined to keep the silver streak going so I just used what we had in the pantry and garden and pottered around the place entertaining myself with what I have on-site. Hobbies are very useful things.

The week before that, you’ll see on the Friday an entry called “Connor teeth”. One of the boys needed dental work and as he’s still a student I said I’d pay for it. The dental work actually happened 2 days earlier, but by then I could see that I could maybe make my goal. After all, there was only 9 weeks to go!!! When he rang to tell me the total, I told him what I was doing and said, “Is it ok if I pay you on Friday?” He laughed and agreed.

I’ve been using both my local library and the school library for eBooks to scratch my reading itch. As I’ve said before, I read very quickly so paying $30 – $40 for a book isn’t a good use of my money as it only entertains me for a day or so. Downloading an eBook or an audiobook for free is the way to go for me and it saves me having to fill in a square.

During a stringent lockdown such as we in Melbourne have, little challenges like this help to pass the time and give you something to aim for. If I had’ve failed, it’s not the like sky would fall or anything. It wouldn’t have changed anything in my life. But it was a goal to aim for and every week that I coloured in a silver square it became one step closer to that goal. This made me feel good.

Once I actually have to leave the house and go back to work at school, it’ll be interesting to see whether my spending days will slide back to how they were before the pandemic, or whether I’ll be motivated to keep the silver streak going.

I wonder how many weeks the silver streak will last…?

Only buy what you love.

September 21, 2020 / / 10 Comments
Scout, our mini wire-haired dachshund.
Scout. We certainly love her!

When we moved to The Best House in Melbourne 4 years ago, I decided to make a rule about household furnishings and decorations. Nothing makes it through the front gate unless I truly love looking at it. In other words – only buy what you love.

Back in the dark ages, when I first moved in with my future-husband-but-then-boyfriend-who-I-later-divorced, we decided that we needed a dining setting and a bureau to store china and other things in.

“I only have an afternoon,” said A, so we hurriedly got into the car and drove to the nearest shop. Looking back now, how stupid was that? Sure, he only had an afternoon to spend furniture shopping that day, and if we didn’t find something suitable we could go out shopping another day.

But no. In our heads the idea was planted that we had to get the task done that day in that shop, so we ended up coming home with a very “farmhouse” pine dining table, chairs and bureau. He liked them. I hated them.

“Relax,” said A. “These are only temporary. In a year or two we’ll get better ones.”

So I relaxed. I could stand to look at these hideous things for a year or two…

If I’d known that I’d be looking at those things for the next 31 years before I would finally replace them, there’s no way we would have bought them! You’d think I’d have learned my lesson, but sadly, I’m not very bright.

Ugly tv cabinet.
What was I thinking?

Another “practical” buy that I lived to rue was this tv table. Someone gave me a small tv for my bedroom, so I needed something to put it on. The table needed to be high enough so that I could see the tv over the foot of the bed. JB HiFi had a sale, so I picked up this thing, simply because it was cheap and it was tall enough. It showed the dust, was ugly and I hardly ever turned the tv on anyway. WHAT a waste of time and money. It definitely didn’t make the cut to come with us to The Best House in Melbourne.

Filling our homes and other spaces with items that aren’t really ‘us’ is an easy habit to fall into. Unless we’re filthy rich right from the start, when we’re young and starting out we have to accept any furniture and pots and pans etc that are offered to us. Money is tight. Auntie Edna’s old bedhead. Your Gran’s couch. The bookshelf that your Uncle Harry made for your Mum when she was a kid. You take them and are grateful, even though they may not be exactly to your taste.

“Relax,” you tell yourself. “These are only temporary. In a year or two we’ll upgrade.”

But then something interesting happens, particularly with the more frugal among us. Life.

Life happens.

Long-billed bird watering can.
I like this little guy. Haven’t used him as a watering can (yet) but he sits in my window ledge. The rug has since been replaced by a nicer one and moved to the ‘man cave’ at the back of the house.

Other financial priorities step forward. You get used to looking at those “not quite to my taste” items and so your eyes somehow glide past them. After all, the dining room table might be ugly, but hey! It holds things up off the floor perfectly well and meanwhile, we have a mortgage to save up for/pay off, children to feed and clothe, holidays to pay for, investments to make and … the list goes on.

