Financially Independent, Retired Early(ish) at 57.

Category: Enjoying life right now. (Page 21 of 29)

Frugal Friday: Mum’s Boppin’ Bangers.

Dorky guy dancing

When we moved here I brought with me a big bureau-type thing that used to live in the lounge room and had the tv on top. It has shelves and also drawers which were perfect for storing DVDs and CDs – remember those things?

Dog on a couch.

You can see how it used to look in this old photo. Look behind Jeff on the couch – the couch which now lives on the backyard verandah – and there it is.

Soon after we moved here I found a dining table and chairs that were on Gumtree. When I went to look at them, the people were also selling the strangest-looking bureau I’ve seen. It was all business on the top but it has the weirdest legs. I wasn’t sure if I liked it but I knew I’d probably regret walking away from it so I bought it.

Cabinet with long spindly legs

It’s in my lounge room with the tv on top of it. I’m still not sure if I like it but I’m used to it and in an odd way I’m fond of my strange-looking cabinet. If it ever came alive like in nightmares, those spider-like legs would be impossible to escape.

So we moved the original bureau to the Man Cave, where it sits covered by family photos and, other than being dusted every now and then, hasn’t been touched by human hands since.

It has the family DVDs, the boys’ old games, computer cables and my CDs. We only have one device capable of playing CDs and I’ve packed it away somewhere. In the last few years, I’ve veered away from listening to music and am more a podcast girl. However, Ryan26 has an excellent Spotify account and he plays music a lot so I still get to hear some groovy tunes. If I want to hear something specific, Youtube is handy.

Boxes and tubs piled on top of each other.

I’m a lazy soul at heart, which is one of the reasons why retiring early appealed to me so much. A couple of months ago I spent a couple of days sorting through tubs of my fabric stash and putting them into colours. I put them, all sorted, into the tubs and piled them into the wardrobe of the guest/sewing room.

There! All together! All sorted! Nothing can stop me now!

Tangle of fabric strings

Except… ugh.

Who wants to go and lift all those tubs out if you want a colour from the bottom of the pile? Or worse – if you want to PUT AWAY a fabric that belongs in the bottom tub? Look at this pile of selvedges and strings. I’d have to lift out at least 3 tubs to put these away.

It’s such a hassle.

I didn’t retire just so my life can become so difficult.

I started looking at chests of drawers on the LKEA website, but we were in lockdown … then I remembered the old bureau. I mentioned to Ryan26 that I was thinking about taking it over for my fabric. He had a look in there and started dragging out all my old CDs.

“How about I make a Spotify list for you?” he asked. This is how ‘Mum’s Boppin’ Bangers’ was born.

We had the best afternoon! He put all of my CDs on there – except Michelle Shock’s album ‘Short, Sharp Shocked’, which apparently isn’t on Spotify. Pity, because that whole album is a banger.

After a while, he started playing random tracks and I’d try and guess the title and artist before they started singing. It’s amazing how many songs I remember, though Madonna’s ‘Beautiful Stranger’ had me stumped.

Then he called me in, sat me down and said, “What are the other songs you want to put here?” Now that was a gloriously fun rabbit hole to go down. I think it was 3 hours and over 3,100 songs later that we decided it was time to stop and make dinner.

That was two days ago. One of today’s tasks is to swap over the fabric for the junk in that bureau. I’m happy for never-used boys’stuff to sit in the tubs, but this Frugal Friday win is to utilise the space we have in a far more user-friendly way, without racing out to buy more furniture. I’m far more likely to use the fabric I have if I can access it easily. Lazy at heart, remember?

The monetary loss is, of course, once Ryan26 started playing ‘Mum’s Boppin’ Bangers’, I realised that I wanted to be able to hear it whenever I wanted. It’s got some damned fine… well… bangers on it.

So we’ve splitting a Spotify account between us. $7/month each is a small price to pay for hearing songs like this again:

I haven’t heard this song for I don’t know how long. Just imagine how many other excellent songs are lurking on ‘Mum’s Boppin’ Bangers’ waiting for me to rediscover them?

(But apologies for all of the grammatical errors on this vid. Ugh. Maybe I shouldn’t have retired – the world clearly needs English teachers to help the Youtubers.)

Speaking of English teaching – one of the things I miss about teaching is putting up Dad jokes on the board at the start of each lesson. So guess what? At the bottom of each post from now on, I’ll put a Dad joke.

I know it’s not in the Financial Independence vein, but hey. Don’t you try and repress me! My blog – my rules. Besides, I have a huge list of jokes saved. It isn’t frugal to let them moulder and go to waste.

Today’s Dad joke:

I dig.
You dig.
He digs.
She digs.
We dig.
They dig.

It’s not the most imaginative poem. But it’s quite deep.  

Frugal Friday: Anyone for pizza?

