Financially Independent, Retired Early(ish) at 57.

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Little Adventures #15: Manly Beach. June 2022.

So this is the photo Tom30 sent me at 4 PM on the first day of my holiday. I was 800kms away in Bowral, checking in. They were there, thinking, “Any moment now, Mum’ll be home from work! She’s been gone ALL DAY.” Poor babies. BUT… … holidays like this one are so special. They’re […]

Wednesday W’s #25.

What’s top of my mind: how lovely it is to travel. Don’t get me wrong – I love being in The Best House in Melbourne and I’m as happy as a little hermit when I’m there. But I can’t deny that sitting here on the 5th floor of the Sebel Hotel in Manly, in the […]

Wednesday W’s #22

What’s top of my mind: My trip to Antarctica is ON, baby!!! After hearing nothing from my travel company despite repeated attempts from me to contact them, a simple request for info on their Facebook page did the trick. The trip is on, I’ve made a further payment and I’m now waiting on quotes from […]

Wednesday W’s #21.

What’s top of my mind: Helping Tom30 with his house deposit. The boys know that I’m not in a position to be The Bank of Mum and Dad when they’re looking to put a deposit down on a home. My gift to them is the same gift my parents have given my brother, my sister […]

So how are my challenges going?

People who’ve been reading this blog for a while will know that I like to keep track of things that I want to achieve. Usually, I draw up a basic chart and colour in the days that I succeed in my goals, though I’ve branched out to use a widget for one of the challenges […]

Shop smarter and stop wastage.

A few days ago someone asked me if the rising prices that seem to be hitting everything from food to haircuts was the reason why I was picking up so much CRT work. The question took me a little by surprise because this hasn’t been the reason at all.** The conversation around the table then […]

Wednesday W’s #18.

What’s top of my mind: Work. I’ve picked up a full week of work. I don’t know if I’ve mentioned it here, but I’ve worked out that every FULL day of work pays for TWO places at the wedding reception next year. I know; on one level it’s a bit depressing. That’s a lot of […]

Wednesday W’s #17.

What’s top of my mind: The importance of timing. We went for a beach walk this morning. The radar said that my suburb wasn’t going to get rain but when we were out there I saw rain falling over Frankston and decided to turn back. Five minutes after we got home, the rain arrived. Fortunte […]

Little Adventures #13: Cranbourne Botanical Park. April 2022.

Remember last year, when people from our pasts reconnected on Facebook because we were all in lockdown and had lots of time on our hands? After things eased up, I went on quite a few reunion lunches and coffees. On one of these, I heard how a school friend’s husband was working at the Cranbourne […]

Having an Emergency Fund is a waste of money – until it isn’t.

I first learned the value of having what I then called a ‘Buffer Zone’ back in the days when I was newly separated, with 4 small boys under 6. When we split, we had a mortgage, 2 old cars and $120 in the bank. I withdrew the money and gave him half, so we each […]

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