Financially Independent, Retired Early(ish) at 57.

Category: Travel (Page 12 of 14)

Where we arrive at the extroverted part of the holiday.

I’ve had 4 or 5 people contact me to ask whether I’d died in a fiery car crash on my holiday – some asked it more tactfully than others! – so I thought I’d better get back into the zone to write. I’ve been busy finishing off a quilt, reading, having a rapturous reunion with the dogs (and with the boys, of course!)

LOOK at this beautiful painting. After I finished looking at the Antarctica exhibition at the Adelaide Art Gallery I walked into the next room, just in time to join an hour-long tour, looking at 10 Australian works of art. Exactly the amount of time I needed to kill before I walked back to the restaurant to meet up with the FIRE bloggers for lunch.

This painting wasn’t one of the 10, but it was hanging on the wall near the UGLIEST cabinet I’ve ever seen – which was one of the 10. So while the tour guide was waxing lyrically about the ugly 1930’s cabinet, I was gazing at this. If it was in a different art gallery – one where you could actually buy the paintings – I’d buy it in a shot. I’ve been looking for a painting to hang near my dining table for the last 5 years. And here it was – unattainable. Still, I thought, at least now I know the colours I’m looking for. (More on this later…)

Nolan’s ‘Narcissus.’

This next one made me chuckle. It was in the Surrealism room and is Sidney Nolan’s take on the greek legend of Narcissus – the boy who was so good looking that he fell in love with his own reflection and starved to death beside a pool of water, because he couldn’t bear to leave the beautiful face he saw in the water.

This was the most beautiful sculpture. It’s called ‘Kathleen’ and was made by Marjorie Fletcher in the 1930’s. There’s all this talk about women’s art not being appreciated in their lifetimes, but sometimes not even THEY appreciated it. She worked in sculpture for around 10 years, then got married and had a family and shoved all of her artwork into a cupboard under the stairs. Over time, her work was given away, left out in the hard rubbish and generally spread far and wide. This one was found by her son, who’s made it his life’s work to track down his mother’s art and bring her the recognition she should have received. I loved this figure.

Nora Heysen’s ‘Ruth.’

Nora Heysen had a way famous artist father – Hans Heysen – but in the end she won the Archibald prize while he never did. I can’t remember the woman’s name in this picture, but she used to sit for Nora quite a lot and they became good friends. One day Nora asked her if she would let Nora paint her in the nude. The woman got up, left and never came back.

I saw this fine fellow on the walk back towards lunch. There’s something distinctive about a well-defined chin, don’t you think?

A couple of weeks before, I’d let Michelle from Frugality and Freedom know that I was coming to Adelaide. She’s exploring the boundaries of what FIRE really means, by freelancing and travelling the world, basically living life on her own terms. Ahhh, the freedom! Covid clipped her wings, so she’s biding her time in her hometown of Adelaide until things open up again.

She put the word out and three more bloggers joined us for lunch.

Captain FI is a pilot who’s normally in Sydney but he happened to be in Adelaide visiting family, so we got to meet him. He’s MUCH more numbers-based than I am, though I suppose you have to have that sort of brain to understand what all the dials and gadgets on the aircrafts’ dashboards are all about. You definitely wouldn’t want someone like me behind the controls of a jet.

He’s just done a post on payday lenders and I really liked this paragraph – “This is why the grassroots Financial Independence movement is so important, and can be so powerful. If we can spread the message of financial health and wellbeing, then gradually these unethical pay-day-lending companies will go out of business.”

The other two bloggers were Sarah and Laura from Keepin’ it Frugal and the booming food blog Wandercooks – I’ve linked to the recipe that we went shopping for after lunch to buy the essential ingredient that I’d never heard of – nduja.

Blog-meets are always a success. You all have things in common, otherwise we wouldn’t be reading each others’ blogs, and so the conversation flows right from the start, with very little of the whole awkward “getting to know you” stuff. After 3 days on my own, otherwise known as indulging my introvert side, I was ready for a few days of talking and laughing with other humans.

After lunch I drove to Jenna’s parents’ place. She and Evan24 have been going out for 3 years now and I was going to stay at her folks’ place that night, after going out to dinner with Simone, an old school friend that I haven’t seen for FORTY YEARS.

omg.

I can’t be that old, surely?

It was either going to be a great night – we were really close back in the day – or incredibly uncomfortable with lots of pauses and dull questions about our children and how they were going, just to fill in the space of the silence. You know the sort of thing.

Fortunately, it was great! We actually walked past each other on the street. To be fair, 40 years is a long time. But once we turned around at the same time and started laughing, the evening just flew.

She lives in Melbourne, like me, after having spent most of the intervening years living in Japan, South Korea and the US. She just happened to be in Adelaide for work and so we caught up there. It’s lovely when you meet up with someone you haven’t seen for ages and it’s almost as if no time has gone by.

The next day I drove to Victor Harbor to meet up with yet another person I’ve never met in real life. Extrovert Frogdancer was 2 days into a 3-day people-fest. This time I was meeting with Lara and her husband. We both belong to a couple of investment groups on FaceBook.

Again, I didn’t know who I was looking for, as she doesn’t have her real photo online, but I recognised her dog, so all was well. We had a really pleasant lunch at a café on the foreshore and then after lunch we walked back to my car so I could show them the sculpture I bought. I was in a bit of a tizz because my car was refusing to lock itself. The battery in the cha-ching thing that opens the door was dead and my car door handles don’t have keyholes.

Lara suggested calling around to see if any local locksmiths were still open on a Saturday afternoon. Talk about good old fashioned country service! The locksmith I talked to suggested I drive to Repco and get a battery there. Took 5 minutes for them to replace the battery for only $7 – and a spare battery. The place at home that I’ve been going to charges $10 per battery.

I’ve never enjoyed locking and unlocking my car more.

A whopping big tree.

After I sorted out the battery problem – thanks Lara! – I headed to the little beach outside of town to look around. On the way I saw a quilting shop so I popped in and bought some fabric for a quilt I’m going to make for another old school friend. Simone and Cathy and I were all close, back in the day.

It was a cool, quiet afternoon. I walked along this little jetty and watched people fishing. The waves were lapping against the rocks…

… which were clearly popular with the local seagull population.

Then, after wandering around there for a while, I jumped in the car and followed my nose in a vaguely southerly direction.

