Financially Independent, Retired Early(ish) at 57.

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Financial Independence – the road less travelled.

Something happened yesterday that made me smile. It’s been 9 months almost to the day since I retired. Since then we’ve had 3 (I think) lockdowns and the only times I set foot in a school are the times when I’ve been in the area and I’ve popped into the staffroom to have a chat. […]

“Are you missing work yet?”

This gem of a question was asked when I visited my old school a couple of weeks ago. Strangely, Mum also asks this on a regular basis. Don’t these people know me at all? It’s been 8 months since I gave my farewell speech and exited the building. I expected that I’d do some CRT […]

“So are you working?”

In between lockdowns is a fantastic time to catch up with old friends. Recently, I’ve had 3 separate high school reunions with women I haven’t seen for 40 years or so. Each reunion has been so much fun – it’s odd how our lives have been so different in the little details, but have still […]

I did some Maths!

This morning I was noodling around on the Simple Savings forum when someone posted a comment about the cost of groceries. This made me wonder – how were we tracking this year compared to last? David27 has moved out in all but name, so SURELY we’d be doing better? Plus we have a VERY well-stocked […]

Frugality and FI is the gift that keeps on giving.

There’s a rumour that’s been circulating for a while now that Frogdancer Jones – that’s me – is frugal. Or maybe a tightarse… take your pick. I was told about a conversation that happened in the staff room at work where people were describing a continuum of spending. Apparently, I was on the thriftiest end, […]

Frugal Friday: Support the Arts and save some uggs all at the same time.

I’ve noticed that it’s been nippier in the mornings lately. It’s not just that we’re in the middle of winter, though that’s a factor – it’s also that BOTH my ugg boots have a hole right where my big toes are. It’s surprising how much colder you feel when a little breeze is whipping across […]

Aiming for FI is ALWAYS a good idea.

When it comes right down to it, we’re all responsible for our own financial well-being. A definition on the internet or someone else blathering about how they think you should handle your FIRE journey has no relevance. Everyone has different nuances and circumstances to take into account, which means that the beauty and the terror […]

Cars and Caves.

When I was a kid we’d go to vintage car rallies ALL THE TIME. Dear God, it was so boring. My Dad was a Riley enthusiast – beautiful British cars. Dad has a 1930 Riley 9, a Drophead and a couple of others. My first car was a Riley Elf, which is basically a mini […]

The best things in life are free.

Yippee!! I’m on holidays! 6 days ago I threw my things in the car, kissed the dogs goodbye and patted my sons – or maybe that was the other way round – and set off. I was on my way to Port Campbell to spend the night. I don’t want to spend a huge amount […]

A little adventure.

You’d think after having been a school teacher for so many years, I’d be naturally attuned to when the school holidays are. Years of looking forward to them; having to plan holidays when they were on; looking forward wistfully to the time when I’d be retired and could go on holidays any time I want… […]

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