Even without a thermomix, pizza dough is so easy and cheap to make. When the kids were really little, I used to cop out and use wraps as bases, but honestly… that’s a travesty. A good pizza needs a good base, so I love the pizza bases I make. Have a look at the ingredients – could it be cheaper?

2 tsps dry Yeast

220g lukewarm water

30g olive oil

1 tsp sugar (At the moment I’m using the sugar sachets I liberated from the motels I stayed in on my South Australian trip – SO EVEN CHEAPER!!!!!) heh heh…

420g bakers flour. (Though plain will do as well.)

1 tsp salt.

Sometimes, if I’m feeling fancy, I’ll put garlic, chilli and some fresh rosemary in there as well. (I freeze whole peeled garlic cloves and whole chillis and grow rosemary in wicking boxes – SO NO WASTE!!! EVEN CHEAPER!!!!!!!) Ok, I’ll stop now.

How thrifty is this? It costs literally mere cents to make this dough – enough for 4 or 5 pizzas, depending on how large you like them.

I keep the yeast in the freezer in the blue insulated thermos-y thing. It’s the yeast I bought a few days before our very first lockdown back in March 2020. Still going strong.

Oh! Did you notice the olive oil container? I bought that in San Gimignano in Italy on my 2015 trip. Another frugal tip – buy souvenirs that you’ll USE, not ones you merely look at. Nearly every day when I reach for the olive oil, I think of that trip.

Here’s the dough, just before I wrap it up in a silicon mat and put it near a heating vent. (It’s the middle of winter here in Melbourne.)

After an unfortunate incident when Poppy was a puppy, many years ago, we’ve learned that we have to keep dough that we’re proving up high.

There is a very strict rule in this house, brought in when the kids were little, that EVERY pizza must have green on it. No matter what else is happening in the garden, I always have leaves growing and so they must go on.

Edited to add – in the background is a ceramic tea caddy that I bought in Beijing when my friends Helen, Rick and I went to North Korea. Another useful souvenir!

Ryan26 is the pizza maker in this household. The toppings vary, depending on what’s in the fridge and the garden. This was last night’s effort.

Of course, I forgot to take a photo when he pulled them from the oven. I was starving. But we fed 2 adults an incredibly cheap, yet incredibly delicious dinner for 2 or 3 dollars at most.

And here’s the answer to Toni’s question in the last post.

I have a side-by-side fridge and freezer in the kitchen and the lowest basket is devoted to ice-cube sized portions of home-made pesto – which always goes on our pizzas – and balls of frozen pizza dough.

Ryan26 just divides up the dough after it’s risen and put’s individual-sized balls into freezer bags. They’re so handy if someone, such as an adult son who lives away from home, drops in and is starving. He can whip up a meal very quickly.

I also like it when it gets to around 5PM and I’m not in the zone for cooking. I just throw 2 frozen pizza dough balls onto the kitchen counter and by the time Ryan26 is ready to start cooking, the dough is ready to roll.

Some people recommend freezing them in flat discs so they’ll defrost quicker, but I don’t like the sound of that. How many times have you gone to the freezer to get a sheet of puff pastry, only to find that it’s broken? It’s a PIA. I’d rather it take a little more time to defrost and then you can roll it to to the size that you want.

Thanks, Toni, for asking the question. I got to have the night off from cooking last night. Love pizza nights!

Frugality and FI is the gift that keeps on giving.

Pea soup in a bowl.
Not my soup – mine’s still cooking!

There’s a rumour that’s been circulating for a while now that Frogdancer Jones – that’s me – is frugal. Or maybe a tightarse… take your pick. I was told about a conversation that happened in the staff room at work where people were describing a continuum of spending. Apparently, I was on the thriftiest end, while the others spaced themselves along the rest of the line up to the biggest spender.

But hey, I like being frugal. I like the challenges of making material things last longer, enabling my money to go a little further and only shelling out for things I HAVE to have and things I WANT to have. Middle of the road ‘meh’ stuff doesn’t cut it in this household.

Being frugal means that I can cut down unnecessary spending, freeing up my cash for fun things. You know, things we’ve all wanted to buy… a mini dachshund puppy, a trip to North Korea, 6 more apple trees… Things that are by far more important to me than designer handbags and the like.

It’s fun for me to save dried peas from the garden and turn them into soup, using my slow cooker that I’ve had for over 20 years. It makes me smile to look down at my slippered feet and see the ‘Welcome to Nightvale’ patches. My ‘Earn back my council rates’ challenge costs me nothing, but because of it I’ve read 86 books so far this year for free. If you think getting lost in a good book doesn’t add to your quality of life, then I have news for you!

I’m a big fan of finding experiences and activities that entertain and inspire you without having to necessarily cost a whole lot. This automatically leaves money that you can put towards something else.