Anywhere that looked interesting, I’d stop the car and have a look.

Then I decided that I’d go down to the bottom of the peninsula to Cape Jervis, which is where you catch the ferry to Kangaroo Island. I wasn’t going to go to the island this time around, but hey! I’ve got all the time in the world now. I’ll come back here sometime.

So I drove through winding roads wth cows, sheep and, once, a herd of goats dotted around the countryside. The area had had a bit of rain so, unusually for Australia, the paddocks were green and lush. I was listening to a really good audiobook ($20 off my challenge!) and all was right with the world.

I got to Cape Jervis just as the sun was going down. There was only one other car at the lookout. The man behind the wheel was looking at the view without getting out of his car, but Frogdancer Jones is made of sterner stuff.

Besides, I wanted to get a shot of these two.

I stayed here for quite a while. It was beautiful. So still and clear.

Then I jumped in the car and drove back to the timeshare in Normanville. Tomorrow I was off to a vintage car rally with Jenna’s parents!

Costs of the trip:

Day 1 cost: $272

Day 2 cost: $67 fuel.

(That’s it. I ate my food I brought from home and basically just drove all day to get to the timeshare.)

Day 3 cost: $70 sculpture. (I’m so happy I bought him. I absolutely love him.)

$9 lunch. (A bagel from the local bakery.)

$33 food for dinners and breakfast in my room.

Total for Day 3 – $112

Day 4 cost- $35 gifts. (For Michelle and for Jenna’s parents.)

$31 parking. (Ouch. Missed the earlybird parking at the market by 15 minutes.)

$12 lunch (Frugal FIRE bloggers lunch.)

$50 dinner (Non-FIRE friend dinner.) 🙂

Total for Day 4 – $128.

Day 5 cost – $7 car lock batteries.

$79 quilting fabric for Cathy.

Total for Day 5 – $86

Running total for the trip- $665

Art, art and more art – plus a Blue Lake.

Kangaroos on the golf course.

Today is the day where I learned a really big lesson about the difference in mind-set between being retired and being on holidays from a job.

Two days ago, I planned to stop at Port Campbell to see all the sights. I’d drive in the morning, then have all afternoon to scurry around. The next day – (Wednesday)- I had to be tucked up in bed in my timeshare, because I’d booked my stay to start that night.

8 hours of driving…

What was I thinking?

Well, I know now what I was thinking. It was the usual “don’t waste precious time on the journey!!! You have to go!go!go! to get there asap! There’s no time to waste!!!”

But of course, that’s simply not trie anymore.

It only dawned on me when I was at The Blue Lake in Mt Gambier.

This was one of the “must-sees” for me on this trip. I have a vague memory of coming here when I was a kid and I thought Mt Gambier would be a good place to stop for lunch. I’d see the lake, the Ulpherstone Sinkhole, maybe take the walk around the lake and then head off on my merry way.

But when I got there at midday, it was raining.

I sat in my car on the other side of the road and read a book while I waited to see if the rain would stop. There was a break in the clouds. I dashed out and stepped up to the lookout and snapped the photo above as the rain clouds swept in again.

Odd to think that this was once a volcano.

Then, after a little while, the sun came out. I drove around to the other side of the lake and finally – it was blue.

Same lake, same day, with the sun out.

The nice woman at the Tourist Centre told me that if I was lucky enough to see it when the sun was out, I should look at the edges. There’ll be turquoise colouring there. She was right. I tried to capture it but the camera couldn’t pick it up. It was beautiful though.

Here’s where the learning happened. I wanted to take the walk around the entire lake. The sun was out – it’d be nice. Then it dawned on my that if I was going to get to Normanville at a reasonable hour, I simply didn’t have the time. I also didn’t have the time to visit the Sinkhole or anything else.

The penny dropped. Why was I racing to travel there? For the first time ever, I have enough time at my disposal that the journey can now become PART of the destination.

As I drove out of town the rain clouds came back and it started to bucket down. At least I wasn’t walking around the lake and getting saturated.

Coonalpyn silo.

If I’d done my research properly I’d have been expecting to drive past this, but as it was, it came as a wonderful surprise.

One day I’m going to do the Silo Trail.

I arrived at Normanville after dark, a bit relieved that I hadn’t hit any kangaroos or wallabies. There were a few sad bodies on the side of the road every now and then. I lugged everything into my room, has a tin of baked beans for dinner and went to bed.

In the morning I looked at a brochure my FB friend Lara sent me. On Saturday I’d be meeting her for lunch. The Fleurieu Peninsula was in the middle of an arts festival, so I spent much of the day driving around to little galleries and enjoying the creativity and the scenery.

I couldn’t leave this little man behind.

The artist makes sculptures out of old nails, screws, metal and wood. He was sitting outside on a table next to another dinosaur. The other one was pretty, but this one spoke to me.

I already had my souvenir for this trip!

Rapid Bay.

When it started raining again I packed it in and went to a bakery for lunch, then bought cheese and dips for dinners. Because I’m travelling alone, I prefer to be out and about during the day, then in my room at night. Safety first!

Rundle Mall, Adelaide.

Friday was the beginning of the SOCIAL part of the trip. I call myself an extroverted introvert, so this trip was bookended by lots of alone time, while the middle 3 days had actual people that I’d be seeing.

I drove up to Adelaide to see some FIRE bloggers for lunch. To while away the time before we were ue to meet, I walked over to the Adelaide Art Museum. My son Tom29 visits there whenever he goes to Adelaide to see his football team play.

Talk about Fortunate Frogdancer!

I get there and ask the nice guard what there is to see.

“In the first gallery we have an exhibition on Antarctica,” he says.

Can you believe it???

They even had a film from the early 1900’s showing an expedition there. The universe is clearly telling me that I’ll get there.

David27 has synesthesia, which in his case means that he sees colour whenever he hears things. This painting is all about that. I sent it to him and he loved it.

I’ve just realised I have to check out in 20 minutes and I’m not ready. I’ll pick this up later.

London Bridge and other sights.

London Bridge.
London Bridge.

At the moment I’m pointing the car towards home and I’m in Naracoorte, but this morning I woke to rain hammering down outside. A perfect morning to do a little ‘catching up’ with you all.