One day you wake up, if you’re like me, in your 50’s and realise that there’s quite a few things in your house that you don’t like, have never really liked and they only made it through the door in the first place because they were free or cheap.

My epiphany came when I was packing up the old house to bring to The Best House in Melbourne. We’d lived there for 19 years while I was a struggling single mother bringing up 4 boys on a shoestring budget. We were dragging all of our furniture out into the cold hard light of day and I remember thinking, ‘Do I really want to take all of this junk with me to the new place?’

Don’t get me wrong – most of that ‘junk’ had served us well. But now it was time to start slowly replacing it with things that made me happy.

Empty rooms in the new house.
A blank canvas. Oh, the possibilities!

For the first 18 months after we moved I couldn’t do anything. I borrowed the entire amount to pay for this house and the bridging finance payments on 750K took up just under three quarters of my wages every month. We lived very frugally while we waited for the building plans for the old place to come through.

Now, it’s a different story. I’m retiring at the end of this year. I’ll be spending a heap more time here and I want to be happy with my surroundings, not feel mildly depressed at how scruffy and ugly everything is.

Over the last couple of years I’ve sold or given away many pieces of art, furniture and other bits and bobs that I don’t want to look at any more. I’ve replaced my couches with brand-new leather ones and my dining set with a second-hand Gumtree find that is just beautiful. At the same house I found the strangest-looking cabinet that I bought to use in my lounge room.

Wooden tv cabinet with 6 very long, curved legs.
Most items in my house have these ‘Queen Anne’ type of legs.

Isn’t this the weirdest thing? I love it because I’ve never seen anything like this before and it also has the ‘Queen Anne’ shaped legs that I love. The giraffe sculpture that I bought when I was in South Africa is peeping around the back of the tv.

Living with the rule of “Buy what you love” means that I’m far more selective about the things I spend my money on. Gone are the days of relaxing because this is only a temporary purchase. When you buy what you love, you want it to last.

When I was shopping for my couches I went to many places, looking at both new and second hand. My two non-negotiables were that they had to be real leather, (I like natural materials as opposed to man-made), and they had to be high enough that Dobby, my Roomba, could fit under them to vacuum. I found the perfect couches on sale and now, every time I switch Dobby on, I’m pleased that I don’t have to move the couches.

Being in lockdown for so many weeks has made lots of people realise that their surroundings need a bit of work. I was talking with a group of women who were all saying that it’s time to get rid of old shabby towels and linens, pictures, furniture and general clutter. Being around these things 24/7 is bringing them down. We all agreed that the rule of only buying the things you love makes a lot of sense.

Wooden table with ornaments.
This is what has replaced the ugly tv table.

Besides, when you buy what you love there’s no need to replace it. This is the table that has replaced the ugly one. It’s not made of glass and chrome. Remember, I like natural materials. It has the Queen Anne legs, and underneath is the cedar chest that my parents bought me for Christmas when I was 20. The string quilt I made 10 years ago lives here when it’s not on my bed.

The ‘Blue Nude’ print by Picasso was a gift from A, bought on the day after we became engaged. I still love it. Underneath is a tree made from bits of wire and beads that I picked up in a flea market in South Africa, while a little stuffed beanbag frog from Canterbury sits on an elegant Japanese set of drawers that I bought when I was in Mornington with friends. A tiny pewter frog from Singapore sits to the side.

This corner of my room makes me feel calm and serene. It’s uncluttered and everything in it is something I love to look at.

1020's (I think) treadle Singer sewing machine.
An antique Singer sewing machine.

When I was a student teacher still in Uni, I saw this antique treadle sewing machine in a junk shop. I think it cost me about $80, which was a huge sum to me then. I bought it a couple of years before I moved in with A and bought the ugly dining set and I’ll never get rid of it. I love it. It lives in a corner of my bedroom with a glass sculpture I picked up in Murano when I was in Venice.

Pantry with HUGE spice rack on the door.
My spice rack and pantry light are also happiness-inducing.

The things I’m getting done around the house are also things that make me smile. Every time I have people over for dinner and I open the pantry, anyone who’s a cook gasps. The spice rack on the back of the pantry door is wonderful. Ever since I became a thermomix owner I’ve been making just about everything from scratch. No jars of sauces and casserole bases here, thanks! Having all of these raw ingredients in easy alphabetical order is fantastic. My brother-in-law also insisted that I put in a light that opens every time the door is open. I love it.