Being frugal doesn’t mean that you never lash out on expensive items.

Which is why I’m really excited about my latest purchase.

Big box with Poppy ( a cavalier) sniffing it.

This is a gift for David27 and Izzy. It’s an engagement + wedding gift because it’d be an extraordinarily generous engagement gift and I’m not that rich! It was delivered here in the middle of lockdown #5 so it’ll be a while until I can drive over there with it to give it to them.

It’s a product that I hold very dear to my heart. I have 2 of them and I can’t possibly do without them. Just this morning I used one to make bread dough, pizza dough and gratin sauce for cauliflower cheese for lunch. We now have 8 bread rolls and 4 balls of pizza dough in the freezer for literally mere cents. And absolutely no artificial ingredients. Izzy and David27 both have health issues and she’s also lactose intolerant, so this will be perfect for them to eat cleanly and with fresh ingredients, while being able to produce gourmet meals. They’re both foodies.

I’m so excited to be able to provide this for them.

Just to make it fair for the rest of the boys – because 2 have already bought their own thermomixes, while Evan24’s housemate owns one – I’ve decided to give a little less towards the wedding. I’ve always thought that I’d give 5K per boy per FIRST wedding – (any subsequent weddings and they’re on their own!!) – so I’ll give 4K towards this one.

Come to think of it, I also gave them the diamond for Izzy’s engagement ring. There are definite advantages to being the first cab off the rank when weddings come along! This is a product of the practical thinking that frugality brings. I had a very good quality diamond in a ring sitting in the jewellery box, back from when I was in my twenties. I’m never going to wear it again. It makes no sense for it to sit there for decades when Izzy could have it put into a setting she loves and then get to enjoy looking at it every day.

By doing this, I release something that was useless to me and David27 gets to put the money that he would’ve spent on a diamond towards the wedding. Sounds like a win/win to me!

Being frugal and FI is almost like a superpower. When I think back to the days when the boys were small, when I could barely afford to keep a roof over their heads, I feel so very lucky to be able to buy a gift like this now. Back then, I would never have believed it would ever be possible.

All I have to do now is wait for this current lockdown to be over. The box can sit in the hallway, just like the boxes of my customers used to do when I sold thermomixes as a second job. Once we’re free to drive further than 5 km from our homes, I’ll look forward to driving over to Izzy’s parents’ place to deliver it, just as I used to do back in the day for my customers. It’ll be fun.

But if you know them in real life.. sssshhhh!

Don’t spoil the surprise!

Frugal Friday: Support the Arts and save some uggs all at the same time.

I’ve noticed that it’s been nippier in the mornings lately. It’s not just that we’re in the middle of winter, though that’s a factor – it’s also that BOTH my ugg boots have a hole right where my big toes are. It’s surprising how much colder you feel when a little breeze is whipping across your toes first thing in the morning.

The easiest thing to do would be to chuck these out and buy another pair, but I didn’t want to do this. My son, Ryan26, bought these for me 2 Christmases ago for over $100. That’s a lot of money for a student. And apart from the toe holes, the rest of the boots were in tiptop condition.

Then came an email from one of my favourite podcasts, ‘Welcome to Nightvale.’

This poddie has been going for 9 years and it has quite a bit of merch. Including cloth patches…

Hmmmm…

I could send away for 2 patches for $24, or spend $100+ on a new pair of uggs. But gee – do I have the time required to actually sew the patches on?

Well yes. Yes I do. I’m retired, after all.

I LOVE THEM!

When the patches arrived I put on a podcast that I wanted to listen to, brought a cup of lime verbena tea from the garden over to the couch and started sewing. It was a pleasant way to spend some time and I knocked over both the repair job and a couple of podcast eps. Now that’s being productive!

My uggs are now snug again and I have a totally individual pair. I’ve respected my son’s gift and now they’re even more special to me than before. Plus I’ve stopped 2 boots from disappearing into landfill.

I’ve also supported a podcast that has given me YEARS of entertainment and I’ve saved a chunk of cash as well.

Who says that frugality has to be drudgery?

After 6 months, I’m still learning about retirement.

Granny squares with circular quilting.
One of the placemats.

You know, it always makes me smile when I see a blogger tweet something like, “Sorry everyone, I haven’t released my usual Wednesday blog post. Never fear, I’ll put a post out on Thursday instead. Apologies!!!”

Honestly… no one cares! It’s been a month since I posted here and no one’s sent out a search party. After my little holiday up in the high country I wasn’t feeling the urge to write here, so I didn’t. I threw myself into other things, mainly quilting (2.5 finished plus a couple of placemats), reading, (only $400 or so to go on the ‘Earning my rates back’ challenge) and getting the veggie garden ready to slumber over the winter.

And that’s where I learned something new about transitioning to retired life.

Ian’s quilt. Blogged HERE.