I still have some shots to show you of the first day, when I was in Port Campbell looking at the sights on the coast. When I put up this photo, I wondered if I could find a youtube thingy to show you how London Bridge used to look when it was attached to the mainland. I hit the jackpot.

https://youtube.com/watch?v=-RVzAmrf5ko%3Fstart%3D12

Imagine being the tourists stuck on the wrong end of London Bridge! I’ll bet they were glad they weren’t walking across 5 minutes later…

It would’ve been a very scary dive down to the sea.

Rock formation and pool below.
View of ‘The Arch’ from above.

The Arch is much smaller.

As I said in the post before this one, the tourist board here has made these spectacular features very accessible to view. I was on the boardwalk looking down at The Arch on my way down to the viewing platform to see it properly. As I leaned over the edge, the wind blew up from this little bowl of seawater and the smell…!

It was beautiful. So salty and fresh. I walked down behind a family with 3 little girls all chattering away to see this:

Picture-postcard view of The arch.
The Arch from the viewing platform.

You can see the bowl of seawater below it. I’ll never forget the fresh, salty tang of that lungful of air.

Even though it was school holidays, there weren’t that many people there. When I was doing my research the day before, lots of articles and posts were warning people to get to the 12 Apostles etc at sunrise or sunset, when all of the big tourist buses weren’t there. But here was I, in the middle of the afternoon, wandering around without too many other people around. I was never alone – which for a single woman travelling alone would have probably creeped me out anyway! – but there was plenty of space for everyone.

It couldn’t have been just the weather – covid is still definitely having an effect.

Waves hitting the beach.
The sea.

As I was walking back to the car park, I tried taking a shot of the waves below, hoping I’d get an accurate picture of the colours. I’m just using my iPhone.

Isn’t it lovely?

The grotto from above.
The Grotto.

And now we come to a place I’d never heard of before I came here – but I LOVED it.

The Grotto.

It was a fair walk from the car park but it was all pretty level until the steps descending steeply to the actual grotto. The chatty family with the 3 little grls was with me again and I overtook them on the path as we walked to the top viewing platform.

Then I went down the steps to The Grotto.

The grotto
The Grotto.

The chatty family and I shared this space for about 10 minutes – 10 LONG minutes. I just wanted them to take their pictures and go away, because I knew that this space would be so serene and peaceful if I could stand there in silence. Eventually the family left and I could let it all soak in.

It’s incredibly beautiful. The rocks lined up at the bottom of the photo are at the top of the fence which protects the pool from yahoos who want to wade in it.

To the left is a little cave, but to the right is the arch looking out towards the horizon. It was quiet, with only the sound of the waves washing in and the cry of an occasional seagull. The tide was coming in.

Even on such a dull day, the light was constantly changing.

More grotto.
Still more grotto.
The Grotto and me.

I stayed there for quite a while, then it started raining, so I decided that I’d seen enough.

There were another 2 sights to see, but I decided to leave them for the way home. I’m planning to drive along the Great Ocean Road all the way to the ferry at Queenscliff.

I hadn’t bothered to have lunch so I was starving. I was parked outside the pizza shop in Port Cambell, waiting for it to open when my phone rang with an unfamiliar number.

**** Here’s the story that I was never going to tell anyone, but it’s too funny not to.

Yesterday, when I was researching the trip, a blog had mentioned a particular motel in Port Campbell as being quite good. I pulled up one of those booking sites, booked a night’s stay in Port Campbell, but when I drove down and went to check in at the good motel, there was no one at Reception and no key had been left for me.

A little miffed , I rang the phone number on the door and the woman who answered told me to take room 7 and to flick my booking confirmation across to her when I had a chance.

I dumped my bags in the room, emailed her and then took off.

The phone call was from her. “Frogdancer, I’ve looked at your booking and you’re actually meant to be staying at a different motel.”

I felt like such an idiot. Thank God I hadn’t used anything in the room. So I left the pizza place, grabbed all my bags and loaded up the car again and drove to the other place. I told the girl in Reception about it and we had a good laugh at my expense.

WHAT a fool.

I went back to the pizza place and bought what might be possibly the worst and most expensive pizza I’ve ever eaten.

Served me right.

Day 1 cost of the trip:

*Food I bought from Aldi for meals and snacks: $60

*Fuel $55

*Accomodation at the second motel: $138

*Unenjoyable pizza – $20

Running total: $273

Can you believe that I saw all of these amazing things for NOTHING? I really want to keep the costs down on this trip – I have Antarctica to pay for, after all.

EXTRA THING – Remember when I wrote an imaginary Money magazine article a little while ago? The Joyful Frugalista sent it to the actual magazine and they published ‘How I retired early as a single mother with four kids‘ a couple of days ago.

The best things in life are free.

The 12 Apostles.
The 12 Apostles.

Yippee!! I’m on holidays!

6 days ago I threw my things in the car, kissed the dogs goodbye and patted my sons – or maybe that was the other way round – and set off. I was on my way to Port Campbell to spend the night.

I don’t want to spend a huge amount on this holiday – I have Antarctica coming up, after all, so I’ve packed food for breakfasts and the dinners I’ll be spending on my own.

As you can see from the photo, the weather was overcast and a bit blustery, but I consoled myself that this makes for dramatic seas, which will look atmospheric and interesting. I chose to stay at Post Campbell for the first night because it’s pretty central to all of the features on the coast that I wanted to see – the 12 Apostles, Loch Ard Gorge etc. I’d get there at lunchtime, dump my stuff in the room I booked, then scamper out for the rest of the day and see everything.

High wooden pickets spoiling the view.
View of the 12 Apostles from the viewing platform – if you’re 5’2″/157 cms. Safety first!!

The drive from Melbourne to Port Campbell is an easy one. As planned, I got there around lunchtime, dumped my bags**** and then headed for the Great Ocean Road. I knew there’d be signs directing me where to go. As it turned out, there was a visitors centre at the 12 Apostles which, although the centre itself was closed, had a huge map on the wall showing exactly where everything was.

Clear view of the 12 Apostles.
Same view, but now I’m on tiptoes.

This is a great place to come to if you want to entertain yourself without spending a heap of money. All of the attractions are free and the whole area is really well set up for tourists. There are walkways, steps down to a couple of beaches and signs detailing the history, flora and fauna of each spot.

If you want to splash the cash, there are helicopter rides along the coast, but hey. What’s the rush? Besides, I took a helicopter trip when I went to Bowral last year, a couple of weeks before our 13-week lockdown hit. So clearly, I’m an expert.

