Financially Independent, Retired Early(ish) at 57.

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Wednesday W’s #17.

What’s top of my mind: The importance of timing. We went for a beach walk this morning. The radar said that my suburb wasn’t going to get rain but when we were out there I saw rain falling over Frankston and decided to turn back. Five minutes after we got home, the rain arrived. Fortunte […]

Little Adventures #13: Cranbourne Botanical Park. April 2022.

Remember last year, when people from our pasts reconnected on Facebook because we were all in lockdown and had lots of time on our hands? After things eased up, I went on quite a few reunion lunches and coffees. On one of these, I heard how a school friend’s husband was working at the Cranbourne […]

Having an Emergency Fund is a waste of money – until it isn’t.

I first learned the value of having what I then called a ‘Buffer Zone’ back in the days when I was newly separated, with 4 small boys under 6. When we split, we had a mortgage, 2 old cars and $120 in the bank. I withdrew the money and gave him half, so we each […]

Wednesday W’s #14.

What’s top of my mind: The death of my fridge. On Sunday night, as I pulled out some chicken schnitzels from the freezer for a quick fakeaway dinner, they felt a little soft. “Has someone opened the freezer?” I asked. Both boys shook their heads, so I thought that maybe I was the doofus who’d […]

Frugal Friday: Make hay while the sun shines.

So far this fortnight, I’ve worked 7 days. It’s been an incredibly busy time for the school, what with a huge year 7 camp, (taking nearly 500 kids away requires a lot of teachers as well), covid absences and a nasty throat bug doing the rounds. I’m spending the whole day wearing a mask. In […]

Little Adventures #12: McClelland Sculpture Park. March 2022.

It’s an absolute bonus when I can bring the Little Woofs with me on a Little Adventure! This month’s Little Adventure was extremely close to home – it only took about 10 minutes to drive there. I’ve been here 6 years and have never taken the time to go and have a look, but yesterday […]

So what’s it like to go back to work?

It’s been 15 months since I hung up the whiteboard markers and walked out the door towards sweet, sweet freedom. I’ve enjoyed every minute. The absolute and total control over my time has been the best part, closely followed by the lifting of almost all of the time-stress I had in my life. If something […]

I feel in my waters that it’s time to pivot.

Whenever anyone talks about the risks/benefits of early retirement, the one thing they bring up, almost without fail, is that if conditions change, you should consider going back to work if you need a few extra dollars. Even in my early(ish) retirement, especially being a teacher, I knew I always had that option tucked away. […]

Little Adventures #11: Heronswood. February 2022.

Last week my sister Kate rang and asked if she could spend the morning with me, as her car was being serviced and she couldn’t get a ‘loaner’ car. Of course, I made room in my hectic schedule (heh heh). “We could go and grab a coffee and maybe take a walk around K-Mart,” she […]

Wednesday W’s #5.

What’s top of my mind: Should I take a tutoring job? Argh!!! I was so prepared to do tutoring last year but then all of those lockdowns happened so nothing eventuated. Now I’m all fat and happy at home, a friend from a different school has asked if I’d be interested in some work. Anyone […]

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