While I was happily down in the quilting rabbit hole, my veggie garden was sitting there, untended and unloved. The shrivelled up beans were hanging, brown and ugly, on their vines, the huge silver beet plant had gone to seed and the basil was running amok. Grass had come under the fence from the neighbour’s place and is under the apple trees, so that needs getting rid of.

It was time to get out there and put it all to rights.

Cathy’s quilt. Blogged HERE.

Monday was a public holiday here in Victoria and the day was dry and slightly overcast. Perfect for a person like me with vampire-like skin that burns at the merest hint of sunlight! I grabbed my secateurs, the garbage bags filled with the autumn leaves that I brought back from my little holiday in the high country – souvenirs don’t have to cost anything – and out I went.

I’m a permaculture gardener, which means that very little gets taken out from the garden in our green waste bins. I ‘chop and drop’, which means that I use the secateurs to cut all of the dead tomato plants, bean stalks or whatever into little, mulch-sized pieces and I leave them on the garden beds. Over time, this breaks down and gives you lovely, lush soil. Very frugal – wastes nothing – and very eco-friendly.

‘Chop and Drop’ is great for the soil, but it takes a lot more time than simply ripping things out and stuffing them in garbage bags.

Once I cleared a section of the wicking beds, I put a thick layer of the souvenir autumn leaves down, then a layer of mushroom compost and then some animal manure. This year it’s cow manure as that was the cheapest one when I went to Bunnings. Over the top goes a layer of pea straw.

Free peas. Just leave them to dry on the plant and you have the makings of pea soup – or plant for more free peas next year!

I love using pea straw for veggies. Usually, you get a free crop of peas. Last year I saved the dried peas and a few days ago I made a hearty pea soup with a ham hock. Bloody beautiful!

All of these layers of leaves, compost and straw are wonderful for the soil but are time-consuming and after a while, rough on the back. After a few hours out there, my back was starting to hurt. But I kept eyeing off the garden beds. ‘Push on! There’s a couple of easy sections over there. There’s still daylight!’

This is how I’ve always worked in the garden. Once you start a job, you push through until it’s finished. Of course, up until now, I’ve only had weekends and school holidays to Get Things Done.

2 dogs sleeping with a ball between them.
Poppy and Scout while I quilt, making sure they keep tabs on the best toy ever.

I worked in the garden from around 10 until just before 6. I did heaps of work – 6/12 sections of wicking beds are now done and dusted for winter. But when I came in, my lower back was in pain. There was a lot of bending and lifting going on out there. Luckily, I have a live-in remedial masseuse. Ryan26 is an RM and myotherapist. I hobbled inside and asked for a treatment.

I lay on the massage table while he treated me, getting lots of information about, “It’s your glutes, Mum. When they’ve had enough, they constrict and it pulls on the muscles of your lower back which makes your back ache,” or something like that. Remedial massage hurts, so I was trying to be in my happy place.

Then he said, “You have to listen to your body. Why didn’t you stop when your back started hurting?”

“Ummm,” I said intelligently. “I wanted to finish the job.”

“Aren’t you retired?” he said. “You know you can always pick it up again tomorrow.”

Oops. While I was out there I fell into the usual way of doing things – get it done NOW because time is short and you’ll be back at work tomorrow!!!

It honestly didn’t occur to me that I could feel the twinges in my back, walk to the shed and put the secateurs and bags of leaves, compost and pea straw away and go inside and read a book. I just kept pushing through because that’s what I’ve always done in the past.

Interesting. Even after 6 months of retirement, it still didn’t dawn on me that now – for the first time in my adult life – I have the time and space to pace myself. To tackle tasks in a more leisurely fashion, rather than race at them and attack like a bull at a gate. In the big scheme of things, does it matter if the garden beds take 2 weeks to be bedded down for winter, rather than 2 days?

It’s nice being out in the garden. Jeffrey curls up on the couch under the verandah and sleeps, positioned where he can open an eye every now and then to check where I am. Scout and Poppy bring the ball for me to throw and when they get tired of that, Poppy curls up next to Jeff and Scout disappears inside. I hear the birds, the people singing in the church next door if it’s Sunday and kids playing. Sometimes I work in silence, other times I have podcasts or an audiobook playing.

It’s lovely. Why wouldn’t I want to savour those moments over lots of sunny days, instead of racing through them? Isn’t this part of what gaining freedom over my time actually means?

Retirement’s so hard…

As soon as I finish posting this, I’ll be packing for a mini holiday. Two nights in the high country at a resort near Merrijig. Retirement is so hard – all these holidays I’m forcing myself to take!

I had some points with my stupid timeshare that were due to expire at the end of next month. In my previous life as a productive, teacherly member of society, I’d have had to let those points expire or hope that one of my uni boys could use them up.

But now – I’m on a mission to use up every single point from now until I drop in my tracks.