Clifftop view of Loch Ard Gorge.

I went to Loch Ard Gorge first. I remember coming here with my parents when I was about 8 or 9. I think the story of what happened here caught my interest and I never forgot standing on the little beach, looking out at the small gap out into the ocean and thinking about how lucky those survivors were.

Imagine.

You’re on a clipper from England in 1878. You’ve done the 3 months’ long journey, all cramped together, and it’s the last night of the voyage. Finally you’re about to feel dry land under your feet. So naturally, when people suggest that everyone have a little celebration for the last night, you’re all in.

It all ended pretty abruptly when the fog the ship was wreathed in lifted and the captain realised that they were a tad too close to shore. Oops. The ship scraped a reef and sunk in 10 minutes.

Beach with cliffs to a narrow opening to the open ocean.
A narrow opening – no wonder only 2 people were washed in.

Only 2 people survived – a cabin boy who swam to shore into the gorge after grabbing an overturned lifeboat, and a girl who clung to a piece of wood. When he heard her calling out, he went back in to save her. It took him an hour to get her back to the beach. That’s pretty heroic.

In the morning he climbed the cliffs and got help. As a kid, I remember the exciting story of the shipwreck. As an adult, I gazed around at the sheers cliffs and wondered how on earth he managed to climb up and out of the gorge. There were no convenient steps back then! He must have been very fit.

And motivated.

Sheer drop to the ocean.
The edge of Australia.

These are what the cliffs look like here. It’s a sheer drop to the beach. The views out to the horizon are spectacular. I stood there, wind buffeting my face and the tang of the sea air in my nose, looking out towards the line that’s the edge of the sea and sky and thinking, ‘Sometime soon, either December this year or next, I’ll be in Antarctica on the other side of that line.’

I’ll split the first day into 2 posts. I’m due to leave in 10 minutes to go to a vintage car rally at a winery with Jenna’s parents, so I can’t be late.

Port Campbell… to be continued….

**** I wasn’t going to tell this story, but it’s too funny not to, even though I look like an idiot. I’ll tell it in the next post.

A little adventure.

You’d think after having been a school teacher for so many years, I’d be naturally attuned to when the school holidays are. Years of looking forward to them; having to plan holidays when they were on; looking forward wistfully to the time when I’d be retired and could go on holidays any time I want…

So in conclusive proof that I’m not as smart as I should be, a few weeks ago I woke up at 3 AM, decided to check my timeshare to see which properties they had available and I booked a holiday to the Fleurieu Peninsula in South Australia – in the second week of the school hiolidays.

Didn’t even cross my mind to check.

Maybe this proves beyond all doubt that I’ve fully embraced the retirement lifestyle. Or maybe it just proves that I’m an idiot…

After that nocturnal flurry of activity, I’ve done remarkably little further research or preparation for this trip. I’ve arranged 3 catch-ups – one with someone I’ve never met in person, one with Evan24’s girlfriend’s family and one with a school friend I haven’t clapped eyes on for 40 years.

I was vaguely planning to go over there via the Great Ocean Road – another thing I haven’t clapped eyes on for years – but now I’m thinking that overnight accommodation might be hard to get in beachside spots while school holidays are on, so I guess I’ll cut inland for the way over and do the picturesque ocean drive on the way back. The school holidays will be over by then.

I’m looking forward to seeing the Twelve Apostles again.

Doughnut Days* – don’t fail me now! I have to fill out a travel permit to get back into Victoria, apparently. If the borders suddenly slam shut again, at least I have the freedom to kick my heels until they open up again.

I mentioned my timeshare a few paragraphs above. Over 10 years ago, in a moment of complete and utter madness, I bought a timeshare with Accor. The thing that appealed to me about it was that instead of being locked in to one particular property one one particular week of each year, it’s run on a points system with many properties scattered around Australia, New Zealand and Bali.

Since then, after a few holidays when the boys were small, we’ve barely used it. So far it’s been a huge waste of money – but now I’ve retired – by God I plan to use it to its fullest potential!

Last year, just before Covid hit, I went away for a long weekend to Bowral using the timeshare. I had a lovely time, meeting up with a blog reader and poking around in art galleries and just spending some quality time with my good self.

This time, I had 3,300 points that were due to expire in June. This holiday uses up 3,030 of them. This makes me happy. I might book a night in Melbourne and go and see a play or something, just to use up the last 300 points.

So – South Australia means wineries, beaches and fresh produce to me. I’ll be staying down near the bottom of the peninsula, in Normanville, while taking the hour’s drive to Adelaide once or twice to see people and have a look at the city. I’ve only been there once, when I was about 10. I remember liking the taste of the tap water, which astonished everyone else.

Does anyone have any recommendations of ‘must-do and see” things while I’m there? I’ll be there for 5 days, with a day or two on either side for the drive. I’ve stocked up on podcasts and audiobooks (from the library – can’t forget my Quest!) for when I’m in the car, I have around 5 books from the Lincoln Rhyme series to read as well. At night I’m planning to catch up on the second season of Dickinson and AppleTv. My free subscription runs out in June, so I’d better start making the most of it.

So my solitary time in the car and the room is accounted for. Now I need to work out how to fill the days. 🙂 Any advice will be gratefully received.

I’ve decided that when I’m on holidays, my “Low Spend” chart is suspended. There’s no way I’m going to mess with a holiday by limiting the frequency of my spending. That sort of stuff is for the rest of the time, so that when I DO lash out and go on holidays I can do whatever I like with a clear conscience!

This is, I think, the essence of frugality. You pull your horns in for much of the time, only spending on things you need or things you truly value – and because you do this, it gives you the ability and resources to lash out and indulge when you want to. For me, it’s when I’m on holidays.

You should’ve seen me on my 9 week holiday to the UK and Europe. I first planned that trip when I was 15 and I finally went when I was 51. I denied myself NOTHING when I was there and it was incredible. I spent money like a drunken sailor – so much so that I had to send a big box of souvenirs home via post – and I don’t regret a second of it.

This holiday won’t be quite like that, but I’m looking forward to exploring a new-to-me part of Australia. This will be me dipping my toe into the almost infinite possibilities that having total control over my time has brought.

*Doughnut Days are what we call days with zero new covid cases and deaths. We have quite a string of them now, which is why I feel comfortable going interstate.

