Financially Independent, Retired Early(ish) at 57.

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Who do you choose as your teachers?

Being a teacher is a funny thing at times. Our job is to basically impart the knowledge that’s in our heads to those of the kids’, while showing them how to discover things on their own and also, while we’re at it, to impart a lifelong love of learning. All in 48-minute chunks of time. […]

8 gift ideas when you’re buying for a frugal person.

Ok, I admit it. I’m a frugal person. I hate to waste money on fripperies, and I hate seeing my loved ones do the same. But that doesn’t mean that I don’t like Christmas presents!! Christmas is my favourite time of the year. When my marriage broke up, back in the day, I split the […]

Approaching retirement from a position of strength.

It’s funny how when you’re young, retirement seems a lifetime away. Which, now that I’ve typed up that sentence, seems pretty logical, at least for the traditional view of retirement. I’m clearly a genius…  I vividly remember when superannuation was introduced in Australia. ( For the benefit of overseas readers, it’s the retirement account that employers pay […]

Is money the only investment for FI/RE?

A huge amount of posts in this section of the blogosphere are all about the MONEY – investing, saving, spending, laying the groundwork for the future when we’re all retired and living off our investments. It’s fair enough that so many words are written about this – it’s important stuff. But as I get closer […]

Frugal Friday: In praise of just sittin’.

When reading blogs in the personal finance sphere, it sometimes seems that everyone is so darned busy. “It’s the end/beginning of the month!! Update your net worth spreadsheet!! QUICK!” “Get that side-hustle happening! HURRY!! Every day that goes by is another day wasted!” “Sell some stuff on Gumtree/Craigslist whatever that is… /eBay… TODAY!!! Invest it! […]

Geoarbitrage – All the cool kids are doing it. #2

Back in January 2018, when this blog was just beginning, I wrote a post about Geoarbitrage, where I talked about what it is and how Australians are starting to take advantage of it. We hear a lot about Mexico and South America in the FI community, but people down in our part of the globe […]

Frugal Friday: How I spent 2 hours today getting the most bang for my grocery bucks.

There’s a chicken warehouse about a km away from my place, where I go to buy the chook necks for the dogs’ breakfasts. They have fantastic bulk deals in meat, so every holidays I go there and buy a bag or two of either breast, thighs or drumsticks and spend some time parcelling them up […]

Why would ANYONE want to retire early(er) from teaching?!?

Don’t get me wrong – I love the actual teaching part of teaching. The kids are lively and funny and I laugh like a loon every single day at something someone does or says. Anyone who says teenagers are hard to handle hasn’t taken into account their wonderful senses of humour. The people I work […]

The story of how Frogdancer Jones won her freedom.

In 1996, my then- husband and I bought an ugly little 1950s weatherboard in a quiet suburb near the bay. We had 4 sons: a nearly 5-year-old about to start school the next year; a 3 and a 2-year-old and the baby of 3 weeks. This house had one lounge, one bathroom, one toilet but […]

I never thought I’d be flying into THIS country…

PLEASE vote for my blog post in the Rockstar Rumble Grand Final. YES!!! My blog post about showing my boys about compounding interest and superannuation has beaten 126 other bloggers to reach the final round. I’m so excited – it’s the first Grand Final I’ve ever been in. I won’t know the results of the […]

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