So for the next 2 days, I’ll be reading, bushwalking (moderately!) and generally looking at gum trees and kangaroos. I’m going to go to the Healesville Sanctuary on the way up – I haven’t been there since I was a kid. I remember seeing the Tasmanian Devils and hearing the weird noise they make.

The resort restaurant isn’t open on Monday and Tuesday nights but that’s ok – I was planning on self-catering anyway. The studio apartment comes with a kitchenette. Frugality meets necessity!

I took the boys here on a holiday once when they were a lot younger. We played mini golf, they fooled around in the gym and we went for walks. It’ll be interesting to see if much has changed here since then.

I was planning on taking a leisurely ride home but I have to attend my great-aunt’s funeral on Wednesday in Melbourne, so I’ll be leaving at the crack of dawn. How’s this for a retirement? Doris was 95 when she died. She lived independently all her life in the house that she and her husband bought in the 1940’s. She was adamant that she didn’t want to go to a nursing home and she maintained her independence (with help from her local council with cleaners, shower girls, etc) until the end. She was also a great-great-grandmother – she lived for her family.

I hope I’m still happily pottering around the Best House in Melbourne when I’m that age!

Then vs now.

It’s 8:57 AM on a Wednesday morning.

In my previous life as a teacher, I would have left the house at 7:45 AM, driven all the way to school, parked in Hall st and then made it to my desk in the staff room by 8:30 AM. I’d chat with the colleagues at the desks near mine, then we’d look at the time, grab our computers, our books and whiteboard markers and gallop off to where we need to be for period 1.

The walkways between the buildings and portables would be packed. There were 1,200 kids and around 200 teachers all on the same mission, but all moving to different points of the campus. All of us had to be on time.

By 8:50 I’d be in my classroom, facing the first of the day’s crop of kids, ready to mark the roll. My lesson plan would already be laid out for me, with every class at the same year level doing the same work with the same resources at the same time.

Practically the only point of difference between my class and everyone else’s is that I’d write a couple of Dad jokes on the board at the start of every lesson. The kids loved it.

The bells define the day when you work at a school. The periods go for 48 minutes, lunch is an hour and recess is just under half an hour. There’s a bell at the middle of lunch so that the teachers on yard duty know that it’s time to swap in or out.

Now?

I’m on the couch in my pjs. I’ve written a blog post for the Frog Blog and I’m thinking vaguely about getting some breakfast before I take the dogs to the beach. Yesterday I googled “Quilting shops near me” and found there’s one just a few minutes drive away. I might have a look and see if there’s anything I’d like to buy for the next few quilts I have in mind.

Two minutes ago I was reading a blog post and I absently reached out to give Poppy a cuddle. She stretched out and I felt her silky fur under my hand. I glanced out the window behind her to see the blue sky, with just a touch of wind stirring the trees. I had a flashback as to where I’d be if I hadn’t retired.

I’d be in a room with 28 other people, locked away from most of this beautiful day. I’d have fun some of the time, sure. Kids can always make me laugh! But most of the time would be spent making them do work put together by earnest, serious young teachers that frankly, used to bore even me. Teaching used to be a lot more creative and fun. Now it’s getting more and more “cookie-cutter” style lessons, with the belief that one size fits all.

Thank God I was frugal, paid off my mortgage and was in a position to take advantage of an opportunity to accelerate my retirement date when it presented itself.

The whole day stretches out before me. I can spend it however I want. There’s no excuse for me to be bored! I’m the one in control.

THIS is why I put in the work to retire early(ish).

The ability to control your own time is worth its weight in gold.

Yesterday I went to a free talk at my library. An excellent author, Rosalie Ham, was talking about her books and the making of her first book, The Dressmaker, into a movie. Today I’ll potter around here, maybe go to that shop, while tomorrow? Who knows? I’ll probably decide what I want to do when my feet hit the floor tomorrow morning.

Next week I’m going away for a few days into the high country of Victoria. My timeshare had a few points that were going to expire at the end of June and for the first time – I’m in the position of being able to use them up because I’m free to travel midweek.

Five months into retirement, I’m loving it. My days are filled with quiet contentment and I’m happy.

Little Adventure #1 – The walking tour, May 2021.

Ages ago I read a blog post that said that when you retire, you should make an effort to go out and see things in your city that you’ve never had time for before. I can’t remember who wrote it but I filed that idea away in my head. After I got back from my holiday, I received the usual weekly email from Choose FI and they had a suggestion: Google ‘fun things to do near me’ and see what comes up.

So I did.

One of the options was free walking tours in Melbourne. My vibrant and youthful friend Scott introduced me to walking tours when he showed me around London and Paris back in 2015. They’re fabulous. Even though I’ve lived in Melbourne all my life, I knew I’d learn bits of information that I didn’t know before.