A full year of ‘low-spend’ – and a reward.

Well, people following along at home – I did it!

52 straight weeks of only spending money 3 days a week or less. To be honest, going into 13 weeks of hard lockdown kicked off the winning streak, but then once I had momentum I was loathe to stop it.

I’m proud that I only manipulated my habits once – Evan24 had la birthday and I wanted to shoot him some money. I asked, instead of sending it on Friday, if I could make it Saturday instead, to keep the winning streak going. He laughed and agreed.

Winning strategies?

  1. Starting your spending week on a Saturday and then avoiding shopping over the weekend. (Harder to do with a job.) Then you start each week with 2 success days already under your belt.
  2. Marking ahead on the chart if you’re going to be going out or if there’s an event coming up. You can then avoid using up your 3 days and then getting hit with an expense that you could’ve foreseen.
  3. Making a game of it. Honestly, the world wouldn’t have caved in if I had’ve slipped up. But it’s satisfying to have set the goal for a complete year of disciplined spending and hit it.

So how did I reward myself?

omg!!!!

so excited!!!

Remember how I set the goal to go to Antarctica?

I booked my place on a tour that leaves in December this year.

It’s with the company that I went to North Korea with back in 2018 and their price is 1/3 of the price than if we left from New Zealand – and it’s only a fortnight at sea instead of a full month. I have no idea of the sort of sailor I am. Latestarterfire is coming with me and we’re set to go.

I believe that with vaccinations ramping up, travel will open up pretty quickly. We’re both pretty covid-averse and will wear masks on the plane etc and the ship is requiring proof of vaccination for all passengers and crew. If the tour does end up having to be cancelled, we can postpone our trip to a safer time.

What could possibly go wrong…?

Financial independence equals freedom.

View of the bay.

A couple of days ago I went into the city to see ‘Come From Away’ with the year 9 and 10 Drama classes from work. They had an extra ticket and the year 10 class has quite a few of my drama kids from last year and they asked if I could go with them. Isn’t that great?

I went into town by train. The last time I travelled by public transport was over 2 years ago. My Myki had expired! I was finally able to use the new train station – it’s a skyrail so when you get up to the platforms you have a lovely view of the bay. It was a beautiful autumn morning when I was up there. I’m not so sure how glorious a view it’ll be in mid-winter with icy winds coming in straight from Antarctica!

I hopped onto the last carriage and nearly everyone was wearing masks except for a group of 3 people at the other end. Of course, they were speaking VERY LOUDLY. For the first time in my life, I prayed for ticket inspectors to come onto the train to give these people a fine. Unbelievable.

My plan for the day was to meet the kids outside the theatre, see the play and then ride home with them. They were about an hour ahead of me.

Street corner.
Corner of Flinders and Swanston streets, under the clocks.

I haven’t been to the city for well over a year. I decided to get off the train at Flinders street station and walk up to the Comedy Theatre, just to see the place again. There were quite a few people around but nothing like the crowded streets that were the norm pre-covid.

It was nice to walk and hear the ‘ding’ and rumble of the trams as they went by. There are some sounds that you never think of, but when you hear them again they’re oh so familiar. It’s the sound of Melbourne.

Comedy Theatre, Melbourne.
The Comedy Theatre.

It was unexpectedly heartwarming to see the kids’ faces light up when they saw me.I knew about 1/3 of them and, much as I hate to admit it, it was really nice to see them again. Then, before I knew it, I was helping to get them all organised, stopping them from clumping together on the footpath and blocking others’ way through and then going in first and directing them as to which staircase to go through.

Lucy, their new teacher, brought up the rear and laughed. “Seems like I’ve got you working! You were meant to be here just to enjoy yourself!”

“It’s like riding a bike,” I said. Teacher mode was switched ON.

After the play was over we walked back through the city and jumped on a train home. I was expecting to have the usual deluge of private school kids cluttering up the train but surprisingly, that didn’t happen. Maybe they’re all being driven to and from school now?

Lucy and I talked about work, the Theatre Studies curriculum and general life stuff all the way home. At *** station they all got off. I fished around in my bag for my book and peacefully read all the way home.

When the train was entering my station, I got up, looked out of the window and saw the brilliant blue of the sea and sky, with a red paraglider floating happily above. It looked magnificent. I can hardly believe that I live here.

As I was walking home, I was thinking about happy I am with the timing of my decision to retire. See my friends at work on Friday and then going on an excursion with the kids today truly made me remember the good things I loved about my job. And I did love it. I certainly didn’t leave because I was miserable – I left because I wanted more control over my time.

I enjoyed talking ‘teacher talk’ with everyone at work and with Lucy on the train coming home and, of course, seeing the kids and bantering with them was great… yet I’m loving the freedom that comes with being financially independent. As I’m writing this, it’s 8:50 AM. I’m on the couch with 2 snoring cavaliers lying firmly against me on either side. At school, the bell has just rung for the start of period 1 and every class is starting their 5 minutes of mindfulness before the day’s work commences.

I’d be handing out colouring-in sheets to 28 kids in a room upstairs in A block and 28 kids would be bent over their desks, silently colouring before the lesson’s work begins. My day would be ahead of me, dissected into 48 minute chunks of time with all of the lessons planned in advance, with all classes at that year level doing the same work – all in rooms crowded with desks and chairs. I’d be dressed in ‘appropriate’ teacher/office wear while every kid would be wearing the school uniform.

It’s a beautiful day today. I can hear the birds singing outside. When I press ‘publish’ on this post I’ll stand up and Poppy will immediately jump down with me, ready for the next ‘adventure.’ Scout and Jeff will stay where they are, waiting to see if it’s worth their while to move. I’m having a friend from work over for dinner tonight. That’s my only scheduled thing.

The little woofs will drag me out on a walk.

I have to water the gardens.

Other than that, my day is my own.

I wonder if I’ll ever take this pure and utter freedom for granted?

Retirement seems so natural.

Cavalier on the back of the couch with his head on the clean laundry.
Jeffrey. Just chillin’.

I retired on December 18 2020, but of course, that’s when the summer school holidays start. I officially (in my head) retired when the school holidays finished and all of my fellow chalkies went back to work.

A month later – how does it feel?

Well, I think I’ve given it away by the title of this post – it seems so natural.

