Financially Independent, Retired Early(ish) at 57.

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How did I go on the ‘No Spend’ days this year?

One of the first posts I wrote on this blog was one about how I make my spending more intentional by using a simple chart I keep in the cloud. Simply put: 1. Detail every dollar spent – easy because I spend almost exclusively through my credit card. It’s the little cash things that I […]

Frugal Friday: The no-spend week.

After my mammoth 61 week streak on the No Spend Days chart which ended when Jeffrey had to go to the vet on a Friday, I had a 14-week stint before I had to keep going to the hardware to buy things that David28 needed when he was building frames over the wicking beds. Now […]

Vietnam Day 9: Halong Bay and back to Hanoi.

Remember when Megan and I were on the cruise to Alaska and I’d share the view each morning? This was this morning’s view outside my cabin door. By the time I emerged ready for the day, we were parked outside the island we’d be exploring. The difference from yesterday is that this time, we’d be […]

Little Adventures #8: Enough is Enough. November 2021 catch-up.

Hooray! Live theatre is back in Melbourne! Next month my son will be performing in a play that he and his mare wrote together, which I already know will be hilarious, and his girlfriend will also be performing in a musical the following week. So I’ll be Kulture Vultured by Christmas, which is just the […]

Little Adventures #7: The Archibald Prize. Nov 2021.

One thing the Little Adventures thing has taught me – don’t leave it too late in the month to go off and do/see something new. We were coming out of lockdown in late October, so I bided my time, thinking I’d sneak October’s Little Adventure in just as things were opening up again. But then […]

Then vs now.

It’s 8:57 AM on a Wednesday morning. In my previous life as a teacher, I would have left the house at 7:45 AM, driven all the way to school, parked in Hall st and then made it to my desk in the staff room by 8:30 AM. I’d chat with the colleagues at the desks […]

A full year of ‘low-spend’ – and a reward.

Well, people following along at home – I did it! 52 straight weeks of only spending money 3 days a week or less. To be honest, going into 13 weeks of hard lockdown kicked off the winning streak, but then once I had momentum I was loathe to stop it. I’m proud that I only […]

Frugal Friday: Closing in on a year of low-spend weeks.

Look at this!!! It’s now been 47 straight weeks where I’ve spent money 3 days or less in a given week. For those who don’t know what the hell I’m talking about, I wrote about how I set up my ‘No Spend’ chart three years ago. Every day that I leave my money alone, I […]

Now is the time to build resilience.

“I’m sure no life can be properly developed and rounded out without some trial and sorrow – though I suppose it is only when we are pretty comfortable that we admit it.”― Lucy Maud Montgomery, Anne of the Island. This quote is taken from what would nowadays be called a ‘Young Adult’ novel written in 1915. I […]

What does Pandemic Spending look like?

Those of you who’ve been reading this blog for a while might remember my “No Spend Days” chart. It’s a little thing I do to keep track of where my money goes. Every day that I don’t spend anything, I colour a square on the chart. It really became very effective once I added the […]

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