So I decided – now was the time to start the Little Adventures challenge. One Little Adventure a month.

And yes – I paid my tour guide something at the end of the tour. I may be frugal but I’m not a barbarian!

Here are some of the photos I took.

The old Magistrates Court. People like Ned Kelly would’ve walked these steps.

The Old Melbourne Gaol is right next door. Lived my whole life here and never been. Now I know where it is.

The Royal Exhibition Building. They were giving covid jabs in there. If I hadn’t already booked my appointment, I would’ve raced back there to get one.

If you look up towards the top, you can see a lorikeet in a hole in the branch.

Looking towards the Treasury building. It was built sturdy – it was holding all the gold from the gold rush. We had the biggest gold rush in the world, back in the day.

This one is for Scott, who dragged me to a Babushka doll shop in Lincoln when I was over there in 2015. I could’ve come to The Block arcade and purchased one far more cheaply!

Back last century, these laneways near Flinders st were home to the rag trade. My grandfather worked all his life for a wholesale clothing retailer and this was where he spent his working days. Now, all of these little laneways are home to cafés and restaurants.

The dome at the top of Flinders st station.

As I was crossing the bridge over the river, I saw the patch of lawn in the gardens that I always met my year 12 students for lunch when we were going to see a play. It was nice to see another teacher had the same idea.

We finished at a little-known picnic spot with breathtaking views of the city up and down the river.

The walk took around two and a half hours and it covered a fair whack of the city centre. It finished soon after 1PM and I debated – should I go back to Degraves st to one of the little cafés and grab lunch, or zip home? I had a muesli bar leftover from my South Australia trip in my bag and I was right beside the station…

I went home. BIG MISTAKE.

This is when the unexpected adventure happened.

When I got back it was 2:30.

The dogs were inside. No one else was. I’d taken the train into the city so I didn’t have my car keys with me.

I texted Ryan26. “Are you on a walk?”

He texted back, “I’m in class.”

Shit. I knew both David27 and Ryan26 were due home at 6 PM. I had to wait.

The dogs came out through the doggie door and I met them in the back yard.

I did some weeding.

I had an excellent book in my bag that I was reading on the train – Klara and the Sun’ by Ishiguro. I finished it, sitting on the back couch with the dogs all over me.

It began to get cold. I threw the ball for Scout and Poppy for a while, then I grabbed a towel that was hanging on the line and wrapped it around me.

It got colder and darker. We moved out to the couch on the front verandah. Scout huddled on my lap under the towel and the cavaliers wedged in beside me. They were warm.

I sat there, thinking philosophical thoughts and vowing to install a key safe TOMORROW.

I’ve never been so glad to hear the latch on the front gate click and to see Ryan26 come home!

Apart from the being locked out thing, I count my first Little Adventure as a success. I got to see and hear things about my city that were new to me, it was a great way to get some exercise and I have some places filed away in my head for future Little Adventures.

I think this could be a great idea for retirement!

So how’s the reading challenge coming along?

Dory.

We’re half-way through May so I guess it’s time to check in on how my challenge to make back all my rates by reading the equivalent value of books from the library is coming along.

As in the picture above – it’s going swimmingly. 🙂

I was prompted to write this post by the following tweet:

I answered that I’m currently up to 62 books in 2021 – (it’s now 64) – and someone asked for some recommendations.

So, roughly a third of the books I’ve tackled so far have been Thumping Good Reads.

Both the McTiernan books were audiobooks that I borrowed from the library and listened to while I was driving around South Australia. It was a terrifically efficient way to read, except that now the big burly male protagonist will forever have a deep woman’s voice in my head. But the reader had the Irish accent down pat.

I really enjoyed the Hayfield novels ‘Wife After Wife’ and ‘Sister to Sister’ too. I absolutely love Tudor history and she had the brilliant idea of transferring the Tudor story to modern times. For example – Henry VIII isn’t a king anymore – kings have no real power in our society. Instead, he’s a media magnate. He can’t behead his wives either, so how would these marriages come to an end nowadays? I particularly enjoyed how she got around the thorny problem of Anne of Cleves – there’s no blaming Hans Holbein for a flattering, deceptive portrait when we have cameras, phones and videos!

I read ‘The Queen’s Gambit’ before I watched the Netflix series. This book was so beautifully written that, instead of galloping through it like I usually do, I’d put it down after nearly every chapter just so I could savour the language.

‘The Thursday Murder Club’ was completely unexpected. It’s written with such clever, witty English humour, while the premise of a group of old=age pensioners getting together to solve a murder is something I’ve never come across before. I loved it and can’t wait for the next in the series to be released.