I’ve definitely been living at a slower, unhurried pace. I’m still getting up at the usual time, mainly because I share the bed with the Cavalier twins and Jeffrey hasn’t twigged to the fact that we can sleep in a bit longer if we wish. You try sleeping in when the dog starts every day with a hearty scratch that shakes the bed!

I’m still taking naps most days, although for the last two days I haven’t needed to. Maybe I’m coming to the end of this phase of retirement? Or maybe it’s too soon to tell.

I’m definitely reading more. I’ve finished my 25th book since January 1 and I’m half-way through my 26th. I thought that losing access to the school library would hit me hard, because they buy books that teachers want to read, as well as all of the Young Adult books for the kids. But I’ve discovered that my local library is EXCELLENT.

I’ve lived here in The Best House in Melbourne for 5 years and never once used the library. I signed up when I moved here but never went down to the local branch. But wow!

Even though my local branch is tiny and only opens for 4 hours a day, it’s part of an extensive network of libraries. I’ve been browsing their website and finding that they have just about everything that I want to read. I’ve been placing ‘holds’ left, right and centre. At the moment I have 7 books on hold and I picked up 3 on Friday – a novel and 2 very weighty historical tomes by Alison Weir about the queens of England in Medieval times.

I follow a few authors on Twitter and when they mention a book that they’ve either written themselves or recommend, I just whack a ‘hold’ on it. WHAT a time we live in! I’m doing all of this reading for free! Though when I mentioned to my parents that I’ve suddenly started using the library, Dad laughed and said, “They’re going to have to raise the rates!”

(I’ll put a list of some of the books I’ve read at the end of the post.)

Hose hanging up on the brand-new fence.
I got the plumber to extend the tap and screw in a hanger for the hose. Soon there’ll be apple trees planted here.

I’ve had workmen in the house for the past month or so, finishing off the last renovation to make this place retirement-ready. Thank goodness I saved all of my Long Service Leave money because that job ballooned out unexpectedly. I’ll write about that another day, but it was an interesting exercise in how prepared I feel about the financial side of things, because I ok’d the extra job without a second’s thought.

So far this cold summer has felt more like autumn. Seeing as autumn is my favourite time of the year, I’ve been really happy about that. Perfect weather for longer walks with the dogs. If I’m in the sun for more than three-and-a-half minutes I start to burn, so the milder weather has been lovely.

Operation Beautify the House has been put on hold, though I suppose, strictly speaking, the workmen have been doing their part with this. I keep putting on my painting gear to slap some more paint on the front verandah or the new side fence, but then realise I’m not in the zone for it and so I go and do some weeding or read yet another book instead. THIS WILL HAVE TO CHANGE. I’m getting sick of looking out of my windows and seeing a half-finished verandah.

Home-made pesto in iceblocks ready to be frozen.
Pesto! The basil is from the garden.

The biggest change I’ve noticed so far is getting my head around the fact that I don’t have to fit in everything around the demands of the job. I used to leave home at 7:40 am and get home at 4:30 pm, (or 5:45 pm if we had a meeting after work), which is a huge slice out of every day, I think we can all agree. To suddenly have all of these hours available to do whatever I want – it’s an adjustment.

The main difference with this is with the dogs. I used to get home from work and drag them quickly around the block so I could get back home and do everything else that I needed to get done. But now? If we go to the beach for an hour or two, it’s ok. We have the time. A few days ago I walked them to the library in the next suburb, over 2 kms away. I dropped in on a couple of women I met at the beach who also have dachshunds, then the dogs and I walked back home. It took all morning.

Didn’t matter. I still had all afternoon to Get Things Done.

I’m still timing myself by the school timetable. It’s fun – sometimes I’ve had a really productive morning and I’ll look at the clock and think, “Wow! It’s the start of period 3 and I’ve already made 3 batches of pesto, walked the dogs on the beach for an hour, watered all of the gardens and I’ve put a load of washing on the clothesline!”

OR I’ll look at the clock and think, “Oh shit. It’s period 6 and all I’ve done is walk the dogs, read a book, had some brunch and taken a nap.”

But it’s ok either way. That takes a bit of mental adjustment to realise, too.

Flowers in a jar. :)
Flowers from Latestarterfire’s garden.

A few days ago Latestarterfire came over for lunch. We’ve met in person only once before when we were at the Melbourne screening of the documentary about FIRE. When I blogged in October about my plans to go to Antarctica in a couple of years, she contacted me and asked if she could come along too. This lunch was only the second time we’d met face to face.

We had a great time. Phew! I think we’ll have no problems sharing a cabin. Imagine how awkward it’d be if the conversation flagged. As it was, we talked so long and so hard that she had to battle peak hour traffic on her way home.

We’ve agreed that we’re not feeling confident about leaving from South America, with the covid situation in Brazil being what it is, so New Zealand it is. We’ve set a goal of 2 – 3 years, which gives us both time to save up and set our plans in motion. Plus, in 2023 I’ll be turning 60 (yikes!) and I like the idea of giving myself such an impressive birthday present.

Zuchinni vines swallowing my orchard.
There are fruit trees – 11 of them – under all of these vines.

The day after our lunch, I had another lunch date – I went back to the school to see everyone. I got there just before the lunch bell, dragging a shopping trolley full of enormous zucchinis and pumpkin/zucchini crosses that I picked from the garden. I could barely lift the trolley up the front steps!

This may sound all wonderfully generous – good on Frogdancer Jones for giving her colleagues free food that she grew herself! – but honestly, it was wonderful to find a place where I could offload so many of the darned things. I filled the trolley and I counted at least 20 more growing. I knew it’d be a good idea to plant 3 big pots with saved seed and let the vines ramble under the new trees in my orchard. I just didn’t expect that the growth would be so rampant.

Still, it’s free food. My favourite flavour.

It was funny to go back to work. Everything and everyone was all so familiar, yet I felt no stirrings of regret about my decision to leave.

“Do you miss all this?” asked someone.

“NO,” I said. It was the truth. I loved seeing the people I’ve worked with for 17 years, but sitting at my desk, looking at the piles of corrections on the desks around me, I knew I’d made the right decision. It was week 6 of first term, which is when the first round of assessments tend to roll in. Everyone was under the pump to get the marking done and handed back to the students. People around us were working through lunch and lots of people looked tired.

