Financially Independent, Retired Early(ish) at 57.

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Advertising North Korea style (3): Teach the children well.

After the second post in this little series, I had a comment sent in from The Firestarter which said in part: “Absolutely fascinating subject… I really enjoyed the post! While I get the point that the techniques used on the population are very similar, there is surely a large element of “if you do not […]

We all have to spend – just make it intentional.

  I firmly believe that one of the cornerstones of Financial Independence is frugality. But ‘frugality’ is a funny concept. One man’s latte is another man’s wild extravagance. I’ll come clean right now and confess that I consider myself to be an extremely frugal person. After all, any single person who’s brought up 4 kids […]

Wednesday W’s #108.

What’s top of my mind: Travel. So… on Saturday morning I was scrolling on the laptop and I suddenly decided to stop shilly-shallying about booking a trip to Borneo, so I did it. It’s just under 5K and I get to see orangutans and pygmy elephants! I get to see other things too, but they’re […]

Wednesday W’s #100!!!

I told the dogs that David30 was coming for dinner. Poppy and Scout immediately went to wait for him to arrive. Obviously, Jeffrey didn’t have the foggiest idea of what I was saying. What’s top of my mind: I’ve hit triple digits with this series! I’m not going to lie… I stole the idea for […]

All good things must come to an end…

I’ve written about the nitty gritties of the ‘No Spend Days’ chart HERE, way back in 2018, then HERE in the middle of 2020. That last one was funny because I was congratulating myself on an 18-week streak of silver weeks. I never dreamed I’d get to 61! For the TL;DR version: I have a […]

Half a year of silver squares!!!

It turns out that when you’re living through 2 lockdowns and you’re not that fond of online shopping, you can really make a “No Spend Days” chart go crazy. For those who don’t know what I’m talking about, I keep track of my spending by using this chart. Every day that I don’t put my […]

How my Emergency Fund proved its worth against the virus. Twice.

I’ve had an emergency fund for the last 2 decades. When I left my husband 22 years ago with $60 cash in my hand and with 4 boys under 5 to support, the first thing I set myself to achieving was building a $1,000 ‘buffer zone’ (as I called it then) to provide some security […]

Nepal/Bhutan, day 4: Pokhara to Chitwan National Park.

Imagine living with a backdrop like this? As Rob said, we should have been doing the sunrise thing today, as it would have been spectacular. Instead, we had an earlyish start and we were headed for Chitwan National Park to spend the next couple of days communing with nature. Or something. We stopped to take […]

Nepal/Bhutan, day 1: Kathmandu.

This holiday began the night before my flight. Evan29 was flying into Melbourne after spending 5 weeks away at the Edinburgh Comedy Festival, where his show “Man Sings The Same Song Over And Over Again For An Hour” was literally a smash hit. Rather than miss each other by a few hours, I headed to […]

Wednesday W’s #140.

What’s top of my mind: Bugger! Remember my new greenhouse? I had the forethought to zip tie the frame to the verandah rails, but what I didn’t think to do was to zip tie the inner shelves to the frame. It came with plastic snap-on clips, so it was all good, right? It was a […]

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