Bright red maple tree.
My red maple. The other maple tree is green.

I was lucky enough to have the interior of the house pretty much done before lockdown. Now, of course, I’m looking to the front yard. I’ve put my orchard in and now the plan is to make the rest of the garden an oasis. I’m not going to put any old plant in “just to fill up a space” like I did in the front yard of the old place. I want this garden to be fruitful and beautiful as well.

Yesterday I got David27 to plant two maple trees out in the front of the house where the horrible yucca trees once stood. Those yuccas were cut down in December last year. At first I was going to plant avocados in their place, but now I’ve decided to have the maples there instead. This tree was one that I bought when my sister Kate met me at Frankston market around 18 months ago. Its colour will look amazing against the deep blue of the fences and the verandah (when I finish painting it) and it reminds me of Kate. Win/win!

Sleeping Cavalier King Charles Spaniel.
Poppy, sleeping on our old couch. The couch is now out in the backyard under the verandah.

I think that lockdown has made a lot of people take a fresh look at their homes and realise that they would have made a few changes if they’d realised that they’d suddenly be spending all of their time there. These changes don’t have to be wildly expensive, but simply going forward and having the rule of “Only buy what you love” will cut down on the things that Future You will look at and feel mildly annoyed with themselves for keeping all these years.

Our homes are our refuges and when you’re starting out it makes sense to cut down on costs and accept furniture and other things from family and friends for free. But going forward, it also makes sense to work on creating a space where you walk through the front door and feel contented and pleased to be there.

Of course, a huge part of this feeling is the relationships you share with the people around you. But don’t underestimate the emotional power of your surroundings. When you buy items for your home, you’re choosing what you are going to be living beside and looking at every day. When you really think about it, that’s huge.

As we get closer towards financial independence and the time that we retire, the environment we’ll be spending all of that free time in will be a large part of our lives. It makes sense to keep Future You in mind and begin to move towards creating a home that you are eager to spend time in.

Creating a home that reflects and nurtures your emotions and your wellbeing doesn’t happen overnight. In fact, it probably should take years (decades???) to be truly selective and intentional in your decisions of what to include in your space and what to leave out as you grow and mature.

But it’s an effort well worth making.

Sunset at our beach.
Our backyard beach.

Build for the future.

September 13, 2020 / / 6 Comments
Fruit trees in the front lawn.
The orchard last week, just after everything was planted.

Anyone who’s been reading FI/RE blogs for more than 5 minutes would be utterly familiar with the whole ‘Ant and the Grasshopper‘ philosophy that runs through this way of looking at finances. Bloggers instruct people to utilise these tools: frugality, delayed gratification, increasing income, saving, investing and avoiding lifestyle creep in order to reach the holy grail of financial independence. Work hard now so you have options later! Build for the future!

It’s a theme that runs through many things in life.

Such as an orchard.

In our old house, I spent many years establishing a food forest, complete with chooks, metres of vegetable beds and over 30 fruit trees. When I sold that place and moved down here to The Best House in Melbourne, I had to leave most of that behind. I dragged a few wicking boxes and fruit trees in pots with us, but the carefully nurtured soil and the veggie beds are now buried underneath the townhouses that are now on the block.

Poppy standing in front of the wicking boxes.
The wicking beds are on the side deck. So were the fruit trees.

But the wicking beds weren’t the only things I brought with me. I had a ton of learning and information stuffed in my brain about all I wanted to grow. Those years at the old place weren’t wasted.

Landscaper's plan for the back yard.
The roadmap.

While I was waiting for the property deal to go through, I had 18 months of time where I could plot and plan. I focussed on the backyard first, where I eventually installed 16 metres of wicking vegetable beds, an asparagus patch, areas for a few fruit trees and roofed over literally half the yard to create a huge outdoor room.

Empty veggie beds and paving.
Just after the job was completed. There’s a roof over where Poppy and Scout are standing now.

But the front yard was pretty much left to its own devices. Until now.

My vision for this house has always been clear. I want this place to be a haven and a refuge for my family. I want it to be a place where we can all gather and enjoy our time together. I want the boys- and one day, their families – to to walk through the front gate and know that this is a place where they are welcomed, loved and appreciated.

