Financially Independent, Retired Early(ish) at 57.

Month: March 2019 (Page 2 of 2)

I travel – so why do I love Staycations?

I love Staycations, even though it’s no secret that I also love to travel. I’ve blogged extensively about my trips to the UK, Europe, North Korea and Thailand on my personal blog, while this blog has 4 posts summarising what I saw in North Korea. I wtote about how the regime holds on to political power by using the power of advertising with sculpture, art, education and making everything appear bigger and better than the rest of the world.

Even though I have a hankering for more freedom I’m choosing to continue working for another few years. It’s mostly because I have a number in mind that I’m working towards, but the number is based on my love of travel. When I eventually pull the pin on my job, I’m planning to travel overseas at least once a year. Australia is pretty isolated, so international travel is often very expensive. My FIRE number is higher to account for this.

So, even though I love to travel overseas, most of my holidays are Staycations. I’ve always been a delayed gratification type of girl, where I’ll put off what I want to do today to REALLY enjoy it tomorrow. But having said that, the truth is that I LOVE a Staycation.

Honestly, if you don’t like hanging around in the place that you live in, then you’re doing it wrong.

Your home is the place where you can be yourself – a place where you shut the door behind you and you can simply “be.” And after all, a holiday doesn’t have to be a time to run yourself ragged – it can also be a time to regroup and chill, enjoying what’s around you.

Home is the perfect place to recharge batteries and do -(or not do)- all those little things you’ve been meaning to get to but couldn’t when your time was taken up with a job. Little things like reading a book, lunching like ladies and sorting through that filing cabinet, one drawer at a time.

I had a 5 week Staycation at the end of the school year, right at Christmas time and then on into January. I was so tired when that holiday started, I’m pretty sure I looked like Moon-Moon here in the meme below:

Yes, that’s an accurate representation.

When the holidays start, I take the first few days slowly. I sleep in for as long as the dogs allow me to. There’s only so much ‘claws scratching against floorboards’ noise that I can take before I get up. They probably circle the bed like sharks around a shipwreck victim, waiting for me to wake.

I need downtime. Time to slowly move through the day, doing whatever seems like a good idea in the moment. That’s why I love a Staycaion.

I indulge myself with gobs of freedom.

I leisurely move through the first few days, reading, taking a nanna nap after lunch if I feel like it. Aw, who am I kidding? I usually do feel like it – those Spaniards are onto something with the siesta! If I have the energy and inclination to tackle a task that needs doing, I’ll do it. Otherwise, I’ll ignore it until later in the holiday. I have the time to either use or squander, depending on my mood.

Later on in the holidays, whether it’s the 5 week summer break or the regular 2 week breaks between terms, is when I tend to Get Things Done.

Bigger tasks that need some extra time or boring things that still have to be done whether I like them or not – they get knocked off my mental ‘To Do ‘ list.

Well, mostly. I made soap for Christmas presents in the September holidays and I was going to make more in the summer. We’re down to our last bar of home-made soap and I still haven’t made more. I’m not saying a Staycation makes you perfect – just more rested and chilled.

And probably better looking due to all the relaxation.

I remember when the kids were younger. Life got pretty frantic at times, particularly when you add a young family into the mix. I was working, the children had their own schedules of school and activities and socialising to be worked around; life was lived at fever-pitch and was scheduled out to the minute.

So if every holiday is lived at that frantic pace as well – how is that doing anyone any good?

Revel in a staycation. You’re definitely not depriving yourself. They’re wonderful.

The key to success.

This morning I got up when my alarm went off at 5:55 AM, let the dogs out and then fed them their breakfast. I fed Scout her chicken neck in the front yard and Poppy and Jeff in the back yard. This started from when Scout was a puppy and was so much smaller than the others and the routine has simply continued from there.

When I let her in and she started trotting down the hallway to get to the doggie door to the backyard, she stopped and looked around at me, her eyebrows raised. She’s been doing this for the last week or so. When I said, “Outside!” she turned and raced up the hallway to the doggie door, tail wagging – the picture of joy.

‘Well, I guess this is a new part of the morning routine,’ I murmured as I went to put the kettle on for coffee.

This got me thinking about how much we humans rely on routines to set up habits – both good and bad – and to get us through the day.

Scout’s new ‘thing’ in the morning is harmless. For some reason unclear to me, her new ‘wait for the instruction and then dash out the door’ is fun. If only all routines were like this!

The best, most productive routines are the ones that you’ve put in place for yourself, knowing that they’re most likely going to get you the results you want.

