Financially Independent, Retired Early(ish) at 57.

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Why I never had to bother with other people’s expectations.

Lifestyle creep. When you start earning more money and everyone expects you to reward yourself. You buy a bigger house, new/er cars, better clothes. You become spendier. People see you advancing along in your career and they expect to see outward signs of this. They expect you to have a more lavish lifestyle. But do […]

Big task? Chip away at it.

Before you read this post, could you please jump across to the blog tournament I’m competing in and have a read of the post in Game 2 with the tag ‘GIFT’ – if you like what you read could you please sling a vote my way? I had lots of fun writing that post and […]

The Freedom Ring.

(This post was prompted by J. Money at Budgets are Sexy He posted a tweet about an ad he saw that said something like “No outfit is complete without a diamond!” I tweeted back and said, “Every outfit I wear has a diamond with it! My engagement ring. Except I wear mine on my right hand. I […]

Today and tomorrow- compare the pair.

Today is the Australia Day public holiday, which to all teachers is The Last Day of the Summer Holidays ( aka day of mourning). The dogs and I slept in till 8 AM, then I took the pups down to the dog beach for the last weekday walk here for a long time. Keep in […]

The Single Advantage.

I think that the road to financial independence as a single has a big and clear advantage. There’s a reason why a ship only has one captain and why too many cooks spoil the broth. I’m a member of a few “Single FI” threads on FB and I’ve noticed a bit of a trend in […]

The scariest financial decision of all.

I was going to post about something else today, but last night I heard about a friend of mine whose marriage has hit a huge speed bump. They have 2 very young kids and one of the things that’s on her mind is how she’d manage financially on her own. I remember that feeling so […]

In defence of Santa – from a Value-ist.

I read a tweet from Angela an hour ago about how her family doesn’t “do” Santa at Christmas and as a Santa enthusiast, it got me thinking and remembering. Angela and her family have thought about this and haven’t made their decision lightly, but I have a differing point of view. Christmases here are very […]

Frugal Friday: Short-term (hip pocket) pain for long-term gain.

Anyone who hops onto this blog for more than 3 seconds will realise very quickly that my dogs are very important to me. In the picture here are Scout and Poppy, lurking behind the oregano. Jeffrey looks almost the same as his twin sister, so just imagine 2 Cavaliers and you’ll have the family group. […]

I love my job – so why do I want to retire early?

Today is the last day of classes for years 7 and 8. We’ll have a week and two days of activities and curriculum days, then I’ll have 5 weeks of sweet, sweet holidays. Five glorious weeks where I can do whatever I want, whenever I want and I won’t hear a single school bell. Hmm… […]

What has my second-gen FIRE child learned about money?

  In the personal finance world, there’s a lot of blog posts written about teaching children about money. I’ve done it myself – the post I wrote that ended up winning the first Rockstar Rumble was about teaching my kids about compound interest. However, a huge proportion of these posts are written by parents with […]

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