I’m reading all of the books Rosalie Ham has written because next week I’m going to a free talk at the library -( should I count this for… say… $10 off my total for the challenge???) – about her sequel to ‘The Dressmaker’ called ‘The Dressmaker’s Secret.’ She’s a very good writer, but ‘There Should be More Dancing’ had me hooked from the start. The protagonist, Margery Blandon, sees herself as such a virtuous, upright person but she’s simply AWFUL. I killed myself laughing when her husband said, ” I thought that when I opened you, Margery, I’d find a pearl. Instead, I found an oyster.” This is such a poignant, sad, yet funny book.

Stephen King recommended ‘Find You First’ on Twitter so I tracked it down. It’s a fast-moving thriller and it kept me guessing. I also included his own book, ‘Later.’ King has written so many books. When he’s on point, his stories crackle. This one was great.

‘Olive, Mabel and Me: The story of two very good dogs,’ is written by Andrew Cotter, the Scottish sports commentator who found internet fame by posting videos of his 2 labradors when he got bored during lockdown. Of course, I was always going to love this book. 🙂 If you haven’t seen them before, the videos are well worth watching.

The other books in the list are all very well-known and I was just late to the party.

A quick glance to the side and you’ll see that I’m past the halfway mark – I’ll be gliding smoothly towards the finish line now!

An added bonus that i didn’t expect is that because I’m reading, reserving and picking up so many library books, the dogs and I are walking to the library at least twice a week. That’s a 5KM round trip. It gives me over half my 10,000 steps for the day and leaves me with a feeling of having accomplished something. Today we left at 10 AM to drop off ‘The Good Sister’ by Hepworth – (an excellent read – I couldn’t put the bloody thing down so I finished it in a day) and a Lincoln Rhyme novel. We were back by 11 – our walking times are getting better!

I know that this is a FIRE blog and that there are absolutely no finance books on my list. That’s not to say I didn’t read any, but life isn’t made up of finance alone. There’s absolutely nothing better than getting lost in the world of a good book.

As George RR Martin said in ‘A Dance of Dragons’ –

“A reader lives a thousand lives before he dies… The man who never reads leads only one.”

A petrified forest, a blowhole and a walk down memory lane.

The man in the motel in Portland told me to back-track a little and to go and see the Petrified Forest. After I checked out, I raced down to have a look.

You park your car and walk along the cliffs to see it. On the way, there’s a fork… right to see the Blowhole and left to see the petrified forest. I decided to save the Blowhole for the way back.

I was a bit sad to read the explanation of how these tubes formed. It’s much more romantic to think of trees being slowly buried, rather than being all drippy and watery things making these strange tubes.

It was an eerie sort of place. I was the only one there and it was blustery and cold.

It was definitely the perfect place for a wind farm!

Looking out towards Antarctica again…

I walked around for a fair while, feeling all broody and mysterious, and then I walked back to see the Blowhole. I was so glad I did.

This was taken from the lookout. The waves smash into the cliffs and they rise up. Every now and then I could feel light spray on my face if the wind happened to be blowing in the right direction. The sound was amazing and it felt so wild and free.

I glanced at my phone and saw that it was morning recess time at school, so I texted a few people at work with this photo. The contrast between the crowded staffroom and this isolated place was huge.

I stopped the car to take this photo. The fence was hung with shoes for hundreds of metres.

Then I headed into Port Fairy for lunch. Found a nice little bakery and had a lovely lunch. Then I went out to explore.

I was in two minds about how long I should stay here. I was looking forward to seeing this place. Everyone says how pretty Port Fairy is and I was keen to have a squiz. I was going to book a lace for the night so I could really have a good look around.

But honestly, it was really boring.

Sure, there are plenty of pretty little cottages but most of them are privately owned. The lighthouse walk was closed because they were resurfacing the path, so I drove around for a bit, looking at the picture-postcard cottages, then yawned and headed off to Warrnambool.

I was meeting a blog reader for coffee there!

Loretta has been reading the Frogblog for years and was also a member of Simple Savings, so we knew we’d have a lot in common. We met at a café by the beach and talked our heads off and then went for a walk along the boardwalk.

“Now that we’ve met each other and we know we get along, would you like to come back to our place for dinner?” she asked as I was huffing and puffing along beside her. I’m slowly getting fitter but it’s clear I need to make more of an effort!

So off we drove. On the way, I rang Ryan26 and told him where I was going – safety first! (I could see that Loretta was ok, but what if her husband was an axe murderer??? ) Only joking, but as a single woman travelling alone, I sent Ryan26 texts everywhere I went. He must have loved being in so much contact with his Mum…

I had the loveliest evening with Loretta and her family. When we got there I met the dogs – it was so good to see some waggly tails again. Her husband made dinner for us all and he cooked the most tender steaks I’ve eaten in years. Paired with home-grown potatoes, which, when I got home, made me start harvesting mine. It’s too easy to forget them when they’re under the ground.