The routines that work best for me are things like:

  • Taking the dogs for a walk as soon as I get home. If I sit down to check emails, it’s fatal. Once my backside hits the couch, I’m not going to go for a walk. So I try to grab the dog walking bag as soon as I walk in. As soon as they see me with that bag, I have to put the leads on them. Works like a charm!
  • Making my lunch for the next day while dinner is being cooked. Then all I have to do the next morning is grab it as I head out the door. I didn’t do this last night – Ryan23 made pizzas for dinner and I forgot to get him to make me a salad while he was doing the pizza toppings. So today’s lunch is a microwave rice bowl from Aldi. Not nearly as nice as a fresh garden salad, but honestly, it serves me right!
  • Before I go home for the evening, I look at the first 2 classes I’ve got and put whatever materials I may need, in a pile at the end of my desk. In case something happens and I’m running late, I don’t need to get my head around what I’m going to be doing – it’s already organised.
  • As soon as I get paid each fortnight, the first thing I do when I log in is to transfer 1K across to my credit card. This ensures that there’ll be enough to keep running it as a debit card, but I still get points and the lights and water still stay on. Then I decide what to do with what’s left.
  • A glass of wine at 5 o’clock (‘wine o’clock’) as a reward for making it to the end of another day. This may not be the most productive routine, but it’s one of my favourites!

Routines like this are great because they’re aligned with your personal values and there’s an intrinsic motivation to keep to them. I’d love to hear in the comments about any routines that you’ve made yourself stick to.

It’s not quite the same when a routine is imposed upon you.

Work routines are like this. Being a teacher, my work days are defined by bells. Classes start at set times and finish the same way. I know that Mondays and Tuesdays will always begin with my year 7 classes, while the last 2 periods of the week will always be with my year 12 Theatre Studies kids. Unless there’s a fire drill, there’s usually no surprises.

Lunch is at the same time each day, as is recess, whether you’re hungry or not.

It takes a month or so before I know which classes I have on which days and which rooms they’re in. The working week takes on a familiar ebb and flow for all of us. But these routines are dictated to me by the timetabler. She has decided that Wednesday and Thursday are my frantic days, while Monday and Friday are cruisier. Personally, I prefer to start off the week busy busy busy and then ease off as the week goes along. But I have no choice in the matter.

To mix things up a bit, because I’m a wild and crazy rebel, I drove a different way to work this morning. It took 5 minutes longer but I got to nod hello to ‘Maisie’, a beautiful little tree on a nature strip on a busy road that I used to see every morning until I found a more optimised route to school. Tomorrow? Odds are I’ll be back to the usual routine. It’s quicker.

There’s nothing so wonderful as when a bolt of inspiration hits, or you get into the flow of doing an activity and time seems to vanish. Moments like this are golden. But, as William Golding, (above), said; it’s a matter of getting into the habit of hammering out the material. Every day, making sure that you’re doing something to advance you along the way to where you want to be. Stephen King, the novelist, writes about this in his fabulous book On Writing. He writes 2,000 words every day, without fail. He won’t switch off his computer until those words are done… and coincidentally, he’s completed over 65 books.

Remember my chart of productive habits that I started at the beginning of the year? It’s now March and it’s working like a charm. It’s become a habit to mentally tick off the categories as I do them. For example, in today’s first lesson, I used the 10 minutes silent reading/writing to read from an actual book. *details at the end of the post. I can now tick off the ‘write every day’ box. I wiped over the bathroom before I left home this morning, so the cleaning one’s been done too.

It’s now become part of the dogs’ routine to expect a walk when I come home from work. Their delighted expectation makes this one easy to tick off.

The chart is a simple way to make sure that the habits I want to instil in myself are going to be formed.

We all have routines that are placed upon us. But if we have the self-discipline to impose routines that are meaningful and relevant upon ourselves, we’ve immediately optimised our chances of success.

*The book I was reading is called ‘The Gay Galliard’ by Margaret Irwin. It’s about the relationship between Lord Bothwell and Mary Queen of Scots. 

Yes, I know that the title hasn’t passed the test of time well, (it was written in 1944), and it’s very long-winded, but I’ve wanted to read it since I was young. 

It’s a shame that Ms Irwin has the unfortunate gift of turning the Interesting into the Dull-as-Ditchwater…

The daytime people…

I chucked a sickie the other day.

