Financially Independent, Retired Early(ish) at 57.

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Geoarbitrage – All the cool kids are doing it. #2

Back in January 2018, when this blog was just beginning, I wrote a post about Geoarbitrage, where I talked about what it is and how Australians are starting to take advantage of it. We hear a lot about Mexico and South America in the FI community, but people down in our part of the globe […]

Geoarbitrage: all the cool kids are doing it #4.

Late last year I wrote a post on how I sold my house, with fully-approved plans to build 2 massive townhouses on it, to a developer. I was going to do the build myself, but when I was offered a crazy sum of money to sell the house ‘as is’, I decided that a bird […]

Geoarbitrage: all the cool kids are doing it #3.

Long-term readers of my blog, all three of you, will no doubt remember the posts I wrote about the concept of Geoarbitrage, the first one explaining the concept, while the second one talks about how the Frogdancer family tweaked that concept to suit our situation. Well, when I say ‘family’, I really mean me. I’ve […]

Geoarbitrage: all the cool kids are doing it #1.

When Tim Ferriss coined the term ‘geoarbitrage’  about 10 years ago it meant outsourcing work to a cheaper region or country, usually over the internet. Nowadays it’s clear, after listening to podcasts and reading FI blogs, the term has morphed in the FIRE world into a descriptor of when a person geographically moves to an area that has a much lower cost […]

Wednesday W’s #9.

What’s top of my mind: The rhubarb. Call myself a frugal gardener, yet I bought apples a week ago to make rhubarb and apple, but I still haven’t walked out to the back yard to cut the rhubarb. That’s it! As soon as I press ‘publish’ on this post, I’m going out there to get […]

When you’re happily retired and you get offered a job…

Yesterday in my Wednesday W’s post I talked about what was front of mind – should I take a tutoring job at a school? It was a dilemma that took me a little over 2 days to decide what to do, but the questions it brought up, both from myself and from others, were fascinating. […]

Frugal Friday: Frugality is a lens through which to view your choices.

Frugal. Such a funny word. It seems to have a slightly different connotation to everyone. To me, it’s primarily a disinclination to waste things that I’ve put my hard-earned time, energy and money into. Frugality, to me, isn’t just a money thing. It’s also a refusal to squander my time and focus on things that […]

Great success is always the sum of many small decisions.

The quilt I made for my parents for Christmas is the perfect metaphor for the journey to financial independence. Quilting, like becoming financially free, has basic, simple steps but it certainly isn’t easy. It’s not quick, either. But each seemingly insignificant decision that we make along the way contributes to the whole, beautiful product at […]

Retirement: when frugal hobbies become simple pleasures.

I started growing our own food well over a decade ago. It began when one of my boys was having a serious battle with depression and it seemed it was like the only concrete thing I could do to help him, by growing veggies and eliminating as many preservatives and things from his diet. I […]

So how was I able to retire early(ish) anyway?

After starting to resurface after Christmas and New Year – so many naps! – I started to wonder what I might write that could interest people now that I’ve reached the goal post of every FIRE blog and actually retired. There’s no point writing about what retired life actually feels like, because, to be honest, […]

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