Apparently I don’t. According to nearly everyone who saw me, I look “rested’ and “happy” – as one person said, “She has the retirement face.” I wondered if they’d see a difference; after all it’s only been a few weeks since they’d seen me. It seems that all of that napping has done wonders for my appearance.

After a few of us went to the food tech room and chopped up the huge zucchinis into more manageable chunks, I went around distributing them to anyone I saw and then after the bell for period 5 rang, I left to drop in on my parents, who live just 10 minutes away from the school.

As I walked to my car I saw one of my good friend pop out of a music room to talk to a student who she had put outside, then she opened the door for him and followed him into the room. It was a beautiful day. I knew exactly what she was walking back into – a room full of desks, 28 students and material that she had to get through before the bell went.

Meanwhile, I could go anywhere and do anything I wanted.

I drove away with a smile on my face.

Some of the books I’ve read so far this year:

  • ‘The Queen’s Gambit’ – Tevis. This one was so beautifully written – I kept putting it down after each chapter just to savour the writing. Jack29 gave me this for Christmas so I read it before I watched the tv show. Both were excellent.
  • Wife After Wife’ – Hayfield. This one was quite clever – a re-telling of Henry VIII and his wives – but set in the present day. I’m a huge Tudor history fan, so this was right up my alley.
  • Find You First‘ – Barclay. Stephen King tweeted that this book “Blew my mind” so I was curious to read it. Couldn’t put it down.
  • The Thursday Murder Club‘ – Osman. This was another gift from Jack29 and so far, he’s nailing it with the book choices! This is a gently funny, very original and very English murder mystery tale. I’m already hanging out for the next in the series.
  • ‘Olive, Mabel and Me; Life and Adventures with 2 very good dogs’ – Cotter. Those of you who have seen the videos that Andrew Cotter, a Scottish sports commentator, made with his dogs during the lockdowns will know Olive and Mabel. This is one book I had to have – it was one of the books I bought with the book voucher my friends at work gave me. I’ll include a clip at the end.

No financial books? That’s right. These books are the best of the ones I’ve tackled so far this year and let’s face it – life isn’t all about money. Nothing’s better than curling up with a good novel.

4 weeks to go until I retire.

Remember my ‘Days to Retirement’ chart I wrote about a month ago? Five days ago I coloured in the Nov 18 square.

That meant that it was exactly ONE MONTH to go before I retire.

It all started to seem a little more real. Four weeks to go.

So, for those of you playing along at home, how am I dealing with life 4 weeks before Freedom?

I’ve started clearing my desk. I’ve had this desk for around 16 years and there’s a lot of stuff on it. I walked across to the library and returned all the textbooks I’ll never need to read again, which was a sweet, sweet feeling. I’m sure that some people like ‘Blueback’ and ‘Once’, but to be honest – for me they’re a bit of a snooze-fest. It’s such a great feeling to know that I’ll never have to read about that stupid Felix and the carrot he found in his soup ever again.

I had a nice chat with Anna in the library while I was there. Years go, I taught her daughter in year 8. “Why do you want to retire? You’re too young!”

I’ve brought home a couple of bags of things that I have a feeling I want to keep, though we all know that I’ll probably file the folders and then throw them out a decade from now. Things like short stories and poems that I’ve used in my classes and I love. But will I really ever read them again??? I guess time will tell.

My desk drawer is jam-packed full of pens, markers and such – even the stapler that my dear friend Scott bequeathed to me when he left the school (and the country) over a decade ago. It’s still a damned good stapler and it’s coming home with me.

Who says that Frogdancer Jones isn’t a sentimental old fool?

Over the years I’ve read lots of blog posts from people who’ve retired who say that they seemed to need to catch up on sleep. People say that it takes anywhere from several months to a couple of years for their bodies to stop needing extra sleep from the years of stress from working.

It seems that I’ve jumped the gun a bit and I’m experiencing this now. On the days that I’m home, I’ll have an hour long nanna nap more often than not. Yesterday I even had a nap before lunch. Crazy!

I have no idea why my body has decided that it needs more rest, but I’ve decided to go with the flow and listen to it. The dogs have worked out the new routine – when they see me go into my room and they hear my empty shoes hit the floor they race in. Poppy jumps onto the bed while I lift Jeffrey (who is big enough to jump on the bed himself but too stupid to realise it) and little Scout onto the foot of the bed. We all have a snooze together.

I’ve booked an appointment with my accountant to talk through how things may change once I hang up the whiteboard markers. When I received the payout from the geoarbitrage exercise, I put some money in a trust. The trust may be kept going or it may need to be wound down.

It’s good to be able to talk through my options with people who don’t freeze at the sight of a page of numbers.

My trip to Antarctica is definitely still a thing. I’ve decided to throw my hat in the ring for a few casual teaching days and/or exam invigilation to help pay for it. Those penguins and icebergs are EXPENSIVE and they certainly won’t pay for themselves. I’ve got to get my CV together and then I’ll traipse around to some of the schools near me to scout out whether or not I’ll want to work there. My current school already knows that I’ll be available. I just have to fill out the paperwork.

The advantage of CRT (Casual Relief Teaching) is that there’s no marking, no meetings and no bringing work home. The schools work you hard during the day to get their money’s worth – no free periods and always a yard duty – but the money’s good and would definitely kick along the holiday fund. It’s dull work though. I remember when I did a year’s CRT work when the boys were all finally at school, before I landed my job in my current school. In the life of a CRT, a boring day is a good day. If you’re really interested in what’s happening in the classroom, the chances are that all hell is breaking loose!

The wonderful thing about all of this is that I have options. If I decide that CRT isn’t for me, I can simply refuse to do it anymore. I’ll still see Antarctica. I just like the idea of challenging myself to earn some of the money required for it. Some habits die hard.

I’m still ticking off the ‘lasts’ at work. On Friday I marked the last Drama assessments I’ll ever see. Next week will see the last grammar tests I’ll ever mark (THANK GOD!) and the last film still paragraphs. Then that’s IT!

Much as I love teaching English, we have the heaviest correction load of any other faculty in a school. Reading 28 essays on the same question about the same novel is something that I’ll definitely not miss. Also grammar. Ugh. I always teach grammar on Mondays – “GRRRRammer Monday! – just to get it out of the way so the rest of the week is devoted to fun things.