It was a Grammar Monday, so the kids would be working from their grammar books, which is easy for another teacher to set up. I had Things To Do that I’d been putting off, so it all seemed right. Plus the meeting that was scheduled to start at 7 PM that night might have had a little to do with it.

Every time I take a day off, the same thing astounds me.

The number of people.

People walking, people shopping, people sitting in cafés as if they have a perfect right to be there.

It’s insane. How can so many people not be working?!? Don’t they realise that everyone should be locked up in an office or a school somewhere, earning a living?

It’s funny how quickly your paradigms change. A couple of decades ago, I was one of these strange people who could roam at will during the daylight hours. I was at home with my four boys and I didn’t start working again until Evan5 was at school. It was perfectly normal to go to the supermarket in the middle of the morning, or visit a friend for coffee and a chat in the afternoon. We’d visit the park on sunny days with never a thought for people stuck inside, working.

Now, after 15 years of being in the classroom?

The paradigm has completely shifted the other way. Now it seems perfectly normal to be unavailable to the outside world from 8 – 4. The Real World is right where I am and any awareness of an alternate way of living is pretty slight.

Sometimes, when I’m teaching upstairs in ‘A’ Block, I’ll stand by the window and see someone casually walking down the street, seemingly without a care in the world. Or I’ll see one of the neighbours serenely working in their garden.

It gives a little jolt to my brain. It’s a reminder that life doesn’t always have to be like this. People can and do live their lives on different rhythms than the traditional 9 – 5 work day.

It’s a reminder that one day I’ll be one of those people.

Blogless Sandy, my best friend, has paved the way a bit for me with the whole retirement thing. She and her husband retired nearly two years ago and it’s interesting to hear about the patterns of their days. They’ve chosen to delay any travelling while they still have their old dog with them, so their days are very much ‘in place’ with nothing tying then down except the things they’ve chosen themselves to include.

I had no idea there was so much on offer for people to do when they “should” be at work. It’s almost outrageous! Blogless Sandy gallivants around doing bushwalking, yoga, picking up litter on their beach, walking dogs in shelters, while her husband has picked up some art classes. They have a couple of grandchildren and they look after them a couple of days a week while their daughter picks up teaching work.

They’re on the peninsula, so they regularly choose a winery and they go and enjoy a leisurely lunch. Because they are there in the middle of the week, they have conversations with staff who, on the weekends, either aren’t rostered on or who are too busy with the massive influx of Melbournians who make the drive down to enjoy their limited weekend fun time.

A few months ago they were lunching at Montalto, where the restaurant uses produce from a large kitchen garden.

After lunch, there was no pressing need to go home straight away. Their time is their own. They went for a walk around the kitchen garden and struck up a conversation with one of the gardeners. They were looking at all of the heirloom vegetables that were growing and talking of all things gardening. At the end of the day, they went home with some heirloom bean seeds from the garden that the gardener gave them. Without the leisurely time and space that they had, that encounter would never have happened.

I’m writing this on a Sunday. It’s nearly 9:45 AM. It’s a glorious sparkling summer’s day. In a second I’ll pop the dogs’ leads on and we’ll go for a gallop. This time tomorrow, I’ll be telling the kids to start putting their grammar books away because the bell is about to go. When it goes, all 28 kids and myself will leave the room and go on to our next class.

The weather will still be the same. The dogs and their leashes will still be here. But I’ll be 27kms away, writing a Dad joke* on the board and telling a new batch of 28 kids that it’s ‘Grammar Monday – open your books to the next unit.”

*sigh*

How strange to think that one day soon(ish), if I keep doing the things I’ve set in place, I’ll be able to do whatever I want on a Monday. How strange to think that I’ll be able to stride around in the daylight hours with confidence and surety, instead of scuttling to the doctors pretending to be sick, just to get a medical certificate for work. Stranger still to think that one day, it will all seem perfectly normal, and that my memories of the classroom will slowly fade.

The world outside work, in the daylight hours, is one that we workers tend not to think about a lot. But it’s there. It’s teeming with life, with sunlight and opportunities.

Every now and then, maybe it’s good to chuck a sickie just to be reminded.

*The Dad joke for tomorrow is: I’ve been reading a horror novel in braille. Something bad is going to happen – I can feel it!

Create – don’t simply consume.

When I was 7 my Gran taught me how to knit. I still remember the wool she used. It was bright red. Gran’s hands moved effortlessly as she showed me what to do, while mine wrestled incompetently with the wool and the needles. We were in the dining nook, she was to the left of me, while Mum was in the kitchen, where she could keep an eye on what was going on without being in the way.