When it was time for me to go, she walked me down their driveway to the car parked on the street outside. You forget just how dark it is out in the country. She said that she and a friend take walks in the evening all the time. I’m sure I’d fall down a hole and break my leg in the first 5 minutes if I tried that. It was pitch-black. She’s an intrepid woman.

The next morning I was on the road again, heading back to the Port Campbell area to see the 2 sights I didn’t see on the way up, due to rain. Here’s the Bay of Islands.

Beautiful, isn’t it?

The sun was shining over me and in the bay, but the grey clouds were gathering behind me. I stayed savouring the view for quite a long while, then jumped back in the car to go and have a look at the Bay of Martyrs.

By the time I got there, the sun had moved on.

So had the rain. Towards me.

I ran back to the car. I didn’t get too wet.

Then I drove on.

The rest of the day was me basically driving juuuust ahead of the rain. The Great Ocean Road ducked inland for a bit and I suddenly realised that I was getting low on fuel. There was a tiny dot on the map in the middle of nowhere that had this petrol bowser outside a shop. I thought for sure that it wouldn’t be operational but thank goodness it was. Saved my bacon!

They’d just filled the bird feeder out the back before I arrived. We get lorikeets at home but we don’t get rosellas. Pretty, aren’t they?

Lots of twists and turns but I was listening to a shockingly bad audiobook, (Hamish McBeth – don’t even go there) so it helped take my mind off the awfulness.

By the time I reached Apollo Bay I’d pulled ahead of the rainclouds a bit.

WHAT a beautiful place!

I tried to capture the turquoise water but my iPhone camera doesn’t do it justice. There’s a lovely beach so I took the chance to walk along it.

I met the beautiful Heidi. She made me miss my snag, Scout. Heidi was just as tiny as my girl.

By the time I’d finished my walk, the sky was beginning to darken. Time to push on.

The drive along the Great Ocean Road was so weird, because the sea was 2 different colours. I’ve caught it here. Right where I was driving was the line between the rain and the sun. The left is bluer than the right, can you see?

Then I came to Lorne and I as I was driving through, I passed a place that I haven’t seen since I was 18. I did a u-ey and drove back.

There’s a caravan park beside a bridge on the foreshore. It has a creek going through it.

At the end of year 12, back in 1981, we all drove down here and camped for a week in tents by the creek. This is exactly where we were.

Nowadays they’ve got cute little cabins, but back in the day it was just our tents, then caravans further back. We had such a good time!

I took a short walk along the creek bank, being mindful of the rain chasing me. All I could hear was the sound of the water and birdsong. It was beautifully calm and peaceful.

One thing that I found out about when I was doing my all-too-quick research about what to do on this trip was the ferry from Queenscliff to Sorrento. Rather than driving through Geelong and then battling peak hour traffic all the way through Melbourne and then around to the bayside suburb where The Best House in Melbourne is; I could drive to Queenscliff and take a short ferry ride to the Mornington Peninsula, then have a 30 minute drive home.

I was excited to try it. Every ferry ride I’ve had has been fun. What an exciting way to end the holiday!

I was lucky enough to arrive 5 minutes before it was due to leave, so I drove straight on. I went up to the deck to get the full experience of what was sure to be a dashing ride across the bay.

Here’s a photo of the most boring ferry ride ever. Honestly, I think I could’ve swum quicker than the ferry. It slowly chugged chugged chugged its way through the water while I gave up and turned to the book in my bag. It was far more interesting.

And then home I drove. The dogs were ecstatic to see me and so was Ryan26.

“The dogs are SO ANNOYING!” he said. “They’re so clingy. They’ve got to be with you 24/7. I never thought I’d say this, but when I leave home I think I’ll get a cat before I get a dog. At least the cat will come up and want a pat, but then it’ll leave me alone!”

But that’s the best part of being home again. 🙂

Costs of the Trip:

Running total: $2,096

Costs of Day 9 :

$108 accomodation. (No bowl supplied here either.)

$12 lunch

Total for Day 9: $120

Costs of Day 10:

$88 fuel

$5 lunch

$69 ferry

Total for Day 10: $162

Total for the trip: $2,378

That’s not too bad for a getaway like this. (Though as Dave from Strong Money Australia asked me on Twitter, “What are you getting away from?” LOL.)

If you take away the $1,100 painting I bought, it’s only $1,278, which equates to an average of $127.80/day.

These figures are slightly smudged by the fact I used my timeshare for 5 nights’ accomodation. I pay 1K/year for costs for the timeshare, but because it is calculated by points rather than by weeks it’s been used for a fair few holidays by the kids and now me. The points blend into each other year by year.

In fact, I’ve just booked a 2 night break (from what?!?) up in the mountains to use up 280 points that are due to expire on June 30. In previous years they’d just have to expire, but now I’ve go the time, by God I’m going to use them up!!

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