My last week of work is full of meetings, planning for next year. Maybe I should bring in huge gin and tonics and sit at the back of the room, shouting out, “You all do whatever you want! I don’t care!!!!”

Or maybe that would be slightly unprofessional…

7 weeks to go…

My desk has holiday snaps all over it. Sydney Harbour Bridge climb.

Seven weeks of formal work to go.

I’ve begun returning text books to the library and soon I’ll begin either taking home things from my desk or binning them. I had a partial clean-out at the end of last year when I went part-time and had to share a desk this year, but I still have a lot of travel photos, cards from kids and other memorabilia that will have to come down before I go.

You can see the hand sanitiser on my desk in the bottom right of the photo. The school has issued a mask, a face shield and heaps of hand sanitiser to every teacher. It’s become second nature to sanitise after every class. I have a feeling this will be around for a long time.

I didn’t feel safe at work when the pandemic started and I was furious whenever pollies banged on about opening up schools. Now, with numbers of new cases in the zeros or single digits, with every single person wearing masks and bucketfuls of sanitiser everywhere, I feel safer at school. The kids don’t socially distance, but honestly, that was never going to happen. When everyone in sight is wearing a mask, it’s very reassuring, especially when paired with such low numbers.

A birthday card. My colleagues know I'm a huge 'Survivor' fan. My head is superimposed onto an image from Survivor.
A birthday card. My colleagues know I’m a huge ‘Survivor’ fan.

Word has started to filter down to the students that I’m retiring. One of my best friends at work is teaching kids this year that I had last year for year 7 English. She told me that she mentioned to the class that I was retiring at the end of the year and one little boy, Nick, was very upset. He said, “Oh noooo! I wanted my brother and sister to have her for English when they got here!”

She replied, “Well, that’s too bad. Tell them they should have been born earlier if they didn’t want to miss out!”

Participation certificate for a test where the kid said s/he was Boo Radley.
Makes me smile.

I’m very fond of this. We used to make every kid go into an English competition and they all got a participation certificate – not that most of them cared. Those of you who have read ‘To Kill a Mockingbird’ will appreciate the humour in this – imagine Boo Radley leaving the house to go and sit this test? So proud of him.

I popped into an art class to talk to the teacher about fixing up a couple of minor dings on the paintings from the UK of the dogs. While I was there a girl called me over. I taught her 3 years ago in year 7 English, and every now and then I’d sneak the class into the theatre to do some drama. So many kids from my junior English classes go on to select Drama as a subject. 🙂

“I’m taking year 11 drama next year Miss, so I’ll be having you again!” she said, beaming. When I told her that no, she definitely would NOT be having me, her face fell. “But we all know that you’re taking year 11 Theatre so Ms OtherDramaTeacher can take year 12!” she said.

First time I’ve heard that rumour…

Pyongyang, North Korea 2018. What a trip!

It appears I’ll have a travel buddy for Antarctica. LateStarterFire messaged me and she wants to come too! My timeline of roughly 2 – 3 years suits her and so it could be a thing. My thinking at the moment is that if COVID is still a thing, we’ll leave from New Zealand. If COVID’s gone, then South America (and Easter Island) will be the way to go.

My New Challenge:

I decided to set a challenge for myself. Either way, it’s going to be a hellishly expensive trip, so I’m going to see if I can earn 20K in 2 years to help with the costs. Even though I didn’t want to set foot in a classroom next year, I decided that penguins, icebergs and whales were enough of an incentive to pick up some CRT (Emergency) teaching next year, as well as anything else I can pick up, such as online surveys, exam invigilation etc.

I talked to the Daily Organiser at work and I now have paperwork to fill in. I’ll look at schools closer to home too, because it’s the commute to the school I’m in now which is a huge time-suck. I didn’t retire just to go straight back into sitting in a car for an hour and a half each day! There’s a tutoring program that is starting next year to make sure kids who struggled with remote learning this year won’t be disadvantaged. I’ve put my name down for that as well, but seeing there’s apparently over double the amount of applicants for spaces available, I’m not holding my breath.

Rome and a postcard from North Korea.

I hear about a group of people called ‘The Retirement Police” from other blogs, who point the finger at anyone who earns money after they retire and say that it means they’re not REALLY retired. Fair enough, I guess, but I plan for every penny I earn to be popped in the bank for this holiday. Besides, if you’ve read this blog for more than 5 minutes you’ll know I like a challenge. Imagine when I get a thousand dollars? Ten thousand? It’ll be very satisfying.

(Besides, after all those years of living hand-to-mouth when the boys were young, it feels odd to not hustle, even a little bit, for some extra cash. I think the memory of those years will take a long time to fade.)

I’m knitting some beautifully warm, soft, thick cowls for David27 and Evan24’s girlfriends Izzy and Jenna – both November babies – and I thought of maybe knitting some of these to sell. I use kettle-dyed wool from South America, probably spun by virgins, and the cowls are fabulous to wear in the middle of winter. The wool costs just under $40, so I thought that asking $100 plus postage would be reasonable.

But then I went onto Etsy and saw what people are charging for hand-knitted items. Nothing has changed since I used to have an Etsy shop for baby hats and quilts about a decade ago. People are barely getting more than the cost of the yarn for the things they spend hours knitting – it’s just not worth spending 6 or 7 hours knitting to earn $5 or $10 profit. It’s a shame because I like knitting, but if I’m going to reach my challenge target I need to do things that give me more bang for my buck time.

Bright pink rice stitch cowl.
Jenna’s cowl.

I know Izzy will like her cowl. I got her to choose the wool I used, holding out 2 skins of red wool and asking her which one she thought Jenna would prefer. Heh heh. Little did she know she was choosing the wool for herself.

I asked Jenna’s Mum which colours Jenna likes, so hopefully Jenna will be pleased too. They’re both brunettes with olive skin so they can wear the bright, bold colours that I can’t. It’s been fun making these.

Today is Melbourne Cup Day, a public holiday for a horse race. Tuesdays are normally one of my days off, but it still feels like a holiday regardless.

Today I’ll be making all of the Christmas presents for my friends at work and doing a bit more painting on the verandah and gardening. Later, I’ll be keeping a slightly nervous look at how things are panning out in the US with their election. Crazy times when shopfronts are being boarded up because people are scared of the possible fallout from an election. Usually, elections are the staidest things on earth…

Happy Melbourne Cup day, everyone!

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