I want people to open the front gate and be amazed at the beautiful and bountiful oasis that is hidden behind the high front fence, with a mix of blossoms and edibles that are a feast for the eye as well as the stomach. I see some quirky artworks scattered throughout the house and garden, chosen with no one’s aesthetic taste but my own. Hey, being single has to have some advantages!

I’m designing this house and plot of land with a definite eye for the future – just as everyone who is on the FI/RE path does when they encounter these ideas and start to put them into action.

But like everyone on the FI/Re path, I haven’t performed every step towards this orchard perfectly. I’ve made mistakes:

Two sickly looking avocado trees.
oops.

Take these sorry specimens. These are avocado trees that I bought last year. I left them sitting in a old dog bowl that contained a lot of water. They were there for months. I didn’t realise that avocados hate wet feet…

It’s a bit like someone thinking they’re doing the right thing by putting all of their money into term deposits instead of investing. Any vigorous growth that money might have seen is instead cut short and turns all wilty.

I’ve planted them anyway, hoping that at least one of them will come good. If they both die, I’ll plant something else. If only one dies, I’ll drive down to Diggers and pick out another one. They need two trees to pollinate.

Naked mandarin tree.
Yeah… my bad. Should’ve kept an eye on it.

This is what happens when you don’t keep an eye on things. This poor naked tree is a mandarin. I brought it with me from the old house and it was parked among the wicking boxes. I walk past it quite a bit, but apart from noticing that the possums were eating the top growth, I stopped paying it much heed.

Until the day I decided I wanted to create an orchard in the front yard. I went to drag it out of its pot and I gasped. Where have all the leaves gone?!? The lemon tree in the pot next to it, also a tree from the old house, was half naked. I searched the leaves and found some little brown caterpillars, which I crushed.

Exactly like a FIRE person who parks their investments somewhere and then doesn’t keep an eye on fees and charges and other costs. When they eventually wander back to see how their pot of money is going, all the luxuriant growth they were expecting has been eaten away.

The actual plant is still alive, so I’ve put it in the ground, fed and watered it well. I’m expecting that with the added attention it’ll get from being in my direct line of vision ever time I open my front door, it’ll bounce back.

I don’t think I need to extend the metaphor any more. You get the point.

Driving 4 apples and 2 plums home.

On my birthday last week, I treated myself to 2 plum trees and 4 columnar apples. The plums were so large that they touched the windscreen and I had to sit crookedly all the way home. The apples are destined to be planted beside the car in the driveway, as they’ll take up very little room, but I had bigger plans for the plums.

I decided to take over half my front lawn and plant an orchard. I knew that it would look AWFUL in the short-term, especially with the bedraggled survivors from my years of benign neglect. But imagine in the future…

… glossy green leaves and trees loaded with fruit. Underplanted bulbs and flowery shrubs adding pops of colour. Artfully placed sculptures adding humour and life. Old Lady Frogdancer sitting on the verandah with a shiraz or gin and tonic, chatting with a visitor while enjoying the view. People walking past on the street outside, unaware of the beauty hidden within.

The next step – a no dig garden.

After the boys planted the trees for me, I dragged them out again to construct a no-dig garden over the lawn. I’d done this before at the old house for my orchard there, so I know it’ll work. We’d positioned the trees so they wouldn’t shade each other, or the tumbling compost bins, too much, but now we had to kill the grass.

The plan is that I’ll not touch this garden bed until Spring next year, except to kill off any stray bits of grass that might pop up. I’ll let it burble away, creating the rich soil that I’ll plant the flowers in. Both with gardening and investing – things take time to come to fruition.

Mulched garden bed with trees.
Photo taken this morning. 2 avos, 2 plums, a lemon, a mandarin and a blood orange. 4 apples in pots.

I have nothing but time. The edging will one day be made permanent, the apple trees in their pots will be planted on the other side of the yard once I get the new side fence built and painted, the flowers will be underplanted to provide colour and softness to the whole yard and it will all look beautiful.

It’s funny to think that a bit of effort up-front – (two afternoon’s work by David26, Ryan25 and myself) – will be feeding us for years to come. It’s a very satisfying thing to build for the future, whether it be financially or in other, more ‘hands-on’ ways. I like to think that the skills and knowledge I gained from working in the old house is now being passed on to the boys. In the future, they’ll know how to build a food garden. They’ll know how to invest.

And step by step, this place will become the place I’ve envisioned.

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