My brother and sister weren’t interested in learning, but for some reason it stuck with me and I’ve been knitting ever since. 

Years later, long after Gran died, Mum and I were talking about her, and Mum said something that I’ve never forgotten.

“Mum said to me, when I left work to have you, that I needed to learn a skill,” she said. “Something that I could point to at the end of the day and say, ‘That’s how I spent some time today’. Something that will LAST. When you’re a young Mum at home with kids, so much of your time is spent on work that will need to be done again tomorrow, and the next day, and the next. It’s disheartening. You need something you can hold in your hand and know that it’s not going to go away any time soon. You need something for YOU.”

Gran’s ‘tangible thing’ was knitting. Mum’s was sewing. Many’s the time I’d hear her swearing at the sewing machine when I was a kid. She made our clothes, but she also made aprons and other things for sale. She sewed the curtains for our family room and dabbled with embroidery as well. 

These women from the past were motivated in part by frugality – back then it was cheaper to handmade clothes, not like today! – but they were also satisfying that innate human urge to create.

Maybe this is why so many people in the FIRE movement are drawn to blogging? Many jobs are essentially the same as being at home with children. Every day the kids need feeding. You can’t cook the perfect meal and say, “Nailed it! I never have to do this again! Behold my perfect meal!” 

Or you vacuum and dust the lounge room and it looks terrific. “Hooray! I never have to clean this room again!” said no-one ever. It always has to be done again.

It’s the same with our jobs. We pitch the perfect proposal/write the most wonderful report/teach an amazing lesson and we feel great… but it all has to be done again tomorrow. And the next day. And the next day. There are few jobs, particularly in office environments, where the work you do today is still around years from now.

No wonder people get burned out.

So much of the advice about retiring early revolves around the money, but there’s also that recurring advice of “You already know what you’re retiring FROM. Work out what you’re retiring TO.”

I don’t think it’s a coincidence that many early retirees find that they’re drawn to work that they do with their hands. Creativity is deep within the human psyche and making something appear that would never have been there without you is deeply satisfying. Once people free up the hours each day that were once spent commuting and working, it’s not surprising that many are drawn to scratching that creative itch that was left neglected for so long.

So here’s the crazy idea – what if you built in some time before you leave work to develop these skills you’re drawn to?

Surely it’s got to make the time we spend between finding out about FIRE and finally being able to pull the pin on the job a little more pleasant. Learning how to work with your hands, or practising a skill like songwriting or sketching doesn’t have a time limit on it. It won’t matter if you take a year of weekend/after work time to master a basic skill, or 2 years or 10. Who cares? You’re doing it for YOU. There’s no ‘Skillz Boss’ looking over your shoulder.

I’m guessing most people would already know what they’d spend creative time doing, but some people may not. Sometimes it takes thinking outside the box a little.

For example – what if you really love cooking? Each meal or dessert you make gets eaten and enjoyed, but you might feel there’s nothing tangible left for YOU. What about putting a book of ‘Family Favourite’ recipes together? Or maybe a collection of ‘Incredible Dessert’ recipes or ‘Excellent Meals to bring to Pot-Lucks’ to give to your friends? That’s creative.

What if you enjoy playing an instrument, but you have zero interest in songwriting? I live with musicians and I know for a fact that it’s never been easier to record yourself and create a video or (if you want to delight your Mum) make a CD of you playing your favourite songs. You don’t have to write your own songs to be able to create beautiful music that makes people feel good.

Me? Obviously, I have my blogs, but I also knit small, deliciously soft cowls and hats for people, made from skeins of Peruvian alpaca wool hand-dyed by virgins in large kettles over open fires. (If you believe the advertising.) I have a queen-sized quilt on the go for Tom27. The squares are 2.5 inches each, so he’ll probably be known as Tom58 by the time he gets it. I write the (very) occasional poem. I garden.

It’s too easy to get lost in spreadsheets and projections with hideous Maths and numerals when we’re racing towards FI/RE. Every one of us needs to nurture that little creative spark within us, so that when we reach FIRE and we can choose to spend our time in whichever ways we want – we actually have a few clear desires to follow.

No one wants to be that persnickety guy in socks and sandals worried about those pesky kids coming onto his lawn. If we’re putting in all this work to reach our personal freedom, let’s be running TOWARDS something that will give us joy. Life’s too short to die wondering.

Let’s find out what we enjoy and get going on actually enjoying it. Could be fun…

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